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Loan Shark Harassment and how to stop it

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Old 16-10-2018, 01:26 AM   #5206
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I sat down and scroll thru all my msg history.. Initially thinking.. Maybe i paid less than i borrowed.. In actual fact, i paid 50% extra..

I dont owe him seriously.. I paid back more than what i borrowed already.

Damn sian.. Come to think of it. Dunno issit i so heng.. Others owe 10 over shops, no one came up. I owe 1 nia..
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Old 16-10-2018, 08:17 AM   #5207
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I sat down and scroll thru all my msg history.. Initially thinking.. Maybe i paid less than i borrowed.. In actual fact, i paid 50% extra..

I dont owe him seriously.. I paid back more than what i borrowed already.

Damn sian.. Come to think of it. Dunno issit i so heng.. Others owe 10 over shops, no one came up. I owe 1 nia..
Donít think that way...it honestly depends on the LS...but all work the same one....but also because maybe u paid more so they think u good catch u see....so stop paying....how Long has it been going for u...? I also paid mine off all more than I have owed....but I told myself stop when the initial agreed amount has been paid off.....my NOK is very piss off with me....but told me to stop paying, stop communicating and in fact donít pay....Say if they want come let them come ask me faster put a stop to it....u have to stay strong bro....

Anyway there is really nothing to do other than waiting whether they will come up anot....but since u already paid more than that the chances really not high....unless they think u are very easy to scare and once scare u, u will pay that type etc.....even if they come up u have to be positive and ask urself how many times can they do that....? Just remind ur family to be vigilant anything just dial the police hotline.... please donít forget the fact that we stay in Singapore.....monitor cctv etc....start a new life donít let them affect ur life entirely....it will make u weak for the moment but itís a good lesson....stand up stronger afterwards....

Last edited by Plzhalp; 16-10-2018 at 08:24 AM..
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Old 16-10-2018, 08:46 AM   #5208
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Bro U ever go amp...
Yup I went AMP b4.. I have lml prob. They nego for me but they're quite fierce with these lenders they help me minimize the interest with payment max 1 year.. They helped alot of ppl wit LS prob.. I went for their group sessions most of them only runners those whatsapp n SMS loan and there r also local LS they'll try to help these ppl nego payment.. Quite a number of they deal.. Not ezy but I dunno how they nego with LS.. If you need help just call them you'll talk to the counsellor 1st then they'll assess you after that their volunteers will call to you..i think their volunteer r mayb former gangster or ex-CID officer..
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Old 16-10-2018, 09:57 AM   #5209
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Ya, if give in, its machiam uturn,back to square 1. Jus push fwd n see how it goes.
Yes. If u give in, den u r back to e starting point of your harassement. Hubby wanted to call them n scold them. Told him the same thing, dun ever do it else we will be back to constant harassment. The trick is u have to be fiercer den them.


For now, almost 1mth from Day 1 of constant harassments, things r definitely toning down. If they call my office, I will act on pretext of others to scream at them.
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Old 16-10-2018, 10:17 AM   #5210
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Donít think that way...it honestly depends on the LS...but all work the same one....but also because maybe u paid more so they think u good catch u see....so stop paying....how Long has it been going for u...? I also paid mine off all more than I have owed....but I told myself stop when the initial agreed amount has been paid off.....my NOK is very piss off with me....but told me to stop paying, stop communicating and in fact donít pay....Say if they want come let them come ask me faster put a stop to it....u have to stay strong bro....

Anyway there is really nothing to do other than waiting whether they will come up anot....but since u already paid more than that the chances really not high....unless they think u are very easy to scare and once scare u, u will pay that type etc.....even if they come up u have to be positive and ask urself how many times can they do that....? Just remind ur family to be vigilant anything just dial the police hotline.... please donít forget the fact that we stay in Singapore.....monitor cctv etc....start a new life donít let them affect ur life entirely....it will make u weak for the moment but itís a good lesson....stand up stronger afterwards....
Ive been 1.5yrs ive been paying. I cleared n reloans. Until i finally had enough cause i clear off many times n i feel its a cycle.

