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Need advice with license money lender

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Old 09-01-2020, 09:32 PM   #1
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Join Date: Jan 2020
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Need advice with license money lender

Hi all, I am $35,000 in debt to 4 different license money lender, with an income of only $4000 bring home after cpf deduction. I have been borrowing from one to pay another and itís just adding up and I have reached the max I can borrow.
Have read about debt charities that help speak to this money lenders to restructure the loan. As I am unable to keep up with monthly payments of $14,000 a month . I would like to know if I approach this debt charities, would the money lenders harass me or call my boss or would they settle and make a payment plan amicably with me ?
Anyone have their experience with license money lender restructuring before ?
Also is there a license money lender or lenders that can help me pay off this 4 money lenders and I pay them on a longer payment term that I can upkeep ?

Thanks in advance
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