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Loan Shark Harassment and how to stop it

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Old 11-03-2019, 12:07 PM   #7951
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Hi,

Ive been reading this thread from page 1.
Same thing for me. Unwillingly became a debtor. Enquired for a pay day loan to pay my school fees end up i gotten a weekly loan instead from a few as i enquired all at the same day.

Couldnt approach the bank as i still have outstanding loan which im still paying off.

I just lost my job, my gf. My family gave up on me. My house got splashed just 2 hours ago. Second incident.

My house is empty as my family dont stay there, all of us are staying with my eldest sibling. I just got thrown out of the house two days ago. So im the only staying at my billing address that the ahlong have.

I tried clearing the loan end up paid more than the amount they transferred. Managed to clear off 3 of them good thing is they didnt disturb me after that.

Total i have 17 from different guys. Im not ashame to say it. Just dont want anyone to be like me.

Ranging from 300-2k. I paid them deferment on a daily basis till i have to walk to my office as i dont have money for work or makan.

So far my bank account been frozen due to the deferment payments as spf suspected i was one of the runners. Waiting for it to be unfrozen which the io says will take one month. Advised not to take up jobs or payment for ahlong.

Ive been cleared of the charges as ive provided details of every transaction made to them. So ive been instructed to stop paying and ignore them.

Imagine paying 1k plus everyday for deferment fees. I did up an excel file listing down the names and amount to clear.

Managed to close off some of them which mentioned that they are looking for long term business. So far the only one that splashed paint was the one i need to repay 2k. The rest just vulgarities and voice notes. Some offered me a job which i declined.

Every day i sit outside my house just in case these ppl come to harass. Now im cleaning the fresh paint on the floor and door and gate at this hour.

For those experiencing the same, be strong. This is just a phase. It will pass. I dont have access to my funds or last salary due to the account frozen.

I havent eaten a proper meal in 3days. Been surviving on water.
You need some serious help. Be not afraid. STOP PAYING!!!!!

All the info you need are here. PM if clueless.

FIGHT LOAN SCAMS - http://bit.ly/fightloanscams
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Old 11-03-2019, 12:09 PM   #7952
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What action will the police take? Iíve already filed a online police report as well as went down to the station about a week ago. However, still getting harassed or going down to my unit.
Be vigilant. If you see anybody suspicious or you are being harrassed in any way or you feel unsafe in any way, CALL 999.

Put all CCTVs in place or use the public ones.

All the info you need are here. PM if clueless.

FIGHT LOAN SCAMS - http://bit.ly/fightloanscams
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Old 11-03-2019, 12:10 PM   #7953
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saw money lenders at my neighbours house doing their job. They were quite considerate and professional honestly. No loud shouting or scolding, every 10 min knock nicely and ask for payment. Even when neighbour said his deadbeat husband is dead, they politely give a stoic pls show death cert and I will leave

Well placed video cam on chest for transparency. good job!
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Old 11-03-2019, 12:33 PM   #7954
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Keep providing info to SPF. Email your I/O a detailed info eg CCTV footage, phone numbers and screenshot of WhatsApp messages.

Everytime they send runners, call 999. This, IMHO, is effective as it could lead to the arrest of runners and deprieve these UML of manpower.Realistically how many runners you think they can recruit if always these runners get arrested. How many bank account they can open fast enough if we report faster.

You could post the image and caning clip to them posted by delceer if you still get contact by them but best is lose all contacts with them.

Anyway we shouldn't discuss what SPF will do next as it removes the element of surprise.

Trust our SPF.

Thanks for the detailed response! Iím at least comforted if thereís action being taken.
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Old 11-03-2019, 12:56 PM   #7955
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I’ve been in your shoe before I truly understand how you felt. It is damn miserable, whereby everyday have to fork out $. But still pls eat well, don’t be affected. Please drop me a pm would like to help u out or treat u a meal bro.

Ive a motion detetion camera installed. U can get it from challenger for 79 dollars. U will receive notification on ur phone if theres movement detected and it will start recording.

Idk how long it will last. In process to sell my house.
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Old 11-03-2019, 02:26 PM   #7956
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I don’t think licensed one dare to try anything funny. If you negotiate with them, it would work. If no money, really means no money. I used to face same problem with LML, if you talk to them, they will work out repayment scheme. Ever since that incident, I don’t dare to take any more loan. It’s more than I could bear.

saw money lenders at my neighbours house doing their job. They were quite considerate and professional honestly. No loud shouting or scolding, every 10 min knock nicely and ask for payment. Even when neighbour said his deadbeat husband is dead, they politely give a stoic pls show death cert and I will leave

Well placed video cam on chest for transparency. good job!
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Old 11-03-2019, 02:28 PM   #7957
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Loansharks are all desperate for money. You don’t need to be afraid of them. Inform your boss that you have been scammed and they will understand.

