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Loan Shark Harassment and how to stop it

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Old 24-04-2019, 09:23 AM   #8851
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recently receiving many sms offering loans but deleted them.
yesterday somebody call and i answered, asking if i need a loan but i said no.
really brazen.
i never borrowed from those legal moneylenders or LS at all.
wonder how they got my number??
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Old 24-04-2019, 09:44 AM   #8852
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Ya..but they won't dare to kpkp with police presence..fking dog..only act fierce in front of debtors..when police arrived also ljke timid ****y..
Better pay up to Legal Money Lender.
The more you drag, the more problematic and will affect your health and blood pressure.
Make it a stance, don't ever borrow money from others.
Live within your means.
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Old 24-04-2019, 12:36 PM   #8853
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recently receiving many sms offering loans but deleted them.
yesterday somebody call and i answered, asking if i need a loan but i said no.
really brazen.
i never borrowed from those legal moneylenders or LS at all.
wonder how they got my number??
It's best that you don't answer any numbers that you don't recognise.

This happened to me; i got calls but i answered only one. Caller asked if i was keen on a loan, i said no. The next thing i know they deposited money in my account and said thanks for supporting them. And the rest of the story is the same narrative ...
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Old 24-04-2019, 01:17 PM   #8854
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It's best that you don't answer any numbers that you don't recognise.

This happened to me; i got calls but i answered only one. Caller asked if i was keen on a loan, i said no. The next thing i know they deposited money in my account and said thanks for supporting them. And the rest of the story is the same narrative ...
but how did he get your account number??
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Old 24-04-2019, 01:43 PM   #8855
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Better pay up to Legal Money Lender.
The more you drag, the more problematic and will affect your health and blood pressure.
Make it a stance, don't ever borrow money from others.
Live within your means.
All also like act like ah long..
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Old 24-04-2019, 02:07 PM   #8856
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Hi guys Here is my story

I took up loans and ended up stuck with payment.Some lenders are nice that they are willing to let me settle slowly while those deferment ones die die ask me to pay even after I paid their defer loans.Now that I am unable to cope,I tried talking rhigs out and see if I can settle my payment slowly.All the threatening starts ,burn house lah ,spray paint lah .I seek advice to one lender and all he said is ignore and block.But another issue I'm facing is I was stupidly enough to open up bank accounts to other lenders thinking it's going to offset me some loans.Now I cannot take it anymore but just wanna come clean with the police.But I worry I might be in more trouble after reading up the fact that I assisted in their money lending operations.

I have another story where a lender transferred me an amount even when I don't take it from them claiming it's a 'trial' loan and I will get a loan after paying them an amount.So what I did was I never use the money and return back whatever they give me.And now they claim to say I took that loan and want me to pay back to clear in which I never loan in the first place.Now they are threatening me with pictures of o$p$,trying to contact my NOK and also calling up office.

I need advise especially the bank account part.
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Old 24-04-2019, 04:01 PM   #8857
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All also like act like ah long..
Bro, what to do ?
They got paper license.
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Old 24-04-2019, 04:05 PM   #8858
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but how did he get your account number??
That is a mystery that i have not solved. But i spoke to the IO and he asked if i ever took a loan from LML. I said yes, and he said that it could be from the LML or even someone from inside the bank.
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Old 24-04-2019, 04:07 PM   #8859
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Hi guys Here is my story

I took up loans and ended up stuck with payment.Some lenders are nice that they are willing to let me settle slowly while those deferment ones die die ask me to pay even after I paid their defer loans.Now that I am unable to cope,I tried talking rhigs out and see if I can settle my payment slowly.All the threatening starts ,burn house lah ,spray paint lah .I seek advice to one lender and all he said is ignore and block.But another issue I'm facing is I was stupidly enough to open up bank accounts to other lenders thinking it's going to offset me some loans.Now I cannot take it anymore but just wanna come clean with the police.But I worry I might be in more trouble after reading up the fact that I assisted in their money lending operations.

I have another story where a lender transferred me an amount even when I don't take it from them claiming it's a 'trial' loan and I will get a loan after paying them an amount.So what I did was I never use the money and return back whatever they give me.And now they claim to say I took that loan and want me to pay back to clear in which I never loan in the first place.Now they are threatening me with pictures of o$p$,trying to contact my NOK and also calling up office.

I need advise especially the bank account part.
Speak to the police and come clean with them. And stop your payments. The more you pay, the more they will bleed you dry.

