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Old 14-09-2018, 10:19 AM   #1
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Replace OCBC 365

Hi Guys, anyone can share if there's a good card to replace the 365 card? Looking to change after they change their clause. i usually use my 365 card on these few spendings,

1) $300 Petrol at CALTEX (I normally pump 98, pair with PLUS! Card to get points)

2) M1 recurring Bill ($80 Per Month)

3) Weekdays and Weekend Dining ($150~$350, Will Only hit $350 if i pay for meals on friends birthday celebration.)

4) Lazada/Redmart Shopping ($100 Once every 2-3 Months)


With the new clause on the 365 card, i wont be getting much cashback anymore. $800 per month abit hard to hit sometimes.

i have the OCBC Cashflo and SCB Unlimited Cashback for bigger tickets item, otherwise i seldom use them.

Would appreciate if anyone can share what card did they switch to, Thanks In Advance.
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Old 14-09-2018, 11:06 AM   #2
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BOC Family

10% rebate for dining and movie capped at $30

5% rebate for online capped at $30

5% rebate for telco/ groceries/ up to 4x nets flashpay ATU/ hospital/ big box/ best denki/ watson/ unity/ popular/ toy r us/ welcia-BHG capped at $40

2% on "others" if spend min $200 on "others" on boc family supp card. capped at $20

Need min $700 monthly spend.
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Old 14-09-2018, 12:15 PM   #3
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How about Maybank Platinum visa?

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Old 14-09-2018, 12:28 PM   #4
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How about Maybank Platinum visa?

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$300/$1000 tier, either too low or high for OP. At best only 3.33% rebate if can meet $300/$1000 tier each month of the quarter.
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Old 14-09-2018, 02:06 PM   #5
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SC Unlimited
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Old 14-09-2018, 02:10 PM   #6
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SC Unlimited
SC Unlimited is only 1.5% on all spends. Compared to others such as dining, petrol and groceries.. they are all more than 2%

but one main thing to note is that, the minimum spend on 365 will be $800 starting from Oct 2018.
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Old 14-09-2018, 03:11 PM   #7
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what about dbs multiplier?
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Old 14-09-2018, 03:19 PM   #8
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Think he’s asking credit card. Not saving account. Posb everyday not that superb too

what about dbs multiplier?
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Old 14-09-2018, 03:42 PM   #9
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BOC Family

10% rebate for dining and movie capped at $30

5% rebate for online capped at $30

5% rebate for telco/ groceries/ up to 4x nets flashpay ATU/ hospital/ big box/ best denki/ watson/ unity/ popular/ toy r us/ welcia-BHG capped at $40

2% on "others" if spend min $200 on "others" on boc family supp card. capped at $20

Need min $700 monthly spend.
Im considering this, as well as the HSBC Visa Platinum Credit Card. how does this 2 fare?
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Old 14-09-2018, 03:51 PM   #10
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Im considering this, as well as the HSBC Visa Platinum Credit Card. how does this 2 fare?
think boc family fare better in everything except the rebate% for caltex.
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Old 14-09-2018, 06:28 PM   #11
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think boc family fare better in everything except the rebate% for caltex.
If thats the case, then i will have to take BOC then find another card mainly for my petrol.

what card can i take for petrol only? i dont mind changing to another brand of petrol if theres a need to.
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Last edited by eS.KuKu; 14-09-2018 at 06:42 PM..
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Old 14-09-2018, 11:16 PM   #12
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Imo keep ocbc bah

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Old 15-09-2018, 12:31 AM   #13
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If you don't mind switching to SPC, then the BOC Zaobao can be considered.
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Old 15-09-2018, 11:28 AM   #14
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If you don't mind switching to SPC, then the BOC Zaobao can be considered.
but it's union pay, scared if any of my expenses doesn't accept union pay then i fail to hit min. spend then wasted.
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Old 15-09-2018, 11:30 AM   #15
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BOC Family

10% rebate for dining and movie capped at $30

5% rebate for online capped at $30

5% rebate for telco/ groceries/ up to 4x nets flashpay ATU/ hospital/ big box/ best denki/ watson/ unity/ popular/ toy r us/ welcia-BHG capped at $40

2% on "others" if spend min $200 on "others" on boc family supp card. capped at $20

Need min $700 monthly spend.
Hi Bro, i was googling and found this link.

http://simplebudgetsimplelife.blogsp...oc-family.html

does that mean i cannot spend more then $300 for dining expenses per month?
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