HWZ Forums

Login Register FAQ Mark Forums Read

uob card fee waiver rejected

Reply
 
LinkBack Thread Tools
Old 06-07-2018, 04:52 PM   #1
Senior Member
 
Join Date: Jun 2018
Posts: 893
uob card fee waiver rejected

recently i forgotten to pay for the card as i cant remember using it and missed the email regarding it

i tried to ask for waiver but was rejected!

anyone knows how to get it approved?

pay $93 for nth!
koganei123 is offline   Reply With Quote
Old 06-07-2018, 05:13 PM   #2
Arch-Supremacy Member
 
coloumbiaGames's Avatar
 
Join Date: Feb 2008
Posts: 14,358
Cancel card?
coloumbiaGames is offline   Reply With Quote
Old 07-07-2018, 01:41 AM   #3
Master Member
 
Join Date: Mar 2012
Posts: 3,858
Be persistent to ask till fully waived
saffronsatire is offline   Reply With Quote
Old 07-07-2018, 12:23 PM   #4
Supremacy Member
 
hwarzoner's Avatar
 
Join Date: Apr 2007
Posts: 6,366
i tried 3 times still cannot waive annual fee for UOB so i cancel liao.
hwarzoner is offline   Reply With Quote
Old 07-07-2018, 01:04 PM   #5
Member
 
Join Date: Feb 2011
Posts: 152
seriously have to call 10 times; if not complain in the UOB AGM for fee waiver
sentiment8182 is offline   Reply With Quote
Old 07-07-2018, 01:33 PM   #6
Senior Member
 
Join Date: Aug 2008
Posts: 2,011
trash, black and white contract and ownself useless forgot to pay bills come ask others for help lmao
poooff is offline   Reply With Quote
Old 07-07-2018, 11:37 PM   #7
Arch-Supremacy Member
 
IcYFl4mEz's Avatar
 
Join Date: Jul 2004
Posts: 12,434
recently i forgotten to pay for the card as i cant remember using it and missed the email regarding it

i tried to ask for waiver but was rejected!

anyone knows how to get it approved?

pay $93 for nth!
its not for nothing, u missed the payment, just that they are not kind enuff to waive for u. try again, if not just ask them cancel the card, but u still need to pay.
IcYFl4mEz is offline   Reply With Quote
Old 08-07-2018, 07:15 AM   #8
Member
 
Join Date: Mar 2008
Posts: 499
If just the first time, usually bank will waive and should waive.
nick3384me is offline   Reply With Quote
Old 08-07-2018, 01:45 PM   #9
Senior Member
 
Join Date: Jan 2005
Posts: 1,816
Just be thick skin and ask for waiver repeatedly.. until they gave in..otherwise prepare to cancel card.. seems like uob is becoming like ocbc.
mubz96 is offline   Reply With Quote
Old 08-07-2018, 05:13 PM   #10
High Supremacy Member
 
derrickgoh's Avatar
 
Join Date: Jan 2000
Posts: 35,982
Am I missing something here? Its one thing to have your ANNUAL fee waiver rejected which is quite normal in which case most ppl just cancel the card.

But we are talking about late payment penalty fee here. Yes yes, many reasons for late payment. The maid used the bill to wipe her arse. Yahoo Mail wrongly classified it as spam so you never saw the email. Too busy deleting SMS messages from your ex that you accidentally deleted the SMS reminder from the bank. Whatever.

Bottomline is the customer failed to make payment. If the bank agrees to waive out of good will. But it is not obliged to as its not their fault the customer forgot to pay his bill.
derrickgoh is offline   Reply With Quote
Old 09-07-2018, 09:57 AM   #11
Senior Member
 
Join Date: Jun 2018
Posts: 893
Am I missing something here? Its one thing to have your ANNUAL fee waiver rejected which is quite normal in which case most ppl just cancel the card.

But we are talking about late payment penalty fee here. Yes yes, many reasons for late payment. The maid used the bill to wipe her arse. Yahoo Mail wrongly classified it as spam so you never saw the email. Too busy deleting SMS messages from your ex that you accidentally deleted the SMS reminder from the bank. Whatever.

Bottomline is the customer failed to make payment. If the bank agrees to waive out of good will. But it is not obliged to as its not their fault the customer forgot to pay his bill.
not saying they are obliged but i already clear my bills

not like i owe them money
koganei123 is offline   Reply With Quote
Old 09-07-2018, 12:52 PM   #12
Member
 
Join Date: Jan 2014
Posts: 220
Some banks are more lenient (my experience is BOC and SCB), which they waived all charges after I made a full payments. However, we all know banks are not obligated to grant the waiver.
If you put some installment plans on the card, or the spending is tied to some extra bonus interests, the bank is less ‘flexible’ as they feel the customer won’t really cancel the card.
newjungle is offline   Reply With Quote
Old 09-07-2018, 12:55 PM   #13
Senior Member
 
lasnoblur's Avatar
 
Join Date: Mar 2008
Posts: 2,456
Yes as some others mentioned it's a feature of goodwill.

You can choose to cancel the card.

I did it for Citibank when they refused to waive a late charge previously.
__________________
iherb 5 USD discount: RFZ371
BF global: 897857114 (retired)
BF JP: 24002804 (retired)
lasnoblur is offline   Reply With Quote
Old 09-07-2018, 01:36 PM   #14
Senior Member
 
Join Date: Jan 2005
Posts: 1,816
Thing is TS already paid the late charge & admin fees. Pretty low chance to get bank to credit back now.
But you never try you never know.
mubz96 is offline   Reply With Quote
Old 10-07-2018, 09:38 AM   #15
Senior Member
 
Join Date: Jun 2018
Posts: 893
Yes as some others mentioned it's a feature of goodwill.

You can choose to cancel the card.

I did it for Citibank when they refused to waive a late charge previously.
cancel card also must pay right?

anyway, if they refuse, i would cancel all relationship with UOB including my current bank account
koganei123 is offline   Reply With Quote
Reply
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Terms of Service for more information.


Thread Tools

Posting Rules

Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On