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Loan Shark Harassment and how to stop it

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Old 18-08-2018, 03:45 PM   #3091
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Just wondering, what did you all sent to the ahlong to let them transfer money to your acc?
Screenshot of your bank account?
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Old 19-08-2018, 02:34 PM   #3092
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Have you went for the 2nd "interview"? Meanwhile, tell the lml that you really cant afford to pay and have seek silver lining help. They would heard of silver lining before cos they have helped many ppl nego previously. Might give a bit of leeway but be prepare for the collectors to visit you. Impt thing is, when the lml call, pick up, explain, apologise and ask for more time while they nego the repayment amt for you. Avoiding their call will only make things worse.
2nd interview not yet.
I already apply for debt repayment scheme will be taking oath nxt tuesday. So my agent said if i have the cash try to pay them for 1 month. Cause the 2nd month once my online submission received by the O.A they cant disturb me anymore. He also said if i dont want to pay its up to me but have to endure the debt collectors coming to my place.
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Old 19-08-2018, 02:38 PM   #3093
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The first week will be tough on you, your NOK and possibly your company. Just keep everyone informed and tell them to update you on the situation that they're facing. If it's the barrage of calls from AL, tell them to block all numbers on WhatsApp and on their phone. On your side, do the same, or better still, change your phone number.

Since you have already reported to police, make sure to install a CCTV outside your home as well. After that, hunker down and prepare for the love letters, locked doors, splash paint and set fire. May or may not happen, but just be prepared in case.
There is 1 case an employee in sgh had AL issue. The damn ah long so high tech they engaged hackers to hacked sgh systems and send email from Director down to employee stating that particular person O$P$ till that person was sacked. Really jialak those AL.
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Old 19-08-2018, 03:37 PM   #3094
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2nd interview not yet.
I already apply for debt repayment scheme will be taking oath nxt tuesday. So my agent said if i have the cash try to pay them for 1 month. Cause the 2nd month once my online submission received by the O.A they cant disturb me anymore. He also said if i dont want to pay its up to me but have to endure the debt collectors coming to my place.

What is percentage of the outstanding debt u have to pay under DRS? 40% ?
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Old 19-08-2018, 04:07 PM   #3095
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What is percentage of the outstanding debt u have to pay under DRS? 40% ?
DRS is based by total amount of debt divided by 57months. No interest. The agency will help to get lower monthly repayment based on my monthly expenditures.

Eq total debt $35000 ÷ 57mths = $618 monthly payment.

Last edited by Aphazel; 19-08-2018 at 04:09 PM..
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Old 19-08-2018, 04:33 PM   #3096
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DRS is based by total amount of debt divided by 57months. No interest. The agency will help to get lower monthly repayment based on my monthly expenditures.

Eq total debt $35000 ÷ 57mths = $618 monthly payment.
Does the agency charge you a fee?
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Old 19-08-2018, 04:37 PM   #3097
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There is 1 case an employee in sgh had AL issue. The damn ah long so high tech they engaged hackers to hacked sgh systems and send email from Director down to employee stating that particular person O$P$ till that person was sacked. Really jialak those AL.
Some time losing a job is better than harassing and suck dry by AL. Afterall, all monthly salary also not enough to service ah long payment, must as well lose the current job, start from 0 base, look for another job, and get to keep 100% salary.Even if it is a lower salary, its better than present negative income.
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Old 19-08-2018, 11:26 PM   #3098
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2nd interview not yet.
I already apply for debt repayment scheme will be taking oath nxt tuesday. So my agent said if i have the cash try to pay them for 1 month. Cause the 2nd month once my online submission received by the O.A they cant disturb me anymore. He also said if i dont want to pay its up to me but have to endure the debt collectors coming to my place.
2nd interview not means still a few weeks before they can confirm anything. But since you already on drs, then just go with it. As for the debt collectors coming to your place, no choice, just bear with it
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Old 20-08-2018, 10:14 AM   #3099
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DRS is based by total amount of debt divided by 57months. No interest. The agency will help to get lower monthly repayment based on my monthly expenditures.

Eq total debt $35000 ÷ 57mths = $618 monthly payment.
Ok so is 100% without interest but not Bankruptcy status. Better than DMP with 5% interest per year.
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Old 20-08-2018, 10:16 AM   #3100
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2nd interview not yet.
I already apply for debt repayment scheme will be taking oath nxt tuesday. So my agent said if i have the cash try to pay them for 1 month. Cause the 2nd month once my online submission received by the O.A they cant disturb me anymore. He also said if i dont want to pay its up to me but have to endure the debt collectors coming to my place.
After oath taking, when will be yr court hearing? One month later or 1 week later?
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Old 20-08-2018, 10:40 AM   #3101
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Some time losing a job is better than harassing and suck dry by AL. Afterall, all monthly salary also not enough to service ah long payment, must as well lose the current job, start from 0 base, look for another job, and get to keep 100% salary.Even if it is a lower salary, its better than present negative income.
I agree that what I did
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Old 20-08-2018, 01:55 PM   #3102
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NB so many Al.advertising for biz tru SMS..I received 50 SMS over weekend
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Old 20-08-2018, 05:42 PM   #3103
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NB so many Al.advertising for biz tru SMS..I received 50 SMS over weekend
Desperate for biz
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Old 20-08-2018, 09:00 PM   #3104
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yeah - I get called at least once a day so annoying
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Old 20-08-2018, 11:18 PM   #3105
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Ok so is 100% without interest but not Bankruptcy status. Better than DMP with 5% interest per year.
But with DRS, will there be any publicly available records?
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