HWZ Forums

Login Register FAQ Mark Forums Read

Loan Shark Harassment and how to stop it

Like Tree148Likes
Closed Thread
 
LinkBack Thread Tools
Old 11-04-2019, 10:44 AM   #8581
Junior Member
 
Join Date: Mar 2019
Posts: 36
I've already filed a report, i did block a few numbers but they used another number to contact me. I rmbr the last txt of harrassment was the UML told me ask my family sleep dun close eyes, sure kena burn
Bro Faizal, blocking the numbers is not good enough. Change your numbers.
RavenKing80sg is offline  
Old 11-04-2019, 10:48 AM   #8582
Senior Member
 
Join Date: Sep 2001
Posts: 1,870
I damn dulan and went to troll another uml or scamer i do not know. I go ask him if you help me solve all this issues which i am having now then i take the loan from you. He spend a good 3 days with me on phone how to tackle this issue. Then after that i block him. His modus operandi is the same as the scamer. What trial loan lar what cashback lar. When i ask this person report police can a not. Then he very defensive liao. Give me all kind of excuses like u go police for what. You think phone calls and watsapp police will take action meh. They wont take action no need waste time go make report blah blah blah. But he did solve part of my issues by telling me dun answer and block them off. But i damn happy at least i troll one.
Spidie is offline  
Old 11-04-2019, 10:57 AM   #8583
Senior Member
 
Join Date: Sep 2001
Posts: 1,870
Kudos to all the bros and sisters here who are victims. Really help me alot help me calm down and get on with life. Still remember first few days was so scared dunno what to do. Now after reading the post i know how to face this issues and get on with life and work. A big thanks to all brothers here. Especially Ravenkingsg80, Justiceleague2018 and Makimah. Really big help from you all.
Spidie is offline  
Old 11-04-2019, 11:16 AM   #8584
High Supremacy Member
 
delceer's Avatar
 
Join Date: Sep 2016
Posts: 46,220
Anyone got lobang for cctv, i wanna install. Recently took loan from UML take $700, payback $1000. Den i paid deferment $250. After pay den was asked to take another loan of $700. But end up receiving $750. So when 2nd week comes i couldn't pay the deferment coz it's $500 for 2 loans. So the LS suggested to open bank acct for him, den i can get $400/mth. I agreed and passed my atm card, but i didn't passed it personally. Placed it somewhere at the RC a few blocks away. Few days later another guy sent a pic saying he transferred $300 to my acct. I was shocked, i straight away asked for the acct no to transfer back since i nvr asked for any loan. The guy said he'll give later(which ended up a few days later). And when he gave me the acct no he said can only transfer $200, coz later got problem with bank. So i blindly followed and transferred $200. Few days later the 1st guy asked for payment, den i said i tot already deducted from the $400? Den he say still short of $100 coz 2 loans. So I transferred the balance $100. After realising my mistake, i called my bank to report loss of atm card and made a police report through i-witness. The officer did a follow up but couldn't do much as the harrassments were done only through txts. I've called 999 this afternoon as i've received another harrassment thru txt coz i'm worried my mum is at home alone. So that's why i wanna install cctv to at least deter the runners from doin anything.

Under the Moneylenders Act, when a bank account or ATM card of any person is used to facilitate moneylending by an unlicensed moneylender, that person is presumed to have assisted in unlicensed moneylending.

Those convicted of the above for the first time may be fined between $30,000 and $300,000, jailed for up to four years, and get up to six strokes of the cane.



https://www.straitstimes.com/singapo...landwide-sweep



pursuant to section 203 of the Penal Code, whoever “knowing or having reason to believe that an offence has been committed, gives any information respecting that offence which he knows or believes to be false” shall be liable to a jail term of up to 2 years, or a fine, or both.


https://singaporelegaladvice.com/law...-in-singapore/
__________________
If you're still poor at 35, you deserve it!
He knew what he signed up for.
delceer is offline  
Old 11-04-2019, 12:02 PM   #8585
Junior Member
 
Join Date: Mar 2019
Posts: 36
From my understanding and past experiences, there are 2 types of UMLs or loan sharks:

1) The first group is the one that can be found quite in this thread. They transfer money to you, saying that we applied for a loan when we didn't. When it comes to repayments, they are damn evasive in giving instructions. And when you do follow them, they'll come up with lots of excuses why it didnt count. Usually these type are the weekly payments, and almost 100% this is a scam.

2) The second is different. They offer you a loan amount i.e. $1000. You can pay the interest to defer, usually 40% every month ($400) until you are ready to clear the loan amount + interest. I've ever come across this type of UMLs, but i stayed away when they asked for my NRIC via whatsapp. The scary thing about this method? I know of some LML that uses the same payment methods. Which begs the question; are these LMLs just UMLs operating with a legal front?