IO also say, maybe i gd leg. Thats why.. I let it be n see how lor.

I tell myself endure endure.. Dont uturn
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Old 16-10-2018, 11:15 AM   #5211
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Ive been 1.5yrs ive been paying. I cleared n reloans. Until i finally had enough cause i clear off many times n i feel its a cycle.

IO also say, maybe i gd leg. Thats why.. I let it be n see how lor.

I tell myself endure endure.. Dont uturn

Talking about that. I LOL when I saw a few msg of AL to my hb, praising him for being a very good customer. Piangz good fat cash cow they meant.


Just hang in there. My hb also like u, feed them promptly on monthly basis. Practically people like u n him r AL permanent monthly income so now that u stop paying, they will harass u crazily, I can say e harassment can be far worst den those that cant afford to pay up. Just have to bite thru it, block off/ change number, install CCTV, lodge police reports. It will slowly n gradually lessen.
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Old 16-10-2018, 11:29 AM   #5212
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Talking about that. I LOL when I saw a few msg of AL to my hb, praising him for being a very good customer. Piangz good fat cash cow they meant.

Just hang in there. My hb also like u, feed them promptly on monthly basis. Practically people like u n him r AL permanent monthly income so now that u stop paying, they will harass u crazily, I can say e harassment can be far worst den those that cant afford to pay up. Just have to bite thru it, block off/ change number, install CCTV, lodge police reports. It will slowly n gradually lessen.
Im trying to pull thru lor
How were the harassment like at ur end? How long has it been?
I only haf 1 shop...
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Old 16-10-2018, 12:02 PM   #5213
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Im trying to pull thru lor
How were the harassment like at ur end? How long has it been?
I only haf 1 shop...

Now much better. So far almost 1mth since e constant harassment. If u r firm enough, u can brave thru this passing cloud. Hang in there!!! Drop u a PM too.
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Old 16-10-2018, 02:15 PM   #5214
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Ive been 1.5yrs ive been paying. I cleared n reloans. Until i finally had enough cause i clear off many times n i feel its a cycle.

IO also say, maybe i gd leg. Thats why.. I let it be n see how lor.

I tell myself endure endure.. Dont uturn
Same lo.last time I also good leg..the Al know they can suck u jialat tats y continue to loan u..they also got risk assessment one.
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Old 16-10-2018, 04:55 PM   #5215
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Same lo.last time I also good leg..the Al know they can suck u jialat tats y continue to loan u..they also got risk assessment one.
True...
How long has urs been liao?
Still got come harass bo?
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Old 16-10-2018, 06:12 PM   #5216
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IO told me caught the runner splash paint can claim damage. anyone go thru these?
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Old 16-10-2018, 06:52 PM   #5217
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Debt advisory Ctr? They r good?

Yup I went AMP b4.. I have lml prob. They nego for me but they're quite fierce with these lenders they help me minimize the interest with payment max 1 year.. They helped alot of ppl wit LS prob.. I went for their group sessions most of them only runners those whatsapp n SMS loan and there r also local LS they'll try to help these ppl nego payment.. Quite a number of they deal.. Not ezy but I dunno how they nego with LS.. If you need help just call them you'll talk to the counsellor 1st then they'll assess you after that their volunteers will call to you..i think their volunteer r mayb former gangster or ex-CID officer..
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Old 16-10-2018, 06:54 PM   #5218
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Believe so... once them come up n saw the camera, believe will make most of them U turn

Then nothing we can do but to just wait for their arrival everytime?
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Old 16-10-2018, 07:27 PM   #5219
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Worried worried worried

Hi all I also face loan shark issue ... I have cleared them but they say I still owe them ..please advise
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Old 16-10-2018, 07:30 PM   #5220
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Hi all I also face loan shark issue ... I have cleared them but they say I still owe them ..please advise
Kindly explain the whole incident and go read from the start. It will help you to calm down and start thinking straight.
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