Loan Shark Harassment and how to stop it

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JamieJimmyNg

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This type get caught and tio jiaklat jiaklat. I have no sympathy for all these runners. They chose it themselves. So get caught and don’t come and cry.

Haha...but as in if I see her outside I don’t think I can imagine her doing....
 

Harri83

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Hahaha. This one confirmed will get heavy sentence. So happy chatting after doing her acts.

WDEDaZ0.jpg

Nowadays loan shark so happy go lucky and have friendly face one ?
:s13::s13::s13::s13::s13:
 

BaconHam

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My io say, they will always say they not scared.

But u think abt it, not scared y keep changing num

My al say police not able to catch him..
Probably, but police disturb their biz making more losses to them alr v gao lat.

Catch also no effect on us.. Someone else will take over the book to chase us.
 

JamieJimmyNg

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If they not scared, ask them go police station and take the money. All these AL all talk cock only.

That’s why all the debtors should stop paying them altogether and cut their money supply.

My io say, they will always say they not scared.

But u think abt it, not scared y keep changing num

My al say police not able to catch him..
Probably, but police disturb their biz making more losses to them alr v gao lat.

Catch also no effect on us.. Someone else will take over the book to chase us.
 

JamieJimmyNg

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I don’t know but I don’t feel any sympathy for her. First, she have the choice to do it or not. Then her smiley face simply showed she wasn’t scared or feel remorse for the harassment she caused others. So let her go in Changi tio jiaklat jiaklat.

Haha...she confirm is on the phone say....do Liao ah do Liao...no owe Liao....
 

Plzhalp

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I don’t know but I don’t feel any sympathy for her. First, she have the choice to do it or not. Then her smiley face simply showed she wasn’t scared or feel remorse for the harassment she caused others. So let her go in Changi tio jiaklat jiaklat.

Haha...police found her le...
 

Nasha123

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Hi I’m new here.
You can say I naive or anything.
Recently i’ve borrowed from UML which I don’t know that they are.
And I need to borrow as I have a lawyer letter from the bank so i’m very afraid so I just want to find some money to pay for the bank first as my extra income not in yet and I believe I can settle the full payment by the due date.
However, there’s some issue with my overseas fund so I need to wait anathor 30 days. Therefore I didn’t have enough money to pay full payment for UML ( at that time I still don’t know) my defer amount is 700. There’s another UML (actually 2) contact me on the due date.
I’m stupid enough to loan from another UML to pay the defer for the first UML.
I suspect something not right when the second UML said that they can approved my sum before 6 but in the end they transferred to me around 7. Once I transfer the amount to the first UML, they said that I made payment late so I need to pay late fee for double.
I do not have cash in bank at that moment (my fund is in my Paypal account) so I told them I have only 200 so that ask me to transfer that to them which I did.
Now my due date for both UML is on Monday. The first UML is 3000, I take back only 2300. The second UML is 700 but full payment is 1200.
Now, I do understand that everyone here say don’t pay but should I just at lease transfer back what I took and that’s it?
I already make a police report that I might engage in UML. So far I received only email from police to inform who is my IO.
I’m going to tell my workplace as soon as my boss is back. He’s understandable so I think he could help.
The problem now is my NOK. My husband will leave me for sure as he already know that I have money problem and he help me a lot already.
And he will be very furious if he know that I give his parent phone number to UML (my parent not in Singapore so I didn’t give their number)
I know that even I pay back what I take they will still harass me but will it be worse if I don’t pay at all?
I will need to go overseas by the end of this month for 2 weeks so there will be only my maid, my son and my father in law (who has stroke) at home so i’m scare to leave the mess here before I go (my husband is working overseas)
Like I said I was naive, I though they are a legit money lender and I believe I’m able to clear them by the end of this month therefore I borrow from them. It’s not a scam because I really ask for it. But after read this thread it really make me worried as hell.
 

Babes888

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Hi! Everyone ,

After I read all the conversations here it really can help for my side too!
I was a victim also from the Ah Long , I received some messages but Ignore them, and suddeny after I read one by one . And then it seem like interesting because of the lowest interest can attract you eyes. But end. Of the day it turns me like a Hell.

Last Monday I message you to the ah Long I just only inquired if I can take a loan $1.5k-2k . But before that , he replied me very fast and very polite. He asked my details and I give my details like my NIRC, 2 next kin, my office number z, and history of my cpf since that I cannot give my personal Singpass.so what I did all the details I already give to AL.
He asked my Husband number I also gave this is stupid that I never think million times on my head. And then after that, the last ask is my account number. And I little curious about it and why he still need my account number. Then suddenly he message me if I can talk Mandarin or Melayu . I said no! Better message so that we understand . He message that my loan is approved 2k . But he explained to me only $700 fist for test payment in 5 days I return to him $1,100 that I was a shocked the interest after I read his message since he told me the business not good. I message to ah Long I am not interested anymore .-!; and don’t transfer money in to my account but he still did to transfer. I message him and scold him and he transferred without my confirmation?

