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Loan Shark Harassment and how to stop it

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Old 30-04-2019, 10:22 AM   #8956
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Can I ask you, those which you paid fully, did they ever let you off the hook fully?
To be honest they did. But it's really subjective. When u start owing more than 3 ls, u will start to get confuse with who are the more reasonable one. Just try if u prefer good come good go method. If not ignore is really the best option.
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Old 30-04-2019, 10:53 AM   #8957
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Any updates bro?

peeps, need your advise

one of my family members has just admitted that he has borrowed money from 5 of these ALs. according to him, two of them he's known for a few years. if he needs 1k, they will transfer to him the amount. and monthly have to pay the defer of $400 until he can settle the principal+interest. according to him, he's never had any issues meeting the payment

but this year, he's got loans with 5 of them, all differing amounts but same payment method i.e. defer until can pay principal + interest. the issue now is that he can't make the monthly deferments anymore as it has snowballed to more that $5k. he's asked me for advice but my previous incidents were all the scams version.

i really wanna tell him to stop all payments and make a police report. but what else can he do?
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Old 30-04-2019, 02:20 PM   #8958
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What in the parcel u got open up?
Hell.notes lo
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Old 30-04-2019, 08:30 PM   #8959
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I also just enquire but they did not transfer any money to me say waiting for approval... one week later called me and said aldy transfer the money to me and insist me to pay. Now they keep harrass and threaten me to pay up when i didnt even receive any money from them. Super stress

I think majority of us went thru the same thing. Enquire about loan, then tell them dont want or dont need anymore and they immediately transfer without our consent. Myself personally I met 2 of this lowlife. Cause I enquire both on the same day, and both transfer me the same day.

Unlike you, I was not brave enough to stand up and return back to them only what the transfer. I paid double or triple the amount they transfer cause I was scared. Eventually I was down to my last cent and couldnt pay them anymore thats when I decide to stop. It's about 3weeks plus since I ignore them totally. So far nothing happened but once in a while those msgs and threats do come in. I am still staying firm ignoring them.
Inital part will be very hard, but you need to come clean with everyone. You need their support and got thru this together. Talk to someone you trust, it will help you to get this issue off your mind.
Most importantly dont let their threats and words get to you emotionally and mentally. You paid them back and they are now trying their luck to get more $$ from you. Good luck and hopefully all goes well for you. I pray that god will ease all your pain and problems. Jiayou! 💪
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Old 30-04-2019, 10:00 PM   #8960
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Lol what a surprise. Haha.

Don't even know what is it like some key chain...

Just took photo lor as evidence
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Old 30-04-2019, 10:41 PM   #8961
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@ahpanpan i dont agree with your second way, my say is if u have the money bring ur family out n enjoy or buy urself somethjng. Dont ever go and pay them, once u pay they talk nicely when u wan to closed account they will talk rubbish.

My encounter is,for example i pay and pay them, today 300 next week 300 the next next week 300 and finally another 300 add total 1200 alrrady when i onli recieve 700 from them with a 1k loan. After the final payment i cannot tahan i tell them i wan closed account. Can!!!!!!! You dep 300 first then talk after dkne they say eh now late already this and that ribbish all come out . So why pay them!!!! Like i say before we are borrower we wan to pay them but who's the fu**** who make this all hapoen is them theirself so they blame only themself if they cannot recover thier money back.

Tactic they use is easy to know.
1) call you ( but you no ans n no courage to talk to them)
2) call your office let the whole office know you own ls money ( but what can they do?)
3) call you nok and pressure them to help you pay and tell this and that. Send whatsapp fire burning griffity la splash paint la this and that. Create a grp chat add everyone inside and start all nonsense over n over again.
4) send lalamove or MacDonald up to look for you and when they arrive they will pass you the phone and the ls will start father mother here smelly there smelly all come out.
5) splash paint lock gate sebd love letter ( last resort liao)

What else more can they do???

