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Loan Shark Harassment and how to stop it

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Old 13-07-2018, 09:06 AM   #1936
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Use google maps and search neighbourhood police centre. Just go to the nearest one. Tell the officer that you are here to make a police report regarding harassment of debtor. They will give you a queue number. Wait for queue number, then verbal diarrhoea everything to the officer when it is your turn. They will assign a case officer to you. Case officer may or may not rope in your help to set up ambush for the ah longs. If you lazy or don't want to trouble yourself, just decline that offer. Anyway they mostly catch debtors like us, except those debtors more bodoh to work for the ah long.
So far, have they harrassed u at your house? How do you cope?
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Old 13-07-2018, 09:07 AM   #1937
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Total 6 loans from 5 AL. Total Clear Amount is close to $8k. Paid almost $3k in different deferments and I finally realised all is link to the same bank accounts.
Is always the case borrow from A then B offer u take b money pay a then c offer u..that y u will die very fast if u continue
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Old 13-07-2018, 09:08 AM   #1938
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Yes...like me I got stable job but got addicted to gambling after big win...lose tons of money then chase lose borrow from almost all the banks before new ruling bank, license and Al..my fiance left me coz of my habit. any gambler here.i only.gambler will borrow from Al coz they have this thinking that win Liao can return in one shot..
Not necessary a gambler you will turn to AL. Like myself, am tight in finances and was at my wits end when I started receiving these marketing scams. Easier said to ignore but when youíre in dire situations these sharks know who to target somehow.

Last edited by 25chic; 13-07-2018 at 09:10 AM..
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Old 13-07-2018, 09:09 AM   #1939
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Is always the case borrow from A then B offer u take b money pay a then c offer u..that y u will die very fast if u continue
Yes, thatís what happened to me. Apparently A, B & C I think happens to be the same AL. They know when to text esp promote on the days I was due to pay. Now am stuck.
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Old 13-07-2018, 10:05 AM   #1940
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The best is dont borrow. Live within ur means.
Also don't forget to always flush and pick up after your dog...
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Old 13-07-2018, 10:11 AM   #1941
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Yes...like me I got stable job but got addicted to gambling after big win...lose tons of money then chase lose borrow from almost all the banks before new ruling bank, license and Al..my fiance left me coz of my habit. any gambler here.i only.gambler will borrow from Al coz they have this thinking that win Liao can return in one shot..
Literally same situation as you, except the fiance part. Gambled, initially won, then lost, borrow from banks, licence, al, friends etc. Finally woke up after this whole AL thing blew up. In the process of restructuring my debt now.


So far, have they harrassed u at your house? How do you cope?
No harassment so far, but still ready for it. Living one day at a time, every time open door will check and hope no splashed paint

Is always the case borrow from A then B offer u take b money pay a then c offer u..that y u will die very fast if u continue
Yes, I have I think 3-4 AL all the same group, all appear one after the other.
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Old 13-07-2018, 10:15 AM   #1942
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Literally same situation as you, except the fiance part. Gambled, initially won, then lost, borrow from banks, licence, al, friends etc. Finally woke up after this whole AL thing blew up. In the process of restructuring my debt now.




No harassment so far, but still ready for it. Living one day at a time, every time open door will check and hope no splashed paint



Yes, I have I think 3-4 AL all the same group, all appear one after the other.
How long has it been since u last paid or decided to stop payment? I haven't block their messages but they have been quiet since last 2 days. Should I start blocking?
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Old 13-07-2018, 10:21 AM   #1943
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How long has it been since u last paid or decided to stop payment? I haven't block their messages but they have been quiet since last 2 days. Should I start blocking?
More than a week already. Past few days have been quiet on my and NOK side because they have been calling my boss and my company.
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Old 13-07-2018, 10:35 AM   #1944
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Literally same situation as you, except the fiance part. Gambled, initially won, then lost, borrow from banks, licence, al, friends etc. Finally woke up after this whole AL thing blew up. In the process of restructuring my debt now.




No harassment so far, but still ready for it. Living one day at a time, every time open door will check and hope no splashed paint



Yes, I have I think 3-4 AL all the same group, all appear one after the other.
My advice to u bro...settle the bank first and go CBS for debt restructure..bank legal charges are will be bear by u..I still outstanding 50k with banks last.time stupid pay Al instead of bank..rmb to pay yr fren and tell.them abt yr situation..so u lose at mbs ah
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Old 13-07-2018, 10:37 AM   #1945
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Yes, thatís what happened to me. Apparently A, B & C I think happens to be the same AL. They know when to text esp promote on the days I was due to pay. Now am stuck.
Precisely that how they can suck I every fast left pocket out right pocket in
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Old 13-07-2018, 10:38 AM   #1946
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How long has it been since u last paid or decided to stop payment? I haven't block their messages but they have been quiet since last 2 days. Should I start blocking?

just block their sms and whatsapp messages. you dont want to accidentally open up their whatsapp and be seen.

the thing is you want to stay invisible.

such that you are no longer under their radar. for this only time will tell.
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Old 13-07-2018, 10:53 AM   #1947
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More than a week already. Past few days have been quiet on my and NOK side because they have been calling my boss and my company.
Mine has been quiet since the last threaten msg.. Guess they are up to something.
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Old 13-07-2018, 11:00 AM   #1948
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Hi, I've read from the first page till the latest and realised that a lot people been unwillingly involved in this. I gained much more confidence after reading, thanks everyone.

I've borrowed from 2 AL with Malaysia accent but not yet returned the full principle amount.
Will they be more aggresive since they didn't recover the principle amount? Or regardless of anything they will still be aggressive?

What's the worst encounter anyone faced with AL from WhatsApp with Malaysia accent?

I've lodged a police report, should I install a CCTV outside my house just in case? Or those installed at the stairway and lift works?
You stay in Singapore and not Malaysia right ?
Then just report to Police. As you can see from other experiences, Ah Long is very coward in Singapore.
If you stay in Malaysia, advise you better clear off the debt and don't play with them.
Ah Long in Malaysia is different from Singapore.
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Old 13-07-2018, 11:02 AM   #1949
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Literally same situation as you, except the fiance part. Gambled, initially won, then lost, borrow from banks, licence, al, friends etc. Finally woke up after this whole AL thing blew up. In the process of restructuring my debt now.




No harassment so far, but still ready for it. Living one day at a time, every time open door will check and hope no splashed paint



Yes, I have I think 3-4 AL all the same group, all appear one after the other.
Pay off the bank. Concentrate on the bank. Don't let the bank got reason to make you bankrupt, very hard to get a job in the future.
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Old 13-07-2018, 11:04 AM   #1950
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Pay off the bank. Concentrate on the bank. Don't let the bank got reason to make you bankrupt, very hard to get a job in the future.
Yes make bank first pirioty...yr credit record stay with u for awhile...don't play play
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