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Debt consolidation Plan - Part 2

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Old 09-09-2019, 06:12 PM   #1006
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I donít think so since cso said credit back into ready credit account. Probably is DCP amount less $500 rebate. Better than nothing. U got your letter yet?

so for that month, our repayment -500?
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Old 09-09-2019, 06:18 PM   #1007
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My cso say letter will be posted within 3-5 working days. But disbursements will be done by this week. Also advised me to call the respective banks for refunds 1 wk after disbursements are done.

So far I been checking my Citi account and other banks accounts, nothing paid yet.

congrats!

mine also approved by SCB but the CO says fastest to disburse is end of this week. but so far no letter nothing
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Old 10-09-2019, 04:05 AM   #1008
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I donít think so since cso said credit back into ready credit account. Probably is DCP amount less $500 rebate. Better than nothing. U got your letter yet?
Once your ready credit fund are been disbursed to clear the outstanding of other banks credit facility, it will be susepened. I just received my letter of the monthly repayment, it add up to the total amount of my dcp plus interests, so I think for the 3rd month or 4th month -500 for the dcp installment.
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Old 10-09-2019, 02:46 PM   #1009
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Not bad. At least have more cash on hand in the 3rd month.

Once your ready credit fund are been disbursed to clear the outstanding of other banks credit facility, it will be susepened. I just received my letter of the monthly repayment, it add up to the total amount of my dcp plus interests, so I think for the 3rd month or 4th month -500 for the dcp installment.
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Old 10-09-2019, 04:30 PM   #1010
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I own a car and Iím on DCP.. and also have a 30k renovation loan taken after DCP lol.
Hi bro. Can pm me. Wish to know how u get your renovation loan..could not pm u as i need few more comments before i can pm. Thanks in advance!
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Old 11-09-2019, 07:31 AM   #1011
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I saw my citi old ready credit and cc is cleared off. However there is a annual fee charged to my old cc just yesterday, resulting in a outstanding amt of $32. I can call to waiver off and close the old cc right? I am planning to close all the old cc cards since they are suspended and canít be used anyway.
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Old 11-09-2019, 09:49 AM   #1012
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Just called Citi to cancel my old card. Got a cash rebate for the reward points and they are transferring the same to the new card plus the overpayment on the old card to the new card. I also requested for them to set me a letter to confirm that the old card has been paid off and closed.

I saw my citi old ready credit and cc is cleared off. However there is a annual fee charged to my old cc just yesterday, resulting in a outstanding amt of $32. I can call to waiver off and close the old cc right? I am planning to close all the old cc cards since they are suspended and canít be used anyway.
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Old 11-09-2019, 11:06 PM   #1013
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Unhappy

Dont borrow from lml. If dcp fails, go for ccs.

Posted from PCWX using CPH1719
any reason?

Not sure CCS suits. got family commitments and can pay a certain % from monthly salary.

Also i might not be able to switch jobs with CCS. Specially to a financial industry.

I am think of Qian or lending bee btw.

Last edited by divideby2; 11-09-2019 at 11:50 PM..
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Old 12-09-2019, 06:44 AM   #1014
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Was about to go for ccs next week.
Suddenly there is a new credit card in my account.
Does that mean that DCP is approved?
Excited.
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Old 12-09-2019, 10:22 AM   #1015
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Was about to go for ccs next week.
Suddenly there is a new credit card in my account.
Does that mean that DCP is approved?
Excited.
Which bank? It could be approved. Mine was like that
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Old 12-09-2019, 10:33 AM   #1016
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any reason?

Not sure CCS suits. got family commitments and can pay a certain % from monthly salary.

Also i might not be able to switch jobs with CCS. Specially to a financial industry.

I am think of Qian or lending bee btw.

Qiannow /Lending bee has a very high interest rate

Last edited by Redfield; 12-09-2019 at 10:34 AM.. Reason: typo
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Old 12-09-2019, 01:37 PM   #1017
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OCBC. They called and say it's at the final stage. :/ Fingers crossed.

Which bank? It could be approved. Mine was like that
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Old 12-09-2019, 06:51 PM   #1018
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Jiayou guys.. I am in my 1st mth of payment. After all refund, I managed to get abt 12k back.
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Old 12-09-2019, 09:42 PM   #1019
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Wow is that your 5%?? So much.

Jiayou guys.. I am in my 1st mth of payment. After all refund, I managed to get abt 12k back.
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Old 13-09-2019, 08:17 AM   #1020
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OCBC. They called and say it's at the final stage. :/ Fingers crossed.
How long did ocbc take to approve your dcp?
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