what about Maybank Horizon? Think it's better than UOB PRVI. Although I must say, the limo transfer to airport is really tempting
Maybank Horizon is only better in that
a) it's a Visa, so accepted at more places
b) it earns 2 miles/$ for air tickets, higher than the 1.6 miles/$ you get with UOB PRVI (unless u buy tickets in foreign currency, in which case, UOB PRVI gets you more at 2.5 miles/$
c) it is rounded to the nearest $, so good for small foreign transactions, such as iTunes (your 99c apps), whereas UOB PRVI is rounded down to nearest $5 (99c apps would not get you any points).
d) Maybank Visa charges less commission than Amex cards
Other than that, UOB PRVI is better. TBH, the limo transfer is not a big deal. There are other cards which offer similar or better benefits.
You'll pay more for overseas spending on UOB PRVI, due to it being amex. Horizon card shines on air ticket booking, overseas spending, ez-reload and some other 10x rewards partners; Other than that, i keep my everyday local spending to citi PM.
Horizon earns 2 miles per $ on overseas charges. UOB PRVI earns 2.5 miles. Eg, $20 overseas charges gives you 40 miles with Horizon, but 50 miles with UOB PRVI.
On a flat comparison, neither is absolutely better than the other. You can either have both (& enjoy the best of both worlds) or just pick one.
Against the Citi PM for local spending, I would say the UOB PRVI is just about better in almost all regards (except that it is an Amex). Unless Citi matches the 1.6 miles, I will be moving my local spends to UOB PRVI.
Oh. there is also a conversion fees of $20 for every transaction. But the limo transfer to airport is attractive... dammm..
I am curious why you would think so. I mean it depends on where you stay, and the time of your flight, of course, but that's a $30 benefit. Depending on how often you travel, it may not even be a big deal. It's not enough to convince me to switch my air ticket charges to UOB PRVI, when I could earn more points/miles from my Horizon.
(Besides, I already get free limo transfer to the airport from another card.