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Loan Shark Harassment and how to stop it

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Old 21-05-2018, 07:43 PM   #316
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may I know how you guys handle for this humiliation and threatened from all this loanshark.
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Old 21-05-2018, 07:57 PM   #317
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How do all of u deal with all these threats and humiliation?
I only kena harassment on phone and office.

First few days I defaulted, I was very afraid and slept outside my house to keep a lookout. After that, I stopped bothering.

When they threatened to call my office the last time, I stayed by the phone and picked up in a different voice. Then I told them I had died last year, but that didn't work. Several days later they called again and my manager picked up. When he asked about it, I turned up my wayang and acted super outraged. I told him I lost my ID and name card and had been getting threatening calls and messages. I drama until like what. I think they called again after and my manager, bless his pure little heart, must have said a thing or two to them then they stopped calling.

The phone one, I'm just ignoring. I haven't blocked because I'm trying to keep track of things they say to me and the numbers they use (so I can really make an ah long annual directory and sell to all of you). But I haven't open the messages because limpeh scared. :*( My next of kins are pretty chill, so I haven't had problems with that. But you should, of course, warn yours and provide all the phone numbers they should block.

I haven't kena the paint or neighbour nonsense. But my neighbours already know what's up. I've been buying them curry puffs on my way home every other day, so I think we're like mates now and will look out for weirdos.

Last edited by Sharuu; 21-05-2018 at 08:08 PM..
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Old 21-05-2018, 08:10 PM   #318
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I only kena harassment on phone and office.
Prepare to buy thinner and paint. And some clothes. It will take about 2 hours to wash the paint off your door / gate.

Also prepare to call your town council to come paint over the writing on the wall. Its FOC.
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Old 21-05-2018, 08:17 PM   #319
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Also, gotta bear in mind that as much as you don't know who they are, they also technically don't know who you are. They may have the personal details you gave them but they don't know who is behind your phones. It's like poker la. Unless you legit problem gambler and borrow a big amount, in which case, you will actually need ah longs, you're probably not worth anything to them beyond a few threatening messages.
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Old 21-05-2018, 08:29 PM   #320
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Prepare to buy thinner and paint. And some clothes. It will take about 2 hours to wash the paint off your door / gate.

Also prepare to call your town council to come paint over the writing on the wall. Its FOC.
You kena ah?

How much did you borrow and how long until they did the paint job?
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Old 21-05-2018, 10:48 PM   #321
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How do all of u deal with all these threats and humiliation?
Is either u deal with their shame or threat or else just pay till u dry..I have been feeding these suckers for 1yr..i work 2jobs to feed these suckers.every mth pay in instant become zero..the money I paid every month can pay for installment for HDB Liao.now those ah loan lose a money tree like me.they cfm go mad..let them be.i told by close neighbour I made a mistake took a loan repay them but they keep extorting me.
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Old 21-05-2018, 10:49 PM   #322
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You kena ah?

How much did you borrow and how long until they did the paint job?
Install CCTV and buy thinner and get ready lo.frankly speaking yr ah loan is paper tiger type.do 6 days loan are scammer ah loan who want fast money..haha.u can ask them come lo
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Old 21-05-2018, 11:38 PM   #323
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They dint come your house to harass? Din call office, etc?
I'm self employed so no office for them to call.... Its been 5days so far nothing happen yet..... Really have to stop like I say it's never ending.... The police might not do anything but base on the transactions we make to them in the eyes of law we are also consider ah long runner .... So making a report is to save yoursel and STOP trfing money to them... End of the day u will only get into another deeper hole... Do u really want be like this every week payment day got to stop work and standby for their call or massage to make payment? Sometimes by 5pm lah sometimes 6pm lah if not have to pay extra lah... Stupid nonesense by ah long says account full cannot let u settle full or never prepare account lah all these lame excuses.... If continue paying its nevet ending.. Wan to go overseas also cannot also stress ...

Last edited by Louis0902; 21-05-2018 at 11:58 PM..
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Old 21-05-2018, 11:41 PM   #324
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Also, gotta bear in mind that as much as you don't know who they are, they also technically don't know who you are. They may have the personal details you gave them but they don't know who is behind your phones. It's like poker la. Unless you legit problem gambler and borrow a big amount, in which case, you will actually need ah longs, you're probably not worth anything to them beyond a few threatening messages.
True... Unless u really own them a lot then they will try their means to get u..... Come on lah how many runner can they have.... They have to pay them to do the job....
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Old 21-05-2018, 11:44 PM   #325
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I setup this thread regarding Loanshark harassment. I, myself is not a debtor however to be frank someone in my family does.

I hope to gather more users and people to voice out. The Police are doing a lot to curb this problem. However we must face the fact that this problem had been there for decades. Have faith and trust in our system. It is very hard to eliminate the network, nevertheless if every citizen does their part in cooperating; it is must easier to get to the network.

