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Old 13-06-2019, 08:50 AM   #1666
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Citi SMRT is 2.7% for online right
I believe it doesn't cover all kinds of online spend. Only online shopping like Lazada is covered.
For example M1 bill or Sembcorp bill etc you won't get that high cashback. Spree card gives 2% for everything online including SP services and even govt websites.

Last edited by revhappy; 13-06-2019 at 08:52 AM..
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Old 13-06-2019, 08:57 AM   #1667
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I believe it doesn't cover all kinds of online spend. Only online shopping like Lazada is covered.
For example M1 bill or Sembcorp bill etc you won't get that high cashback. Spree card gives 2% for everything online including SP services and even govt websites.
https://www.citibank.com.sg/global_docs/pdf/Rewards_Exclusion_List.pdf
Yup they exclude Utilities.
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Old 14-06-2019, 12:20 PM   #1668
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https://www.citibank.com.sg/global_docs/pdf/Rewards_Exclusion_List.pdf
Yup they exclude Utilities.
what is the reason those banks exclude so many types spend?
This is not kind of fine, or other invalid purchases.
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Old 14-06-2019, 12:52 PM   #1669
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Usually it means Citibank charges merchants less for these categories of spending, as these merchants may have thin margins or might not be able to afford it (charities). Therefore, since it does not earn the full commission (usually 2.2%) as an issuing bank, it no longer makes sense to offer its credit card users rebates in the form of points.
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Old 14-06-2019, 01:55 PM   #1670
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Usually it means Citibank charges merchants less for these categories of spending, as these merchants may have thin margins or might not be able to afford it (charities). Therefore, since it does not earn the full commission (usually 2.2%) as an issuing bank, it no longer makes sense to offer its credit card users rebates in the form of points.
Alternatively, the banks wants to encourage discretionary spending. Stuff like utility bills are a necessity, whether or not they give you rebates, youíll have to pay them anyway. They want to encourage you to spend more on stuff that isnít a necessity, generating additional sales and commissions for them.
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Old 14-06-2019, 02:36 PM   #1671
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I just got the 50% rebate for Citibank simplygo MasterCard promo.
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Old 21-06-2019, 06:33 PM   #1672
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I kena a 'missing entry' penalty of $2 at a MRT and subsequently another $0.83 for a transfer to a bus.

Really bad that such bugs appear now and then and we have to check carefully every single trip via the app or else we won't know.

Makes me wonder why they can't test it thoroughly before releasing to public use. Bad experience again.

For those experienced with claiming, do I claim the $2 only or both the $2 and $0.83?

Thanks.
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Old 21-06-2019, 06:35 PM   #1673
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I kena a 'missing entry' penalty of $2 at a MRT and subsequently another $0.83 for a transfer to a bus.

Really bad that such bugs appear now and then and we have to check carefully every single trip via the app or else we won't know.

Makes me wonder why they can't test it thoroughly before releasing to public use. Bad experience again.

For those experienced with claiming, do I claim the $2 only or both the $2 and $0.83?

Thanks.
Submit both, reference your first claim when making the 2nd. They will refund the difference on one of the claims
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Old 26-06-2019, 03:44 PM   #1674
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Has anyone received the max $10 cashback from OCBC's Mastercard simplygo promo (April to May 2019)? I haven't gotten mine yet. Supposed to credit by end June.
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Old 26-06-2019, 03:46 PM   #1675
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Not yet. Still waiting for other cards rebate like stand chart also

Has anyone received the max $10 cashback from OCBC's Mastercard simplygo promo (April to May 2019)? I haven't gotten mine yet. Supposed to credit by end June.
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Old 27-06-2019, 08:57 AM   #1676
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So far only Citibank has given the rebates for MasterCard simplygo?
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Old 27-06-2019, 08:58 AM   #1677
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So far only Citibank has given the rebates for MasterCard simplygo?
ICBC has given out twice.
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Old 27-06-2019, 01:58 PM   #1678
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Got it from ICBC
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Old 02-07-2019, 01:34 AM   #1679
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June has passed and still no news from nets contactless bank card promo ($0.50 rebate per trip). Can anyone tell me if they already receive it? Then at least I know I wasn’t the first few xxx users.
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Old 02-07-2019, 02:30 PM   #1680
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Anyone received from the OCBC Mastercard Transitlink promo? According to TnC, they are supposed to pay the rebate by end June. I still haven't got mine.
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