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Loan Shark Harassment and how to stop it

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Old 27-10-2018, 08:32 PM   #5506
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I agree bro but sometimes the paperwork leceh you need the debt counselor to assist..
But already so broke still pay 2k+ to get ppl to do paperwork... there are cheaper options out there.

Last edited by huathuat888; 27-10-2018 at 08:52 PM..
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Old 28-10-2018, 09:11 AM   #5507
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But already so broke still pay 2k+ to get ppl to do paperwork... there are cheaper options out there.
What's the cheaper options??For bankruptcy you've to declare 1850 for bankruptcy + OA fee 200.. Total 2050
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Old 28-10-2018, 12:26 PM   #5508
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I have encountered Loansharks harassment via text and even in my office. My husband is so mad at me right now and I dont know what to do. I stopped paying these Ahlong because I am forced to pay one ahlong and loan from the other since I am so scared. and some just send money into my account. I already reported to police and vhange my number. I am so scared and I dont have any friends I can talk to. This will be my life forever? Always scared.
Scare then pay lo
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Old 28-10-2018, 02:02 PM   #5509
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What's the cheaper options??For bankruptcy you've to declare 1850 for bankruptcy + OA fee 200.. Total 2050
To declare we have to pay $1850 n $200+ to supreme court (not OA). U said to do paperwork pay AMP $2k+ to do right? So if u get AMP or Transview to help u have to pay them 2k+ on top of the $2k+ to pay to declare bankruptcy. Total $4k+

What i am saying is no need to pay that extra $2k for ppl to do the paperwork... i know of places that charge $300 only
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Old 28-10-2018, 03:32 PM   #5510
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To declare we have to pay $1850 n $200+ to supreme court (not OA). U said to do paperwork pay AMP $2k+ to do right? So if u get AMP or Transview to help u have to pay them 2k+ on top of the $2k+ to pay to declare bankruptcy. Total $4k+

What i am saying is no need to pay that extra $2k for ppl to do the paperwork... i know of places that charge $300 only
Why not just let bank sued for bankrupt? Then don't need to pay anything upfront? If afraid of WSS, just rent a cheap empty room, change all bank address to the empty room before bankruptcy?
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Old 28-10-2018, 03:53 PM   #5511
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Why not just let bank sued for bankrupt? Then don't need to pay anything upfront? If afraid of WSS, just rent a cheap empty room, change all bank address to the empty room before bankruptcy?
That's what i did..

But do note that this method may take some time as in months.. years.

As time go by, the debt may increase with additional charges & interest added to the final debt.
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Old 28-10-2018, 07:20 PM   #5512
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Why not just let bank sued for bankrupt? Then don't need to pay anything upfront? If afraid of WSS, just rent a cheap empty room, change all bank address to the empty room before bankruptcy?
Ownself declare more straightforward n only takes about 1 to 2 months. Wait for banks to sue takes forever n hard to find out what’s going on next. Ownself declare u are in control more or less. Cheating on WSS may lead to worse things to happen.
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Old 28-10-2018, 07:32 PM   #5513
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If wait for bank to sue you bankrupt, bank will further slam you with more than 5k on legal fees + compounded interest etc.
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Old 28-10-2018, 08:35 PM   #5514
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Sounds like wolf (AL) in sheep’s clothing

If wait for bank to sue you bankrupt, bank will further slam you with more than 5k on legal fees + compounded interest etc.
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Old 28-10-2018, 10:08 PM   #5515
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Why not just let bank sued for bankrupt? Then don't need to pay anything upfront? If afraid of WSS, just rent a cheap empty room, change all bank address to the empty room before bankruptcy?
Better declare ownself.. Much cheaper than all the stupid hassle.. Bro u can't take lml pressure you want to advice us.. Pls bro nothing nice to advice keep it to yourself..
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Old 29-10-2018, 02:21 AM   #5516
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Better declare ownself.. Much cheaper than all the stupid hassle.. Bro u can't take lml pressure you want to advice us.. Pls bro nothing nice to advice keep it to yourself..
I never wanted to advice you. I just clearing my doubts. Those are just my questions and to seek more info. YOU are very rude to ask me or other people to stop posting in forums. We are pressured by debt collectors outside and here we got looked down by u? WHAT IS THIS?

Last edited by Aion99; 29-10-2018 at 08:10 AM..
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Old 29-10-2018, 02:24 AM   #5517
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That's what i did..

But do note that this method may take some time as in months.. years.

As time go by, the debt may increase with additional charges & interest added to the final debt.
You let banks sued for bankruptcy? How long it takes? From they start sending legal demand letters until courts hearing on bankruptcy?
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Old 29-10-2018, 08:50 AM   #5518
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I never wanted to advice you. I just clearing my doubts. Those are just my questions and to seek more info. YOU are very rude to ask me or other people to stop posting in forums. We are pressured by debt collectors outside and here we got looked down by u? WHAT IS THIS?
Not looking down on you Bro I oso have pressures by debt collectors even after I declare.. These LML will not stop until the OA meet all of the creditors.. You want to advice make a sound one lah.. not wrong advice bro the hassle whether u declare or not is not a nice 1 but lesser on the interest if you declare.I have banners pull at my home b4 n was asked to tender 24hrs from my job cause of debt collectors you want to wait for them self declare lol all the best bro this is Singapore which lobang you can hide.. My total 8 lml only 8k+ ,bank 10k+ n courts 40k+.. Lucky my wife saves money to help me with the DRS.
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Old 29-10-2018, 09:06 AM   #5519
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You let banks sued for bankruptcy? How long it takes? From they start sending legal demand letters until courts hearing on bankruptcy?
After legal letters debt collectors will still go your home.. Then then courts letter of demand.. Still stubborn.. Courts send letter of warning of wss n abt 1wk it'll b WSS after that hassle b4 bankrupt you total capital debt,interestes n sales for your item + repossession of item fee.. Then the creditors pay for you bankrupt fees.. Enjoy the life stigma of a bankrupt for the next dunno how many years.. I believe longest will 10years for bankrupt..
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Old 29-10-2018, 09:10 AM   #5520
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Focus on the main topic here pls.This thread is to help people with UML issues and don’t know how to handle. Anything about LML or bankruptcy, pls start another thread.
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