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Old 07-07-2019, 11:22 AM   #1
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Qns about credit card pending aka holding charges

I saw two transaction from same merchant reflected when i login to my cc app.

One states pending. I assume is holding charge.

But downstair. Also same amt of charge but is full transacted?

Why is the pendingtransaction not remove?

Else it would be duplicated transaction . Kena dOuble charge.

The othermerchant ones alr converted from the intitial pending to fullytransacted

Left this one..

Anyone has experience on such cases.

How often do merchant errorneously make double charge?
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Old 07-07-2019, 12:31 PM   #2
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Happens to me before.

Call the bank to clarify your doubts.
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Old 07-07-2019, 12:44 PM   #3
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Happens to me before.

Call the bank to clarify your doubts.
What did bank tell u .

Is it a double chargw for ya case???
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Old 07-07-2019, 12:48 PM   #4
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Online merchant?
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Old 08-07-2019, 07:58 PM   #5
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I saw two transaction from same merchant reflected when i login to my cc app.

One states pending. I assume is holding charge.

But downstair. Also same amt of charge but is full transacted?

Why is the pendingtransaction not remove?

Else it would be duplicated transaction . Kena dOuble charge.

The othermerchant ones alr converted from the intitial pending to fullytransacted

Left this one..

Anyone has experience on such cases.

How often do merchant errorneously make double charge?
I bought stuff from ikea, paid using cc
There's 2 transactions with same amount, but 1 holding charge
Few days later that charge disappeared
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Old 08-07-2019, 08:44 PM   #6
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You will have to check with the merchant. Like I just bought some air tickets from Lufthansa, they held double the amount, with one confirmed and one pending. They say this is their "insurance" against credit card fraud and will release the pending after 7 days. So will have to depend on your merchant.
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Old 08-07-2019, 09:41 PM   #7
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Which merchant did you encounter this problem?
For hotels, it does happen from time to time. At check-in, they will hold a certain amount as deposit.

At check-out, if you have some charges to pay, the hotel is supposed to use the pre-authorized amount for the payment. However some of the staff who is not familiar will charge another amount to your card resulting in 2 charges. The pre-authorization charge should drop off around 2 weeks (depending on each bank system).
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