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Loan Shark Harassment and how to stop it

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Old 07-08-2018, 03:07 PM   #2971
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Yes must pay la..no money no talk.u sign on the contract when u obtain the loan..debt collection come in when yr repayment is not prompt and they job is to chase u for money..u better pay them.if not things really get ugly..debt collector show up at yr hse with letter of demand
Actually I have paid a small amount but LML insisted to handover to DC.
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Old 07-08-2018, 03:13 PM   #2972
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Actually I have paid a small amount but LML insisted to handover to DC.
Yr weekly repayment is how much.u shld followed their weekly repayment scheme coz u sign on the contract ...not up to u to pay whatever u can afford
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Old 07-08-2018, 03:16 PM   #2973
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Harri83: PLEASE ANSWER MY QUESTION FIRST. HAVE YOU LIAISE WITH DEBT COLLECTOR BEFORE??
No need so rude use all the capital letter.
You take people money and expect no need to pay back on time ?
You can makan AL money because you can say they are scammer.
LML is different.
You had signed everything black and white.
Police can't even help you. Believe me, debt collector will dare you call police come. The more you are no face in front of your house or office.
LML is not wrong for chasing you to pay back when the loan is due.
They are not wrong for ignoring you since you don't even want to pay back a single cent.
Normally LML will pass over to debt collector to collect the loan.
They have no obligation to give you lower installment payment.
That's why I keep asking you talk to them face to face and beg them for help for lower installment.
They already helping you for asking you to pay some money first before start talking about installment.
You are so guailan don't even want to pay anything and expect people accede to your demand for lower installments.
How to talk ? When you don't even want to pay back some money first ?
Meanwhile you are blaming LML act like ah long for not follow your demand ?
Well Done.
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Old 07-08-2018, 03:18 PM   #2974
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Yr weekly repayment is how much.u shld followed their weekly repayment scheme coz u sign on the contract ...not up to u to pay whatever u can afford
She is thinking she is the correct one and can do anything.
I already said many times LML is different from Ah Long.
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Old 07-08-2018, 03:20 PM   #2975
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Yes must pay la..no money no talk.u sign on the contract when u obtain the loan..debt collection come in when yr repayment is not prompt and they job is to chase u for money..u better pay them.if not things really get ugly..debt collector show up at yr hse with letter of demand
Yes. Must pay back to LML if don't want someone show up at office or home.
They will give a letter of demand.
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Old 07-08-2018, 03:20 PM   #2976
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Yr weekly repayment is how much.u shld followed their weekly repayment scheme coz u sign on the contract ...not up to u to pay whatever u can afford
There's no weekly repayment. Was a payday loan. They asked for that amount which I paid but they still handover to debt collector.
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Old 07-08-2018, 03:23 PM   #2977
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No need so rude use all the capital letter.
You take people money and expect no need to pay back on time ?
You can makan AL money because you can say they are scammer.
LML is different.
You had signed everything black and white.
Police can't even help you. Believe me, debt collector will dare you call police come. The more you are no face in front of your house or office.
LML is not wrong for chasing you to pay back when the loan is due.
They are not wrong for ignoring you since you don't even want to pay back a single cent.
Normally LML will pass over to debt collector to collect the loan.
They have no obligation to give you lower installment payment.
That's why I keep asking you talk to them face to face and beg them for help for lower installment.
They already helping you for asking you to pay some money first before start talking about installment.
You are so guailan don't even want to pay anything and expect people accede to your demand for lower installments.
How to talk ? When you don't even want to pay back some money first ?
Meanwhile you are blaming LML act like ah long for not follow your demand ?
Well Done.
He too stress la..anyway he shld fear lml more than Al as he everything is in black and white. Yes debtor collect will challenged u to call police with their letter of demand on hand police also cannot do anything abt it.trust me lml is more guailan..from my personal experience I kena those heavily tattoo debt collector appearing at my hse with letter of demand.talk very loudly till my next door neighbor open door to see what the commotion abt
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Old 07-08-2018, 03:23 PM   #2978
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There's no weekly repayment. Was a payday loan. They asked for that amount which I paid but they still handover to debt collector.
They will only do that if your payment is not prompt or the amount is very less than what's agreed. They will incurred some loss when hand over to debt collector.
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Old 07-08-2018, 03:24 PM   #2979
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They will only do that if your payment is not prompt or the amount is very less than what's agreed. They will incurred some loss when hand over to debt collector.
Payloan even worse.like the loan stated u shld clear loan during payday..not pay installment
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Old 07-08-2018, 03:33 PM   #2980
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No need so rude use all the capital letter.
You take people money and expect no need to pay back on time ?
You can makan AL money because you can say they are scammer.
LML is different.
You had signed everything black and white.
Police can't even help you. Believe me, debt collector will dare you call police come. The more you are no face in front of your house or office.
LML is not wrong for chasing you to pay back when the loan is due.
They are not wrong for ignoring you since you don't even want to pay back a single cent.
Normally LML will pass over to debt collector to collect the loan.
They have no obligation to give you lower installment payment.
That's why I keep asking you talk to them face to face and beg them for help for lower installment.
They already helping you for asking you to pay some money first before start talking about installment.
You are so guailan don't even want to pay anything and expect people accede to your demand for lower installments.
How to talk ? When you don't even want to pay back some money first ?
Meanwhile you are blaming LML act like ah long for not follow your demand ?
Well Done.
I went face to face with LML but they dont want to give instalment. I paid what they asked for yet they handover to Debt Collector. I didn't ask for lower instalments, they just pushed everything to Debt Collector. I talked to Debt Collector, offered to go down to their office yet then amount reduced but still must make another payment before can do instalment.

