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QUESTION ABOUT CITIBANK PREMIERMILES CARD

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Old 25-05-2016, 04:25 PM   #1771
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No. It depends. For websites like expedia.sg and agoda prices are either quoted in sgd by default or converted to sgd using spot rate. So effective only 0.8% cross border fees will be incur. Also can write in to request expedia and agoda to refund these fees also. Better to pay in sgd.

For website like amazon where they quote in usd by default and use there own lousy exchange rate to change to sgd. Better to pay in usd although a currency exchange fee of 2.5% will be charged for paying in usd.
added,

For some web like Airasia or SQ its better to pay on original currency, for example for flight start from KL or Indonesia better to pay in MYR or IDR since their conversion is worse compared with 2.5-3% foreign conversion charge
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Old 29-05-2016, 09:34 AM   #1772
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Just wondering, would the citibank miles conversion be better then DBS Altitude card or are they the same?
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Old 29-05-2016, 09:58 AM   #1773
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Just wondering, would the citibank miles conversion be better then DBS Altitude card or are they the same?
Citi charges on a per conversion basis, while dbs is charging annually.

you can pool dbs points from various cards (eg altitude + woman's) together for a conversion, whereas citi premiermiles is a standalone currency that is different from other cards such as rewards card.
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Old 29-05-2016, 10:09 AM   #1774
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Citi charges on a per conversion basis, while dbs is charging annually.

you can pool dbs points from various cards (eg altitude + woman's) together for a conversion, whereas citi premiermiles is a standalone currency that is different from other cards such as rewards card.
For the dbs, if we are not converting, will dbs still charge the annual conversion fee? Cause i am small spender, may take 2-3 years to accumulate the points then convery.

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Old 29-05-2016, 10:15 AM   #1775
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For the dbs, if we are not converting, will dbs still charge the annual conversion fee? Cause i am small spender, may take 2-3 years to accumulate the points then convery.
Yes, DBS will keep charging annually once you enroll into the FFP but you can choose not to enroll so as not to pay when you are not converting miles.
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Old 29-05-2016, 11:47 AM   #1776
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Yes, u can choose to accumulate 2-3 yrs then pay 1 yr to convert, then repeat the same...
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Old 30-05-2016, 06:58 AM   #1777
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No. It depends. For websites like expedia.sg and agoda prices are either quoted in sgd by default or converted to sgd using spot rate. So effective only 0.8% cross border fees will be incur. Also can write in to request expedia and agoda to refund these fees also. Better to pay in sgd.

For website like amazon where they quote in usd by default and use there own lousy exchange rate to change to sgd. Better to pay in usd although a currency exchange fee of 2.5% will be charged for paying in usd.
is there a 2.5% currency exchange fee for all payments online that is not in sgd?
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Old 30-05-2016, 07:38 AM   #1778
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is there a 2.5% currency exchange fee for all payments online that is not in sgd?
Yes there is currency exchange fee for payment online using sg issued card for payment not in sgd. Using this card the fee is 2.5%.

Last edited by Trazora; 30-05-2016 at 07:41 AM..
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Old 30-05-2016, 09:32 AM   #1779
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Yes there is currency exchange fee for payment online using sg issued card for payment not in sgd. Using this card the fee is 2.5%.
Ouch...diddn't know. Is this the norm for most cc?
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Old 30-05-2016, 09:34 AM   #1780
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Ouch...diddn't know. Is this the norm for most cc?
For all cc, unless waived eg dual currency cc. Fees varies from 1% to 3.75%.
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Last edited by Trazora; 30-05-2016 at 09:40 AM..
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Old 01-06-2016, 03:23 PM   #1781
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With regards to the CCY fees on Agoda and Expedia. Yesterday I sent both of them a msg to request waiving my various CCY fees as goodwill gesture, Agoda via email and Expedia via their online feedback form.

Today I received a call from Agoda. The lady explained that now Agoda has many more payment gateways thats why I'm getting charged CCY. However they'll be willing to refund the CCY fees if I email them my credit card statement.

Not sure if they'll continue to provide this goodwill but hopefully they can do something about this CCY in the longer term.

Haven't heard back from Expedia yet.
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Old 01-06-2016, 04:20 PM   #1782
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With regards to the CCY fees on Agoda and Expedia. Yesterday I sent both of them a msg to request waiving my various CCY fees as goodwill gesture, Agoda via email and Expedia via their online feedback form.

Today I received a call from Agoda. The lady explained that now Agoda has many more payment gateways thats why I'm getting charged CCY. However they'll be willing to refund the CCY fees if I email them my credit card statement.

Not sure if they'll continue to provide this goodwill but hopefully they can do something about this CCY in the longer term.

Haven't heard back from Expedia yet.
I think you just wait, they gonna refund it, i need to wait almost 4-5 days and they refund it
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Old 01-06-2016, 04:23 PM   #1783
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I think you just wait, they gonna refund it, i need to wait almost 4-5 days and they refund it
Expedia did not reply my email sent 2 weeks ago.
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Old 01-06-2016, 04:46 PM   #1784
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Expedia did not reply my email sent 2 weeks ago.
try resend again from website form
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Old 03-06-2016, 11:52 AM   #1785
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Thinking abt getting citi PM or DBS Altitude. Which is better?

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