Actually this ah long use the company name . When i tried to call the company there is no name that I’m looking for . The person I spoke and told me he is the illegal money lender I was really shocked . No wonder I told him to cancel and I want to come down the office he works with he said the boss not around. And his a meeting outside.

Damage has been done . So I have no choice to face this hell problem. I keep message to this ah Long that I’m willing to return money $700 + 400 with the interest total $1,100 for 5 days .but I cannot wait to return back as much as possible but he refuse me to give his account number . His a busy person like what he said . And wait for the due date . He transferred money by Cash machine Deposit and I can see the location where he transferred money base on the transaction history on my account. Any one to advise me about this ? Thanks and much appreciated!
 

Fear Less

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Hi! Everyone ,

After I read all the conversations here it really can help for my side too!
I was a victim also from the Ah Long , I received some messages but Ignore them, and suddeny after I read one by one . And then it seem like

interesting because of the lowest interest can attract you eyes. But end. Of the day it turns me like a Hell.

Last Monday I message you to the ah Long I just only inquired if I can take a loan $1.5k-2k . But before that , he replied me very fast and very polite. He asked my details and I give my details like my NIRC, 2 next kin, my office number z, and history of my cpf since that I cannot give my personal Singpass.so what I did all the details I already give to AL.
He asked my Husband number I also gave this is stupid that I never think million times on my head. And then after that, the last ask is my account number. And I little curious about it and why he still need my account number. Then suddenly he message me if I can talk Mandarin or Melayu . I said no! Better message so that we understand . He message that my loan is approved 2k . But he explained to me only $700 fist for test payment in 5 days I return to him $1,100 that I was a shocked the interest after I read his message since he told me the business not good. I message to ah Long I am not interested anymore .-!; and don’t transfer money in to my account but he still did to transfer. I message him and scold him and he transferred without my confirmation?

Actually this ah long use the company name . When i tried to call the company there is no name that I’m looking for . The person I spoke and told me he is the illegal money lender I was really shocked . No wonder I told him to cancel and I want to come down the office he works with he said the boss not around. And his a meeting outside.

Damage has been done . So I have no choice to face this hell problem. I keep message to this ah Long that I’m willing to return money $700 + 400 with the interest total $1,100 for 5 days .but I cannot wait to return back as much as possible but he refuse me to give his account number . His a busy person like what he said . And wait for the due date . He transferred money by Cash machine Deposit and I can see the location where he transferred money base on the transaction history on my account. Any one to advise me about this ? Thanks and much appreciated!

Originally Posted by*Bamster78:
And I am going to the bank to close my account also

As per usual from first post.

1) Stop paying or make any transaction

2) Inform nok/employer/Neighbour(If need to) of the situation and whats the next course of action.

3) Dont reply or entertain them.By blocking all numbers that they use to contact you and the same goes for your NOK. Best if possible change number for you and NOK.

4) Close bank account

5) Report police with all necessary infomation

6) Install Cctv and be wary of suspicious looking person at your corridor

7) Pray for the best and live day by day

We already make the wrong choice in the first place that end up how we are now unknowingly so accept the fact that the information that we gave to them have already save and shared in their system of connection. So be strong in tackling day by day basis.

Hope this helps.
 

Babes888

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I need your advise, after I settle to AL that we agreed after 5 days i need return back money to him. Is he still bother to come my place or or my work place? Cos I want to change my number, and close to my account. I don’t want to give and give money until I bankrupt. Only one time . He transferred money $700 without my confirmation and asked me don’t use first money cos after 5 days I return $1,100 I just want to return the amount what he said so that no more obligation. It’s a nightmare and can’t sleep well. The money sleep on my account in 5 days time earn $400???.
 
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Fear Less

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Hi I’m new here.
You can say I naive or anything.
Recently i’ve borrowed from UML which I don’t know that they are.
And I need to borrow as I have a lawyer letter from the bank so i’m very afraid so I just want to find some money to pay for the bank first as my extra income not in yet and I believe I can settle the full payment by the due date.
However, there’s some issue with my overseas fund so I need to wait anathor 30 days. Therefore I didn’t have enough money to pay full payment for UML ( at that time I still don’t know) my defer amount is 700. There’s another UML (actually 2) contact me on the due date.
I’m stupid enough to loan from another UML to pay the defer for the first UML.
I suspect something not right when the second UML said that they can approved my sum before 6 but in the end they transferred to me around 7. Once I transfer the amount to the first UML, they said that I made payment late so I need to pay late fee for double.
I do not have cash in bank at that moment (my fund is in my Paypal account) so I told them I have only 200 so that ask me to transfer that to them which I did.
Now my due date for both UML is on Monday. The first UML is 3000, I take back only 2300. The second UML is 700 but full payment is 1200.
Now, I do understand that everyone here say don’t pay but should I just at lease transfer back what I took and that’s it?
I already make a police report that I might engage in UML. So far I received only email from police to inform who is my IO.
I’m going to tell my workplace as soon as my boss is back. He’s understandable so I think he could help.
The problem now is my NOK. My husband will leave me for sure as he already know that I have money problem and he help me a lot already.
And he will be very furious if he know that I give his parent phone number to UML (my parent not in Singapore so I didn’t give their number)
I know that even I pay back what I take they will still harass me but will it be worse if I don’t pay at all?
I will need to go overseas by the end of this month for 2 weeks so there will be only my maid, my son and my father in law (who has stroke) at home so i’m scare to leave the mess here before I go (my husband is working overseas)
Like I said I was naive, I though they are a legit money lender and I believe I’m able to clear them by the end of this month therefore I borrow from them. It’s not a scam because I really ask for it. But after read this thread it really make me worried as hell.