What you need is chill dun worry about anything now. If thsy really come just take donwn the time and date spf will handle it. Jus keep you door open ans install a camera. Jus sit back and relax la. Nothing to worry off. The runner ccome out they are more scared then you do. So 🍻 realx and chill.
Fully agreed what this bro have mentioned. Just bear with it and ignore your face value thats all and move on with life. If keep paying sooner or later its you yourself suffer more than they do. Ls will only take double the funds you have borrowed and rollover to others.
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Old 01-05-2019, 12:32 AM   #8962
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I also just enquire but they did not transfer any money to me say waiting for approval... one week later called me and said aldy transfer the money to me and insist me to pay. Now they keep harrass and threaten me to pay up when i didnt even receive any money from them. Super stress
Dont be stress since you really did not receive any money from them. Dont have to be scared. The next time they call, f*ck them up and say what money they want you to pay? Dont be afraid of them, they feed on our fears. Vent out all your anger at them and tell then if really want money meet at police station and settle. You actually got the upper hand here since no money was transferred to you.

Goodluck bro. Remember be brave dont let their threats get to you. You need to be emotionally and mentally strong. Jiayou! 💪💪
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Old 01-05-2019, 12:36 AM   #8963
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Fully agreed what this bro have mentioned. Just bear with it and ignore your face value thats all and move on with life. If keep paying sooner or later its you yourself suffer more than they do. Ls will only take double the funds you have borrowed and rollover to others.
Yes. Many give in to them cause they fear. And this first class a*sholes feed on our fear. Fear on losing face, fear of losing job, fear people will know we took a loan and etc. We made a mistake a now bopian gotta face the consequences. Sorry to say but there is no easy way out. They will still find a way to haunt you if we ourself do not cut off the ties between them.
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Old 01-05-2019, 01:05 AM   #8964
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Yes. Many give in to them cause they fear. And this first class a*sholes feed on our fear. Fear on losing face, fear of losing job, fear people will know we took a loan and etc. We made a mistake a now bopian gotta face the consequences. Sorry to say but there is no easy way out. They will still find a way to haunt you if we ourself do not cut off the ties between them.
Ya.. true.. change number as soon possible.. change job.. settle liao
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Old 01-05-2019, 02:47 AM   #8965
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Actually no need too maybe num yes but work very easy can settle. All depend on ur boss and colleagues.

Ya.. true.. change number as soon possible.. change job.. settle liao
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Old 01-05-2019, 10:26 AM   #8966
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https://www.facebook.com/16461016223...2960/?sfnsn=mo


Look at the new law. Don't know if it apply to UML anot. Under the new doxxing law, posting ppl info for harassment can be jail up to 24mth n fine $10000. If it apply to UML then this will be add on to thier charges concurrent with the unlicensed money lending act.
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Old 01-05-2019, 11:42 AM   #8967
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My bad... It was my family member who wrongly ordered the item ... Caused all the ruckus

Lol what a surprise. Haha.
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Old 01-05-2019, 11:46 AM   #8968
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Well at least yours u didn't receive money... Mine was force transfer and they requested the principal amount plus interest.. I only gave them back the principal amount... And they harass me and mentioned that I owed them the "interest amount"... Funny when they transfer to me without informing me and they forced me to pay the interest owed for the loan which I nvr request for.. This is more like extortion


I also just enquire but they did not transfer any money to me say waiting for approval... one week later called me and said aldy transfer the money to me and insist me to pay. Now they keep harrass and threaten me to pay up when i didnt even receive any money from them. Super stress
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Old 01-05-2019, 11:47 AM   #8969
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No problem la, still have wreath to come if they really wanna send. Haha...... But jus relex la. Nothing to be afrad of. Chill happy labour day to all.

My bad... It was my family member who wrongly ordered the item ... Caused all the ruckus
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Old 01-05-2019, 01:30 PM   #8970
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Hi bro,

My advise is to face up and come clean with the police. Ignore and block all calls coming in and also to change your bank accounts

All these AL cant really do anything, install a camera and standby just incase something comes up. Stay strong with your minds, dont let those pictures or voice mails scare you!

It happens to me and till a point i return fire back to them, want money u directly come my house take. Dont be phone warriors hide behind.

Did u open a bank account for them too bro?
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