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-   -   Whats the best way to get a short term loan? (https://forums.hardwarezone.com.sg/credit-cards-line-credit-facilities-243/whats-best-way-get-short-term-loan-6340885.html)

Beta_Tester 21-07-2020 09:46 AM

Whats the best way to get a short term loan?
 
Best rates and all.

I need some cash.. Can be repaid by year end 2020 or earlier. Didn't wanna cash out or touch on those non matured savings n all.

Say a loan of 15-18K. Do a credit card loan? Cashline? Balance transfer? Whats the appropriate way to get the cash?

Thanks.

Trazora 21-07-2020 09:59 AM

Quote:

Originally Posted by Beta_Tester (Post 128604897)
Best rates and all.

I need some cash.. Can be repaid by year end 2020 or earlier. Didn't wanna cash out or touch on those non matured savings n all.

Say a loan of 15-18K. Do a credit card loan? Cashline? Balance transfer? Whats the appropriate way to get the cash?

Thanks.

Get low interest balance transfer from your creditcard/cashline. Call the banks to ask them quote their lowest interest balance transfer. Try get the lowest one ideally below 2% p.a.

Beta_Tester 21-07-2020 11:06 AM

I see all like 2.5% on the website...

Trazora 21-07-2020 11:52 AM

Quote:

Originally Posted by Beta_Tester (Post 128606310)
I see all like 2.5% on the website...

If you are new to citibank credit card or ready credit can enquire if they still have 0% fees 0% interest for 6 months
https://www.singsaver.com.sg/personal-loan/balance-transfer?utm_source=google&utm_medium=cpc&utm_campaign=P:Maybank:PL:M:B&gclid=CjwKCAjwgdX4BRB_EiwAg8O8HX2NxymWjJGOpqyV1xgXMr_OKrpuWVqB_KWHbu4EV_4Agz0lJ03UAxoCIQ8QAvD_BwE

wav35_ 21-07-2020 12:22 PM

balance transfer the best way for ur situation.

SCB has one of the best rates around, 6-mth 0% at 1% processing fee. just send an email or call in to ask. via website is 1.5%.

Beta_Tester 21-07-2020 05:33 PM

I went with UOB. Easier with an account And its 1.38. Just gonna pay them back within 3-4 mths. Thanks all.

Trazora 21-07-2020 05:49 PM

Quote:

Originally Posted by Beta_Tester (Post 128613837)
I went with UOB. Easier with an account And its 1.38. Just gonna pay them back within 3-4 mths. Thanks all.

1.38 as in 1.38% processing fee or 1.38% p.a. interest?

fun4life 21-07-2020 07:21 PM

Quote:

Originally Posted by Trazora (Post 128605128)
Get low interest balance transfer from your creditcard/cashline. Call the banks to ask them quote their lowest interest balance transfer. Try get the lowest one ideally below 2% p.a.


Quote:

Originally Posted by wav35_ (Post 128607812)
balance transfer the best way for ur situation.

SCB has one of the best rates around, 6-mth 0% at 1% processing fee. just send an email or call in to ask. via website is 1.5%.



He is asking for cash. How can you cash out from balance transfer?


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