I'm not running. And yes, LML is worst.

Last edited by 25chic; 07-08-2018 at 03:36 PM..
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Old 07-08-2018, 03:51 PM   #2981
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I went face to face with LML but they dont want to give instalment. I paid what they asked for yet they handover to Debt Collector. I didn't ask for lower instalments, they just pushed everything to Debt Collector. I talked to Debt Collector, offered to go down to their office yet then amount reduced but still must make another payment before can do instalment.

I'm not running. And yes, LML is worst.
I don't think u clear the loan.payday loan is to be repay during yr next payday..but u mention u pay but not clear
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Old 07-08-2018, 04:53 PM   #2982
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To be frank licensed money lender don't even dream of running away coz they have black n white... they have the right to stand infront of ur house ur workplace wherever they like they can do. they can appear infront of u. unlike ahlong... theirs is u owe them u pay them back on what u agree on... if really u can't... alot of loans to pay bank la LML la, go n apply for DRS. debt repayment scheme.. they will include all legal moneylender and bank loans into one lum sum amount n u have to start paying the instalment plan. if u keep on dragging, ur interest fees snow ball.. u more jialat... if u want to ask for lower payment fees, pay some amount n then do the talking with them..
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Old 07-08-2018, 04:56 PM   #2983
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so actually if u paid ur monthly instalment y they still handover ur case to debt collector.. i wonder..

I went face to face with LML but they dont want to give instalment. I paid what they asked for yet they handover to Debt Collector. I didn't ask for lower instalments, they just pushed everything to Debt Collector. I talked to Debt Collector, offered to go down to their office yet then amount reduced but still must make another payment before can do instalment.

I'm not running. And yes, LML is worst.
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Old 07-08-2018, 05:31 PM   #2984
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I went face to face with LML but they dont want to give instalment. I paid what they asked for yet they handover to Debt Collector. I didn't ask for lower instalments, they just pushed everything to Debt Collector. I talked to Debt Collector, offered to go down to their office yet then amount reduced but still must make another payment before can do instalment.

I'm not running. And yes, LML is worst.
If you pay accordingly to the agreed amount and time period, I find it very weird leh.
It is because LML need to give percentage of the collected amount to the Debt Collector.
No point for the LML to lose the money unless they are facing a very bad debtor.
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Old 07-08-2018, 09:20 PM   #2985
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Can't DRS is very expensive you use 3rd party will cost you 3k+ and you do everything on your own still cost you 2k+. Have to wait 4months then they proceed. Not worth better use that money to lower your moneylender debt.
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