Confused .. copy from website
Action 1: Spend at least S$500 on your UOB One Card and/or selected Cards monthly.
What constitutes as spend?
All Visa and/or Mastercard® transactions successfully posted in the calendar month which also includes:
All Visa and/or Mastercard retail spend on your card.
Recurring payments which covers your insurance premiums charged to your card.
Selected Cards include UOB Lady’s Card+, UOB YOLO, UOB Debit Card and UOB Direct Visa Debit Card and Mighty FX Debit Card
Look for the link to terms and conditions on the bottom of that page.