Any thoughts from the bros and sisters here?
RavenKing80sg is offline  
Old 11-04-2019, 12:24 PM   #8586
Senior Member
 
Join Date: Sep 2001
Posts: 1,870
From my understanding and past experiences, there are 2 types of UMLs or loan sharks:

1) The first group is the one that can be found quite in this thread. They transfer money to you, saying that we applied for a loan when we didn't. When it comes to repayments, they are damn evasive in giving instructions. And when you do follow them, they'll come up with lots of excuses why it didnt count. Usually these type are the weekly payments, and almost 100% this is a scam.

2) The second is different. They offer you a loan amount i.e. $1000. You can pay the interest to defer, usually 40% every month ($400) until you are ready to clear the loan amount + interest. I've ever come across this type of UMLs, but i stayed away when they asked for my NRIC via whatsapp. The scary thing about this method? I know of some LML that uses the same payment methods. Which begs the question; are these LMLs just UMLs operating with a legal front?

Any thoughts from the bros and sisters here?
But the second type there is no assurance that they will keep their words. They may also do the scam method after you get a loan from them. So what can we do to make sure that they are the second type ?
Spidie is offline  
Old 11-04-2019, 12:30 PM   #8587
Junior Member
 
Join Date: Apr 2019
Posts: 1
hi,so far..did any of the UML harass ur house?

Kudos to all the bros and sisters here who are victims. Really help me alot help me calm down and get on with life. Still remember first few days was so scared dunno what to do. Now after reading the post i know how to face this issues and get on with life and work. A big thanks to all brothers here. Especially Ravenkingsg80, Justiceleague2018 and Makimah. Really big help from you all.
MimieLoma45 is offline  
Old 11-04-2019, 12:56 PM   #8588
Junior Member
 
Join Date: Mar 2019
Posts: 36
But the second type there is no assurance that they will keep their words. They may also do the scam method after you get a loan from them. So what can we do to make sure that they are the second type ?
If anyone offers loan via whatsapp, they are usually UMLs
RavenKing80sg is offline  
Old 11-04-2019, 12:57 PM   #8589
Junior Member
 
Join Date: Apr 2019
Posts: 4
I started to feel that that thay're UMLs instead of LMs when the 1st guy txted me using another number saying his original number got banned, so i tot which LMs would have dis kind of issue right.
Faizal8428 is offline  
Old 11-04-2019, 01:09 PM   #8590
Junior Member
 
Join Date: Mar 2019
Posts: 36
I started to feel that that thay're UMLs instead of LMs when the 1st guy txted me using another number saying his original number got banned, so i tot which LMs would have dis kind of issue right.
correct. also LMs are no longer allowed to solicit any business via whatsapp or social media. only through their websites
RavenKing80sg is offline  
Old 11-04-2019, 01:48 PM   #8591
Senior Member
 
Join Date: Sep 2001
Posts: 1,870
hi,so far..did any of the UML harass ur house?

So far never. Dunno they will do it a not . Everyday go home still a bit worry. But i basically never borrow any money from them why they are after me i also dunno. Wasting their time and my time. Now this number call my hp i also ignore. 8150 9205 any kind souls want to call back for me see who this fxxker is ?
Spidie is offline  
Old 11-04-2019, 02:05 PM   #8592
Junior Member
 
Join Date: Mar 2019
Posts: 36
So far never. Dunno they will do it a not . Everyday go home still a bit worry. But i basically never borrow any money from them why they are after me i also dunno. Wasting their time and my time. Now this number call my hp i also ignore. 8150 9205 any kind souls want to call back for me see who this fxxker is ?
Just ignore the number if you don't recognise it. Change your number quickly too.
RavenKing80sg is offline  
Old 11-04-2019, 02:10 PM   #8593
Junior Member
 
Join Date: Mar 2019
Posts: 36
So far never. Dunno they will do it a not . Everyday go home still a bit worry. But i basically never borrow any money from them why they are after me i also dunno. Wasting their time and my time. Now this number call my hp i also ignore. 8150 9205 any kind souls want to call back for me see who this fxxker is ?
OK because my number is private i tried calling the number. Not in service
RavenKing80sg is offline  
Old 11-04-2019, 02:23 PM   #8594
Senior Member
 
Join Date: Sep 2001
Posts: 1,870
OK because my number is private i tried calling the number. Not in service
Thanks Raven. Normally i will add to contact list and see their watsapp pic and see watsapp active a not. Once its active i immediately report and banned the watsapp number as scam. Then block it. Make sure they cannot use watsapp.
Spidie is offline  
Old 11-04-2019, 02:47 PM   #8595
Senior Member
 
Join Date: Sep 2001
Posts: 1,870
Got an unknown number just called me. Madness i set one ID on my contact list for unknown and set it to forever silent. So all unknow ring i also dunno. Coz no sound from my phone.
Spidie is offline  
Closed Thread
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Terms of Service for more information.


Thread Tools

Posting Rules

Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On