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What card for 15-20k spending ?

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Old 01-07-2019, 03:19 PM   #1
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What card for 15-20k spending ?

Gonna shift house soon.

Expected to spend 15-20k on furnishing, electronics, etc.

Any card(s) to recommend?
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Old 01-07-2019, 03:28 PM   #2
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Gonna shift house soon.

Expected to spend 15-20k on furnishing, electronics, etc.

Any card(s) to recommend?
Ocbc titanium rewards card, 10x points capped for $12k per year for each of pink and blue version. Covers stores selling electronics (and furniture) https://docs.google.com/spreadsheets/d/1ffbzrIlK7iTO_IAT7nzk8ULWf1zsRX9F-rniLbRwwR4/edit?usp=drivesdk
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Old 01-07-2019, 03:34 PM   #3
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Gonna shift house soon.

Expected to spend 15-20k on furnishing, electronics, etc.

Any card(s) to recommend?
Depends what you're keen in.. cash rebate or points or airmiles?
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Old 01-07-2019, 04:32 PM   #4
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Miles/Rewards: OCBC Titanium Rewards for both electronics (audiohouse, harvey norman etc.) and some furniture at IKEA. 12k spending every card anniversary year for 4 miles per dollar. Get both blue and pink version of the card for 24k total spending per year. OCBC$ pooled together.

Cashback:
SCB Unlimited Cashback at 1.5% for no cap i guess
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Old 01-07-2019, 04:47 PM   #5
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easily hands-down Ocbc TR card without cracking head and use both blue and pink since u can use them at 1 go capped at 12k spend each, this is unless u have months ahead then u can consider other 4mpd cards. cash rebate cards are tough for 20k spend and too little cashback to even consider.

or if u are the lucky remaining ones with SCB manhattan card still, 3% up to $6667 spend per quarter.
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Old 01-07-2019, 08:47 PM   #6
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I also same as TS. Gonna shift house soon. Will be spending quite alot. But I don't have ocbc TR, my wallet have everyday, altitude, PM n Manhattan. Seem like Manhattan is the card to spend on
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Old 01-07-2019, 09:20 PM   #7
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1) HSBC Advance Credit Card + HSBC Advance Banking: 3.5% cashback, capped at $125 per month (e.g. $3550+ spending per month). Can split bill into 12 months instalment with 0% fees

2) OCBC Cashflo Card: 1% cashback, capped at $100/month. Split into 6 months installment with 0% fees.

3) UOB One Card: 5% cashback, capped at $100/month. But you need to hit 3 months of $2000 spending per month and also at least 5 transactions per month for 3 months.

4) Maybank Platinum Visa Card: 3.33% cashback, capped at $33.33 per month. But you need to hit 3 months of $1000 consecutive.
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