This is how you can help. If any of your family members owe loan shark money, tell them not to pay up a single cent. Tell them to call the Police Hotline number 1800 225 0000 to transfer you to the relevant department. In which there is a specific department in the West that handle Loan Shark Cases.

In the event that you are the debtor, please refrain from helping the loanshark or fall into their trap to help them in their illegal activities. They will ask you for personal details. E.g. Singpass, ATM card or even ask you to help them distribute brochures or transfer money.

Donít fall prey to become a target by the loanshark syndicate. In the event that you canít make payment they will ask you to work for them to pay off your debts. Donít do it. Owing money doesnít resort in a death penalty, jail sentence or caning. However if you are debtors turn assistors, the punishment is very severe. You, yourself will in turn from a victim become a criminal.

Under the Moneylenders Act 2010 (Revised Edition), first-time offenders found guilty of carrying on the business as an unlicensed moneylender or assisting in the business of unlicensed moneylending may be fined not less than $30,000 and not more $300,000, be imprisoned for a term not exceeding four years and shall also be liable to be punished with caning not more than six strokes. First time offender found guilty of loanshark harassment shall be punished with imprisonment for a term of up to 5 years, a fine of not less than $5,000 and not more than $50,000, and shall also be liable to caning of not less than 3 and not more than 6 strokes.

You have heard of the saying, 明知道老虎会咬人,你还一直喂他,那就是自寻死路。
If you are a debtor, please donít blame yourself for what happen. If you are not desperate, you wonít be borrowing from them. Seek your family understanding. Sometime you would feel helpless, you are loss, you always trying to source money to meet payment, the pain and psychological torture is unbearable. But please face the fact; this is never the end of life.

Donít pay them; it is not against the law not to pay them. They will threaten to report on you and use a lot of threatening message to make you pay or work for them. But come to think of it, when did they show up to receive the payment in person. It is always through Bank Transfer. Ask yourself why.

Learn to understand the situation you are in, accept it. And be true to your family about the money lending matter. Call NPCG for counselling in the event that your family members donít understand.

The methodology that they used is always to instill fear in their victims. And from the news you would know that many loan shark always are so notorious. But come to think of it, who are the one that are being used by them. Who are the one that are doing the dirty job? The debtors are always the one.
Ask yourself a question, why does the Police always so reactive towards the loan shark? It is because the loan sharks are always under the veil. They used the debtors as smoke screen.

What will happen in the event you donít pay up?
They will spray paint at your house, disturb your neighbor, disgrace you, humiliate you and shame you. These are the tactics that they used. So how bad can this be? Do you want your life back again? Or do you want to live in a lifetime full of fear. I will be very honest with you. My father had been feeding the tiger for years and finally now, he decide to heel the Police advice and stop paying and cooperate with them.

You are not the only one suffering if you continue to pay. Think about your family for the long term. Do you want them to suffer with you for 10 year, 20 years, worrying about money? Think about it. Do you want to be partner in crime? Or do you want a lifelong happiness with your family. If you really care for your family members, you should know the right thing to do. If you are scares you can always post on the forum or talk to someone regarding the case.

I believe if we unite as one, we can accomplish more. If you are young, bold, adventurous, please feel free to voice out. We can always spend some time to help one another. We can help family by family if we have more manpower. The debtors need people to talk to. The family members need assurance and comfort. We donít blame other for not helping us, if we are not helping ourselves. We donít need to resort to violence; we want to build a peaceful community for everyone to live in.

And again, I need more people and more support to discuss matter and also plan to help other out.

Thank you for your time in reading this.
WHY BOLLOW
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Old 22-05-2018, 12:01 AM   #326
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Is either u deal with their shame or threat or else just pay till u dry..I have been feeding these suckers for 1yr..i work 2jobs to feed these suckers.every mth pay in instant become zero..the money I paid every month can pay for installment for HDB Liao.now those ah loan lose a money tree like me.they cfm go mad..let them be.i told by close neighbour I made a mistake took a loan repay them but they keep extorting me.
Even if u dry they also won't let u go...
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Old 22-05-2018, 12:10 AM   #327
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Any1 experience, UML say cannot one shot 500, must 100 by 100 transfer?
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Old 22-05-2018, 12:17 AM   #328
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Any1 experience, UML say cannot one shot 500, must 100 by 100 transfer?
Is it 100 by 100 to different account numbers?
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Old 22-05-2018, 12:19 AM   #329
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Is either u deal with their shame or threat or else just pay till u dry..I have been feeding these suckers for 1yr..i work 2jobs to feed these suckers.every mth pay in instant become zero..the money I paid every month can pay for installment for HDB Liao.now those ah loan lose a money tree like me.they cfm go mad..let them be.i told by close neighbour I made a mistake took a loan repay them but they keep extorting me.
Wahlao. How you put up for one year sia. I less than one month only give up. Did you just go MIA on them one morning?
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Old 22-05-2018, 12:22 AM   #330
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Is it 100 by 100 to different account numbers?
Yes 100 by 100 to different account
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