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Whats the best way to get a short term loan?

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Old 21-07-2020, 09:46 AM   #1
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Whats the best way to get a short term loan?

Best rates and all.

I need some cash.. Can be repaid by year end 2020 or earlier. Didn't wanna cash out or touch on those non matured savings n all.

Say a loan of 15-18K. Do a credit card loan? Cashline? Balance transfer? Whats the appropriate way to get the cash?

Thanks.
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Old 21-07-2020, 09:59 AM   #2
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Best rates and all.

I need some cash.. Can be repaid by year end 2020 or earlier. Didn't wanna cash out or touch on those non matured savings n all.

Say a loan of 15-18K. Do a credit card loan? Cashline? Balance transfer? Whats the appropriate way to get the cash?

Thanks.
Get low interest balance transfer from your creditcard/cashline. Call the banks to ask them quote their lowest interest balance transfer. Try get the lowest one ideally below 2% p.a.
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Old 21-07-2020, 11:06 AM   #3
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I see all like 2.5% on the website...
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Old 21-07-2020, 11:52 AM   #4
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I see all like 2.5% on the website...
If you are new to citibank credit card or ready credit can enquire if they still have 0% fees 0% interest for 6 months
https://www.singsaver.com.sg/personal-loan/balance-transfer?utm_source=google&utm_medium=cpc&utm_campaign=P:MaybankL:M:B&gclid=CjwKCAjwgdX4BRB_EiwAg8O8HX2NxymWjJGOpqyV1xgXMr_OKrpuWVqB_KWHbu4EV_4Agz0lJ03UAxoCIQ8QAvD_BwE

Last edited by Trazora; 21-07-2020 at 11:55 AM..
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Old 21-07-2020, 12:22 PM   #5
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balance transfer the best way for ur situation.

SCB has one of the best rates around, 6-mth 0% at 1% processing fee. just send an email or call in to ask. via website is 1.5%.
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Old 21-07-2020, 05:33 PM   #6
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I went with UOB. Easier with an account And its 1.38. Just gonna pay them back within 3-4 mths. Thanks all.
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Old 21-07-2020, 05:49 PM   #7
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I went with UOB. Easier with an account And its 1.38. Just gonna pay them back within 3-4 mths. Thanks all.
1.38 as in 1.38% processing fee or 1.38% p.a. interest?
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Old 21-07-2020, 07:21 PM   #8
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Get low interest balance transfer from your creditcard/cashline. Call the banks to ask them quote their lowest interest balance transfer. Try get the lowest one ideally below 2% p.a.

balance transfer the best way for ur situation.

SCB has one of the best rates around, 6-mth 0% at 1% processing fee. just send an email or call in to ask. via website is 1.5%.


He is asking for cash. How can you cash out from balance transfer?
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