LS is calling the hotline. Even if i dont owe them anything they will still harrass?
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Old 11-03-2019, 03:34 PM   #7958
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Loansharks are all desperate for money. You donít need to be afraid of them. Inform your boss that you have been scammed and they will understand.
Yes.
Loan shark can't do anything to harm people in Singapore.
Those few foreigners posted here may contact your local country police if loan shark harass your family in your country.
All the advices here may not applicable onto foreign countries loan shark harassment.
Loan Shark in other countries are different from Singapore one.
Singapore just can shout over the phone.
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Old 12-03-2019, 03:30 AM   #7959
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What action will the police take? Iíve already filed a online police report as well as went down to the station about a week ago. However, still getting harassed or going down to my unit.
get a cctv camera and record in case anything happens
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Old 12-03-2019, 06:21 AM   #7960
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Cctv alone won’t help all but it will still work. My unit was splashed last time and runner caught within 2 weeks. Throughout the whole harassment period, they sent me videos of burning door and photos of my family which they took it from Facebook and harassed my friends. I had to deactivate my account.

But more importantly, must really have a strong mental mind, to tahan all these and not fear them. I now think about how stupid I was by paying them because I was scared of them harassing. But the truth is once they splashed, I totally heck care about my fears. Embarrassment won’t save me anyway. But I still able to spend my own salary and pay for bills instead of feeding those motherF**kers.

get a cctv camera and record in case anything happens
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Old 12-03-2019, 08:46 AM   #7961
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Cctv alone wonít help all but it will still work. My unit was splashed last time and runner caught within 2 weeks. Throughout the whole harassment period, they sent me videos of burning door and photos of my family which they took it from Facebook and harassed my friends. I had to deactivate my account.

But more importantly, must really have a strong mental mind, to tahan all these and not fear them. I now think about how stupid I was by paying them because I was scared of them harassing. But the truth is once they splashed, I totally heck care about my fears. Embarrassment wonít save me anyway. But I still able to spend my own salary and pay for bills instead of feeding those motherF**kers.
Yap .. I fully agreed on you for y pay those LS ..I do have the same feeling .. after few month of paying then I wake up y should I scare of them .. its really stupid for doing so ... y should we feed them with our hard earn $$$$$ I now can use my salary to go and do thing I like and saving ... the most impt is spend on what is needed dun over spend and u will not have $$$ problem
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Old 12-03-2019, 10:07 AM   #7962
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Yes, don't pay even 1st repayment becoz I believe they trick people with promise of low interest at first or any other ruse.
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Old 12-03-2019, 02:11 PM   #7963
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Its been two weeks since i mia. Didnt block them. Just let it be. Im using another no.

Its depressing since i lost my job. Worked my ass off for the past 2 half years. Got fired just like that. I came clean with my company with all the details but too bad they cant accept it as their reputation at stake.

I used to earn 5 digits monthly with commission. Another one came earlier the morning knocking on my door. But didnt do anything. The malay guy continously knocked for 3hours while i was dead asleep.
Bro u do sales? Pm me if u need a job

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Old 12-03-2019, 02:19 PM   #7964
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I also facing the same issue, but everytime i pay ontime, i think to UML, i am a good "debtor".

But Now i cant pay for the defer. I called IMH hotline, then they pass the "one hope" number to me, i called and see the consultant yesterday, she asked me dont pay to them anymore...

But really feel depress leh...haiz..dont know what will happen
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Old 12-03-2019, 03:40 PM   #7965
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I also facing the same issue, but everytime i pay ontime, i think to UML, i am a good "debtor".

But Now i cant pay for the defer. I called IMH hotline, then they pass the "one hope" number to me, i called and see the consultant yesterday, she asked me dont pay to them anymore...

But really feel depress leh...haiz..dont know what will happen
Yes, first step report to SPF. Then don't pay. No such thing as good debtor under their books. Only cows for them to milk some more. They will try their very best to make you default. They change their terms and regulation as they like.

Just put it this way, paying them make you an accomplice as other victims might report your account and you get in trouble.

Next, install CCTV. Go Town Council and get approval using your police report.Just install 1st, TC approval letter may take a week to process.

Block all contacts with them and I mean all. You go dark on them, then you got no chance to hear or read their threats. It helps to calm your nerves.

So they need to visit you. That's where SPF and your CCTV comes in. 999 is the number that can change your situation. Be quick to call if there's harassment at your place. 1 less runner they have, 1 less threat for you.

This is the only way.

Stay strong. Getting a consultation is a step in the right direction. Please don't pay anymore, expect initial harassment, let SPF handle and try to get back your life. Family and close friends are very important in this dark times.

Last edited by green72; 12-03-2019 at 03:57 PM..
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