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Old 21-02-2018, 08:51 AM   #8371
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Thanks for bringing some light for my case. I just got rejected by dbs for my dcp application. Can u share ur contact for uob? Thanks
Sure! I will PM you his contact.

You need to allow PM in order for me to send you his contact.

Last edited by lork44; 21-02-2018 at 08:53 AM..
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Old 21-02-2018, 09:40 AM   #8372
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Sure! I will PM you his contact.

You need to allow PM in order for me to send you his contact.
Hi hi , can you PM me his contact too please
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Old 21-02-2018, 10:21 AM   #8373
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For dbs application do they inform you about the rejection or need to call them to check??
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Old 21-02-2018, 12:10 PM   #8374
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Hey lork44!

Did you eventually manage to get a good home loan amount?
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Old 21-02-2018, 01:51 PM   #8375
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Hey lork44!

Did you eventually manage to get a good home loan amount?
Sending in the documents to confirm on the IPA. Still pending.
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Old 22-02-2018, 02:36 PM   #8376
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Hi all.. juz asking advise on a friends behalf.

He borrowed money from this legal money lender. Was supposed to pay up oustanding soon but cant seem to contact them.

Check with ACRA but UEN and name not reflected. Advised to lodge a complain together with police coz this might be either an unregistered business or unlicensed money lender.

He only borrowed $500. Took $450 and payment is $550 for 1 month agreement.

They have his ic and work details.
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Old 22-02-2018, 02:43 PM   #8377
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Hi all.. juz asking advise on a friends behalf.

He borrowed money from this legal money lender. Was supposed to pay up oustanding soon but cant seem to contact them.

Check with ACRA but UEN and name not reflected. Advised to lodge a complain together with police coz this might be either an unregistered business or unlicensed money lender.

He only borrowed $500. Took $450 and payment is $550 for 1 month agreement.

They have his ic and work details.

My son also fall into this ah long scam loan. He wanted to cancel the loan but they don't let him and threatened him. We hv lodged a police report alr.
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Old 22-02-2018, 04:00 PM   #8378
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I’d suggest if wanna borrow, look up the registered licensed money lender list at the Money lender website. I think it’s found in the MINLAW site

Hi all.. juz asking advise on a friends behalf.

He borrowed money from this legal money lender. Was supposed to pay up oustanding soon but cant seem to contact them.

Check with ACRA but UEN and name not reflected. Advised to lodge a complain together with police coz this might be either an unregistered business or unlicensed money lender.

He only borrowed $500. Took $450 and payment is $550 for 1 month agreement.

They have his ic and work details.
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Old 22-02-2018, 05:34 PM   #8379
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If Citibank called me this morning to log in into CPF platform to authorise them to view my cpf contribution history, does that mean higher chance of approval? Cause that is the final stage of application right?

My CBS rating is HH.

I applied for DCP with Citibank 3 days back.

I also sent in application for DCP with MBB today.

Hopefully will get approved on either one. Having problem keeping up with payments.
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Old 22-02-2018, 05:56 PM   #8380
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For the CBS report,
Anyone knows what the Alphabets under the Account Status History, the last column, what does the As And Ns mean.
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Old 22-02-2018, 06:18 PM   #8381
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For the CBS report,
Anyone knows what the Alphabets under the Account Status History, the last column, what does the As And Ns mean.
You can check their website to understand your report.
http://www.creditbureau.com.sg/under...credit-report#

A
- Payment were current to 29 days past due

B
- 30 - 59 days past due

C
- 60 - 89 days past due

D
- 90 days or more past due

E
- Closed with no outstanding balance

F
- Closed with outstanding balance

*
- Facility not used or zero balance

G
- Voluntary closure with outstanding / surrender of security with outstanding balance

H
- Involuntary closure with outstanding / surrender of security with outstanding balance

R
- Closed, restructured Loan

S
- Closed, negotiated settlement prior to charge off

W
- Coded as default record by Member

M
- Account status not available#
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Old 22-02-2018, 06:41 PM   #8382
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For the CBS report,
Anyone knows what the Alphabets under the Account Status History, the last column, what does the As And Ns mean.
Second Row - Cash advance status / Balance transfer indicator (Only applicable to Credit Card facilities)
Y - Yes. Indicates that there is cash advance / balance transfer activity or balance.
N - No. Indicates that there is no cash advance / balance transfer activity or balance.
- Data on cash advance / balance transfer are not available as the credit facility was not in use.

Third Row - Full payment status (Only applicable to Credit Card facilities)
Y - Yes. Indicates that full payment has been made for that month
N - No. Indicates that full payment was not made for that month
- Data on full payment is not available as the credit facility was not in use.
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Old 22-02-2018, 09:46 PM   #8383
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No this doesn’t mean higherchance. It just means the bank is proceeding with your application. Still 2 more steps for approval

If Citibank called me this morning to log in into CPF platform to authorise them to view my cpf contribution history, does that mean higher chance of approval? Cause that is the final stage of application right?

My CBS rating is HH.

I applied for DCP with Citibank 3 days back.

I also sent in application for DCP with MBB today.

Hopefully will get approved on either one. Having problem keeping up with payments.
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Old 22-02-2018, 10:03 PM   #8384
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Posts: 36
If Citibank called me this morning to log in into CPF platform to authorise them to view my cpf contribution history, does that mean higher chance of approval? Cause that is the final stage of application right?

My CBS rating is HH.

I applied for DCP with Citibank 3 days back.

I also sent in application for DCP with MBB today.

Hopefully will get approved on either one. Having problem keeping up with payments.
What's your credit score and are you current user of both Maybank and Citibank
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Old 23-02-2018, 12:05 AM   #8385
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Got rejected from Maybank. Trying HSBC now, fingers crossed.

X DBS
X Maybank

Last edited by alvinblank; 23-02-2018 at 12:31 AM..
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