As for the second part, that is a scam. It happened to me, and it happened to a lot of us here as well. Advise is to inform your NOK and your office that you've been a victim. Make a police report too.
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Old 24-04-2019, 04:09 PM   #8860
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Hi guys Here is my story

I took up loans and ended up stuck with payment.Some lenders are nice that they are willing to let me settle slowly while those deferment ones die die ask me to pay even after I paid their defer loans.Now that I am unable to cope,I tried talking rhigs out and see if I can settle my payment slowly.All the threatening starts ,burn house lah ,spray paint lah .I seek advice to one lender and all he said is ignore and block.But another issue I'm facing is I was stupidly enough to open up bank accounts to other lenders thinking it's going to offset me some loans.Now I cannot take it anymore but just wanna come clean with the police.But I worry I might be in more trouble after reading up the fact that I assisted in their money lending operations.

I have another story where a lender transferred me an amount even when I don't take it from them claiming it's a 'trial' loan and I will get a loan after paying them an amount.So what I did was I never use the money and return back whatever they give me.And now they claim to say I took that loan and want me to pay back to clear in which I never loan in the first place.Now they are threatening me with pictures of o$p$,trying to contact my NOK and also calling up office.

I need advise especially the bank account part.
Please read post #8708.
The above red words, prepare your buttock and throw away your future down the drain.


Under the Moneylenders Act, when a bank account or ATM card of any person is used to facilitate moneylending by an unlicensed moneylender, that person is presumed to have assisted in unlicensed moneylending.

Those convicted of the above for the first time may be fined between $30,000 and $300,000, jailed for up to four years, and get up to six strokes of the cane.

https://www.straitstimes.com/singapo...landwide-sweep
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Old 24-04-2019, 04:18 PM   #8861
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but how did he get your account number??
They don't need your Account number to tranfer you money now cause now the handphone number and you bank account are link they can do transfer for it paynow or tranfer to you by just key you handphone number
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Old 24-04-2019, 04:23 PM   #8862
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Join Date: Apr 2019
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Hi guys Here is my story

I took up loans and ended up stuck with payment.Some lenders are nice that they are willing to let me settle slowly while those deferment ones die die ask me to pay even after I paid their defer loans.Now that I am unable to cope,I tried talking rhigs out and see if I can settle my payment slowly.All the threatening starts ,burn house lah ,spray paint lah .I seek advice to one lender and all he said is ignore and block.But another issue I'm facing is I was stupidly enough to open up bank accounts to other lenders thinking it's going to offset me some loans.Now I cannot take it anymore but just wanna come clean with the police.But I worry I might be in more trouble after reading up the fact that I assisted in their money lending operations.

I have another story where a lender transferred me an amount even when I don't take it from them claiming it's a 'trial' loan and I will get a loan after paying them an amount.So what I did was I never use the money and return back whatever they give me.And now they claim to say I took that loan and want me to pay back to clear in which I never loan in the first place.Now they are threatening me with pictures of o$p$,trying to contact my NOK and also calling up office.

I need advise especially the bank account part.
How long you let them use you bank account.
Just report to police and tell truly and say they threaten or trick you and ask you to open an bank account for them to use .
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Old 24-04-2019, 04:52 PM   #8863
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They don't need your Account number to tranfer you money now cause now the handphone number and you bank account are link they can do transfer for it paynow or tranfer to you by just key you handphone number
omg what you say is true.
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Old 24-04-2019, 05:11 PM   #8864
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peeps, need your advise

one of my family members has just admitted that he has borrowed money from 5 of these ALs. according to him, two of them he's known for a few years. if he needs 1k, they will transfer to him the amount. and monthly have to pay the defer of $400 until he can settle the principal+interest. according to him, he's never had any issues meeting the payment

but this year, he's got loans with 5 of them, all differing amounts but same payment method i.e. defer until can pay principal + interest. the issue now is that he can't make the monthly deferments anymore as it has snowballed to more that $5k. he's asked me for advice but my previous incidents were all the scams version.

i really wanna tell him to stop all payments and make a police report. but what else can he do?
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Old 24-04-2019, 05:21 PM   #8865
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Just do the sames as what u are doing now.

peeps, need your advise

one of my family members has just admitted that he has borrowed money from 5 of these ALs. according to him, two of them he's known for a few years. if he needs 1k, they will transfer to him the amount. and monthly have to pay the defer of $400 until he can settle the principal+interest. according to him, he's never had any issues meeting the payment

but this year, he's got loans with 5 of them, all differing amounts but same payment method i.e. defer until can pay principal + interest. the issue now is that he can't make the monthly deferments anymore as it has snowballed to more that $5k. he's asked me for advice but my previous incidents were all the scams version.

i really wanna tell him to stop all payments and make a police report. but what else can he do?
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