I setup this thread regarding Loanshark harassment. I, myself is not a debtor however to be frank someone in my family does.

I hope to gather more users and people to voice out. The Police are doing a lot to curb this problem. However we must face the fact that this problem had been there for decades. Have faith and trust in our system. It is very hard to eliminate the network, nevertheless if every citizen does their part in cooperating; it is must easier to get to the network.

This is how you can help. If any of your family members owe loan shark money, tell them not to pay up a single cent. Tell them to call the Police Hotline number 1800 225 0000 to transfer you to the relevant department. In which there is a specific department in the West that handle Loan Shark Cases.*

In the event that you are the debtor, please refrain from helping the loanshark or fall into their trap to help them in their illegal activities. They will ask you for personal details. E.g. Singpass, ATM card or even ask you to help them distribute brochures or transfer money.*

Don’t fall prey to become a target by the loanshark syndicate. In the event that you can’t make payment they will ask you to work for them to pay off your debts. Don’t do it. Owing money doesn’t resort in a death penalty, jail sentence or caning. However if you are debtors turn assistors, the punishment is very severe. You, yourself will in turn from a victim become a criminal.*

Under the Moneylenders Act 2010 (Revised Edition), first-time offenders found guilty of carrying on the business as an unlicensed moneylender or assisting in the business of unlicensed moneylending may be fined not less than $30,000 and not more $300,000, be imprisoned for a term not exceeding four years and shall also be liable to be punished with caning not more than six strokes. First time offender found guilty of loanshark harassment shall be punished with imprisonment for a term of up to 5 years, a fine of not less than $5,000 and not more than $50,000, and shall also be liable to caning of not less than 3 and not more than 6 strokes.

You have heard of the saying, 明知道老虎会咬人,你还一直喂他,那就是自寻死路。
If you are a debtor, please don’t blame yourself for what happen. If you are not desperate, you won’t be borrowing from them. Seek your family understanding. Sometime you would feel helpless, you are loss, you always trying to source money to meet payment, the pain and psychological torture is unbearable. But please face the fact; this is never the end of life.*

Don’t pay them; it is not against the law not to pay them. They will threaten to report on you and use a lot of threatening message to make you pay or work for them. But come to think of it, when did they show up to receive the payment in person. It is always through Bank Transfer. Ask yourself why.

Learn to understand the situation you are in, accept it. And be true to your family about the money lending matter. Call NPCG for counselling in the event that your family members don’t understand.

The methodology that they used is always to instill fear in their victims. And from the news you would know that many loan shark always are so notorious. But come to think of it, who are the one that are being used by them. Who are the one that are doing the dirty job? The debtors are always the one.
Ask yourself a question, why does the Police always so reactive towards the loan shark? It is because the loan sharks are always under the veil. They used the debtors as smoke screen.*

What will happen in the event you don’t pay up?
They will spray paint at your house, disturb your neighbor, disgrace you, humiliate you and shame you. These are the tactics that they used. So how bad can this be? Do you want your life back again? Or do you want to live in a lifetime full of fear. I will be very honest with you. My father had been feeding the tiger for years and finally now, he decide to heel the Police advice and stop paying and cooperate with them.*

You are not the only one suffering if you continue to pay. Think about your family for the long term. Do you want them to suffer with you for 10 year, 20 years, worrying about money? Think about it. Do you want to be partner in crime? Or do you want a lifelong happiness with your family. If you really care for your family members, you should know the right thing to do. If you are scares you can always post on the forum or talk to someone regarding the case.*

I believe if we unite as one, we can accomplish more. If you are young, bold, adventurous, please feel free to voice out. We can always spend some time to help one another. We can help family by family if we have more manpower. The debtors need people to talk to. The family members need assurance and comfort. We don’t blame other for not helping us, if we are not helping ourselves. We don’t need to resort to violence; we want to build a peaceful community for everyone to live in.*

And again, I need more people and more support to discuss matter and also plan to help other out.*

Thank you for your time in reading this.
 
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