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Loan Shark Harassment and how to stop it

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Old 29-09-2018, 11:42 AM   #4711
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Settle yr cctv 1st. Install at yr gate don't have to.
I call town council prev n they reply they won't interfere if within yr house.
Public area like corridor will be under them.

How do I proceed with the CCTV installation? Ask police for assistance? IO still hasn't called. Sent him several emails already. I know my case not the only one at least gimme a call to know he at least received my report la..
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Old 29-09-2018, 11:44 AM   #4712
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Open n record n send to IO.
Have yr nok block their number.

Let them spent getting new cards. Eventually they will stop.
A officer told me.

I've blocked him on all the numbers in whatsapp! Ytd he sent me the typical threatening video (I guess) via a new mobile no. Below that was a threatening msg. But I didn't open and immediately blocked again. I've blocked his calls as well. He's currently chasing my NOK.
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Old 29-09-2018, 11:46 AM   #4713
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This got to be tactful as implicate my friend.
Other acc closed one is ok.

The other live account cheque will go bank n cancel.

Best to cancel the cheque and also to lodge police report. Get the police to retrieve from the bank on the cash cheque. They will be able to track the account holder. If you want to stop them, then let bank provide the cheque details to the police.
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Old 29-09-2018, 12:59 PM   #4714
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I received their calls.

My wife received a few but after I complain to ROM, they call her to get me contact them.
Didn't say much unlike prev.

I received demand letter on door n via text.
I reply noted & will arrange my end.
But I totally unable to pay, do u think if just pay 100 monthly for a 5k loan, if they say cannot accept, what can I do? Late charge and late interests etc already 400 per month, 5k loan become 10k loan 12 months later. By next years, total 25k LML loan may snowballed to 50k due to late interests.Seems like there is no hope to clear already.

Last edited by Aion99; 29-09-2018 at 01:14 PM..
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Old 29-09-2018, 01:33 PM   #4715
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Yours is licensed or unlicensed? As I know they can charge only 60 per mth.. U chi yr loan contract, what did it says?
If licensed, go to help group to help u negiotate with them.

They roll like AL.

But I totally unable to pay, do u think if just pay 100 monthly for a 5k loan, if they say cannot accept, what can I do? Late charge and late interests etc already 400 per month, 5k loan become 10k loan 12 months later. By next years, total 25k LML loan may snowballed to 50k due to late interests.Seems like there is no hope to clear already.
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Old 29-09-2018, 02:04 PM   #4716
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Yours is licensed or unlicensed? As I know they can charge only 60 per mth.. U chi yr loan contract, what did it says?
If licensed, go to help group to help u negiotate with them.

They roll like AL.
I got both. But this 25k is from a few LML. Late charge is 60 monthly and Contract is those standard monthly 4% interest plus late interest 4%, so monthly roughly 8% interest. One year later 25k easily become 50k. Not matter how we negotiate, it is impossible to clear already.
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Old 29-09-2018, 02:36 PM   #4717
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Cheque number can retrieve fr record.
Will quote in the report.

Chat not helpful cause communicate via voice call.

The other thru a friend.
That we have chat but is between my friend n me on that al.
This will implicate him somehow which I try to avoid.
He been helping me with him.
Either way....I think if u making a police report ur Friend willl be in the picture.....since everything also connect through him.....next time u record the calls....yes and go retrieve through record at least got proof....
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Old 29-09-2018, 02:58 PM   #4718
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True. Thks bro for yr view.

Either way....I think if u making a police report ur Friend willl be in the picture.....since everything also connect through him.....next time u record the calls....yes and go retrieve through record at least got proof....
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Old 29-09-2018, 03:00 PM   #4719
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Suggest u get help grp to talk.
At least mthly manageable amount n drag long....
Scar li like our friend kanna 1st prize then settle all these..

I got both. But this 25k is from a few LML. Late charge is 60 monthly and Contract is those standard monthly 4% interest plus late interest 4%, so monthly roughly 8% interest. One year later 25k easily become 50k. Not matter how we negotiate, it is impossible to clear already.
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Old 29-09-2018, 03:58 PM   #4720
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Sorry what's ROM?

I received their calls.

My wife received a few but after I complain to ROM, they call her to get me contact them.
Didn't say much unlike prev.

I received demand letter on door n via text.
I reply noted & will arrange my end.
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Old 29-09-2018, 04:41 PM   #4721
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How come your Friend involved? He know that AL?

This got to be tactful as implicate my friend.
Other acc closed one is ok.

The other live account cheque will go bank n cancel.
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Old 29-09-2018, 04:44 PM   #4722
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Just go sim Lim and get a simple one and install it. IO will not only be attending to your case alone. Unless your house got splashed. If not it’s just a phone harassment.

Pls read all the Advices from previous pages.

How do I proceed with the CCTV installation? Ask police for assistance? IO still hasn't called. Sent him several emails already. I know my case not the only one at least gimme a call to know he at least received my report la..
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Old 29-09-2018, 05:05 PM   #4723
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I know this is never ending.
But if u r sure, by paying, it will end nd u have the funds, will u pay?
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Old 29-09-2018, 05:08 PM   #4724
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If I had spare. Learnt my lesson. Own n family more important

I know this is never ending.
But if u r sure, by paying, it will end nd u have the funds, will u pay?
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Old 29-09-2018, 05:09 PM   #4725
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Yes.
Same "shirt"
At a point I suspect he also got comm....

How come your Friend involved? He know that AL?
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