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Old 20-01-2013, 11:38 PM   #1
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UOB visa signature

anybody has any idea if this card can be waived off easily ? i dont think this card has any first few years waived right ?

i want this card because of the x2 points .
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Old 20-01-2013, 11:59 PM   #2
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This card is frankly, poor.

If you really want a UOB card, get UOB PRVI Miles card. 4x points.

If you really want a Visa card, get DBS Altitude Visa. 3x points, 4x points for spend above $2k each month.
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Old 21-01-2013, 01:00 AM   #3
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What about the UOB Visa Platinum? Thinking of switching to the UOB PRVI for the higher points earning power.
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Old 21-01-2013, 10:03 AM   #4
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I have the card but very seldom use. Annual fee can waive.
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Old 21-01-2013, 03:12 PM   #5
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This card is frankly, poor.

If you really want a UOB card, get UOB PRVI Miles card. 4x points.

If you really want a Visa card, get DBS Altitude Visa. 3x points, 4x points for spend above $2k each month.
I spend quite a lot with my credit cards , in terms of points earning , dbs altitude visa is the best ? I compare uob visa signature to my current hsbc card , uob visa signature uses less points for more value vouchers .
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Old 21-01-2013, 09:36 PM   #6
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I spend quite a lot with my credit cards , in terms of points earning , dbs altitude visa is the best ? I compare uob visa signature to my current hsbc card , uob visa signature uses less points for more value vouchers .
Difficult question to answer since you need a common base to compare.

I use miles, because all of them have a way to convert from points to miles. If there is a particular voucher that you like to redeem, then that's another way to compare.

But, using shopping mall vouchers as an example, UOB needs 1350 UNI$ for a $20 CapitalMall voucher. This is equivalent to $3375 spending on the Visa Signature card. So, $6750 spending to get $40.

For DBS, you need 2600 DBS Points to get a $40 CapitalMall Voucher. This is equivalent to $4333.33 spending on the DBS Altitude Visa (assuming each month you charge less than $2k).

For the sake of argument, if you had used the UOB PRVI Miles card instead, you need to spend $3375 to get the same $40 CapitalMall Voucher.

Not sure which HSBC card you are refering to, but you can work out the sums as well.
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Old 30-08-2013, 06:03 PM   #7
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[IMG]javascriptpenccpopup('https://uniservices1.uobgroup.com/secure/forms/signaturecard.jsp');[/IMG]
Credit Cards | Enjoy generous lifestyle privileges & rewards with UOB Visa Signature Card

You can now enjoy 5% cash rebate on overseas* and petrol^ spend, up to S$1,200 per year.

*With minimum spend of S$1,000 in foreign currencies per statement period
^With minimum spend of S$1,000 per statement period
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Old 30-08-2013, 06:59 PM   #8
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Even better than prvi miles

[IMG]javascriptpenccpopup('https://uniservices1.uobgroup.com/secure/forms/signaturecard.jsp');[/IMG]
Credit Cards | Enjoy generous lifestyle privileges & rewards with UOB Visa Signature Card

You can now enjoy 5% cash rebate on overseas* and petrol^ spend, up to S$1,200 per year.

*With minimum spend of S$1,000 in foreign currencies per statement period
^With minimum spend of S$1,000 per statement period
10x point for overseas is better than 6.25 for prvi miles!
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Old 31-08-2013, 02:57 AM   #9
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10x point for overseas is better than 6.25 for prvi miles!
But its capped at $2000 per statement period. Useful but limited.
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Old 31-08-2013, 08:55 AM   #10
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But its capped at $2000 per statement period. Useful but limited.
When did this promo came out? Agreee that the benefit is limited.
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Old 01-09-2013, 11:17 AM   #11
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For overseas spend, you need to spend at least $1k and limited to only $2k expenditure, to earn 4miles per $1. Did I get this right?
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Old 01-09-2013, 11:25 AM   #12
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Seems so. Good fr hotel bokings
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Old 01-09-2013, 12:55 PM   #13
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For overseas spend, you need to spend at least $1k and limited to only $2k expenditure, to earn 4miles per $1. Did I get this right?
Yes, that's right. min $1k and max $2k for 4 miles per dollar. Good thing is this card also let you redeem the points for cash which work put to 1.25c per mile which is the highest i have seen and beat out citibank rewards for so people who want cash instead of miles, this card is good. I wonder whether the UNI$ for this card will be merge with other UNI$ from other cards as this card allow redemption for cash using UNI$.

Last edited by hwmook; 01-09-2013 at 12:59 PM..
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Old 01-09-2013, 01:08 PM   #14
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At SPC, 15% + $2 off (min $50) + 4 miles/$ is attractive. Problem is meeting the $1k minimum spending (since the card is just about useless for anything else).

May get the card anyway. Those months where I can hit $1k overseas spending, then pump at SPC.

Yes, that's right. min $1k and max $2k for 4 miles per dollar. Good thing is this card also let you redeem the points for cash which work put to 1.25c per mile which is the highest i have seen and beat out citibank rewards for so people who want cash instead of miles, this card is good. I wonder whether the UNI$ for this card will be merge with other UNI$ from other cards as this card allow redemption for cash using UNI$.
I'm guessing that it will continue to be merged. To change their IT system to track this card separately probably is more trouble than it's worth.

If you look at the online catalogue, it already has the Visa Signature 2000 UNI$ for $50 credit. Only condition being that it is valid only for Visa Signature members. So, likely the points are still combined and as long as you are a card member, you can do the redemption.

Last edited by Suleyman; 01-09-2013 at 01:32 PM..
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Old 01-09-2013, 10:15 PM   #15
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Seems so. Good fr hotel bokings
Good idea. If minimum $1k spend but not over $2k, might want to get this card... However, it's prone to DCC being a Visa so maybe good for pre-paid rates with no incidentals.
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