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Loan Shark Harassment and how to stop it - Part 2

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Old 06-12-2019, 11:35 AM   #1501
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Join Date: Nov 2019
Posts: 22
Hi All to those who are familiar with me, it's been a while.

For those who are unfamiliar, I've gone thru the whole harassment cycle and was frequent in giving pointers to victims.

To those who are currently harassed, halt the payment to these Ah longs already. Just follow the steps given here and you should be free from their harassment in a couple of weeks and have your life back like me and many others.

Ah longs don't persist to harass you if they know you seriously don't want to pay in spite of their harassment.

Then what's next after no more harassment? I'm sure your financial difficulties are still there.

So, soon I will open a thread about how to settle your debts with banks and license Money lender. I'm going through this journey now and will share my experiences in another new thread.

It's a self help kind of thread to prevent many of us from going deep in financial crisis ending up being a declared bankrupt or suicide. I know there's always hope.

Again, for those still current having Ah long problem, have faith and it will confirm end soon if you strictly follow the advice here.

Cheers.
how Long have u been harassment free ? I have make police report few months ago but I still got Harrassed .
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Old 06-12-2019, 11:35 AM   #1502
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Agreed with green72. The most important is dont give up yourself. I am living in hell for the past 5years but now i overcome everything be it those uml harassments or banks And moneylenders debt.. all settled and i am a happy man now.

DO NOT PAY THE UML, but BANK AND LML HAVE TO PAY. There is a wait out.. trust me..
those UML stop harrassing you for how Long ?
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Old 06-12-2019, 12:43 PM   #1503
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those UML stop harrassing you for how Long ?
They stop the harassment few weeks after i report to police.
This might due to few reason:
1) I change my home phone number
2) my brother and me and nok all change our hp numbers
3) my brother report all phone numbers and bank account sent by them to police
4) my brother stop all payment and close his bank account
5) police had installed cctv, likely some runners are caught
6) my bother quit his job

The reason for them to stop harassment is pretty simple:
When you are uncontactable, they had no way to harass you even they come send love letter or paint house.. they will never know whether you will be fear of them or not.. they only have to guess which i think they will not waste time or even risk to harass you further.

Hope this answer your question.
Cheers!
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Old 06-12-2019, 12:47 PM   #1504
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those UML stop harrassing you for how Long ?
So far I blocked the numbers... haven't received anything from them. Touch wood, don't wanna jinx myself. The last I heard from them was I transfer to close, then he will transfer me back half the amount I transferred once the "system register closed". Lol then the UML sent a fake doctored screenshot I believe to show he "transferred" me back his half share. I just take it as I paid to have them confirm that it is closed, and because they wanna send some fake screenshot to confirm they acknowledge loan settled, they can't come back to me and say what late fees all.

My only worry now is if they go deposit money into my account. But if they do that, I will just take the money and go on a holiday. They wanna give me money I take it as I get my own money back. 🙄 they wanna be fierce and demanding, I can also be equally demanding and fierce back. I have been spamming their phones numbers and harassing them on my end too to "get my money back" lol cuz they pretend to transfer what. Lolol I think the roles have changed and I am now the loanshark's loanshark.
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Old 06-12-2019, 12:56 PM   #1505
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how Long have u been harassment free ? I have make police report few months ago but I still got Harrassed .
More than 10 months now. How are u harassed?

They can only come for a certain number of times before giving up.

Unless they know they got hope to get money from you, it's useless for them to keep trying.

Review the steps u have taken to prevent further harassment.

Last edited by green72; 06-12-2019 at 01:23 PM..
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Old 06-12-2019, 04:24 PM   #1506
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More than 10 months now. How are u harassed?

They can only come for a certain number of times before giving up.

Unless they know they got hope to get money from you, it's useless for them to keep trying.

Review the steps u have taken to prevent further harassment.
I immediate report police then keep getting WhatsApp threat but I blocked and change number , they call my neighbour to Harrass but none gave in to them , then they came to my house 3 months later to pour paint and put a threatening note to burn my house . 2 weeks later they send love letter to my whole blk with threat . Had already reported to police every time we got harrassed . My NOK had also blocked the number . I even installed cctv . Heard the runner was from Malaysia had went back Malaysia on the same day doing it . Police say can only catch if the runner try coming in again . So now my family is leaving in fear worried they really will burn my place . But just to let u know it’s the loan shark putting 1.8k into my account without my approval. The account is freeze by bank already . Do u think I will still get Harrass ?
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Old 06-12-2019, 04:25 PM   #1507
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They stop the harassment few weeks after i report to police.
This might due to few reason:
1) I change my home phone number
2) my brother and me and nok all change our hp numbers
3) my brother report all phone numbers and bank account sent by them to police
4) my brother stop all payment and close his bank account
5) police had installed cctv, likely some runners are caught
6) my bother quit his job

The reason for them to stop harassment is pretty simple:
When you are uncontactable, they had no way to harass you even they come send love letter or paint house.. they will never know whether you will be fear of them or not.. they only have to guess which i think they will not waste time or even risk to harass you further.

Hope this answer your question.
Cheers!
so ur not being Harrass for about a few weeks not is it ? Hmm
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Old 06-12-2019, 05:29 PM   #1508
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so ur not being Harrass for about a few weeks not is it ? Hmm
Its was about 5 years ago from now.
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Old 06-12-2019, 06:29 PM   #1509
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Its was about 5 years ago from now.
wow I already got the WhatsApp Harrass , runner splash paint and threaten note and neighbour love letter . Hopefully they will stop . I have never ever pay them . Hope I will be as lucky as u
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Old 06-12-2019, 08:02 PM   #1510
del
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Posts: 3,039
You guys need to picture that this is a business rather then worry that they are pin pointing and aiming at you. Its all a different modern day loan/scam shark already. Its maybe even operated by a cute nerd behind the screen.

They scold you, they send you scary videos, they send you scary messages, but trust me, they dont even remember who you are, because they are doing this to few hundreds customers or even few thousands.

To them you are just a mobile number, To you, they are just also a mobile maybe with a fancy name like Benz, Ace, Prada etc.

So the equation is, if you are a good business then you are a target. If you are bad business, then they leave you alone.

What is a good business?
-People who pay deferment on time
-People who reply and entertain them
-People who clear the loan, and listen to them

What is a bad business?
-People who ignore them
-People who dont pay
-People who dont give in to their threats

So e.g a person who paid deferment and clear the loan obidiently , by right should be a good customer, but to this business its just a good carrot, they will continue harrasment. If they dont harrass that is just because they hope you return as a carrot customer.

And if a person who dont pay a ****, and just ignore. They send threats and stuff and thats it. Its a lost business, they will not conitnue to harrass.

So with this guideline, you ownself choose if you want to be a good business to them or to be left alone?

Problem with the bro Bruinne the story you posted, is you have been too good a business for them. So stop and end it now. Thanks.
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Old 06-12-2019, 08:06 PM   #1511
del
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Posts: 3,039
agree, as i have some connections in the malaysia loan scene, the people also said that nobody does all this throw paint / lock / fire thing...its really not the trend anymore. They rather try on 50 people, with threats, and 5 of them give in, they are rich liao.

They are still some yes, but very very rare. Its like changing the way they operate, as they realize those ppl who gena paint / lock / fire, wont pay anymore............so why they lose-lose situation.

So once again, whoever that already loan, or still paying.

Please just stop. Take the cash, go enjoy, and thats it. dont feed them. They deserve to lose that money.

Cheers.

Last edited by del; 06-12-2019 at 08:11 PM..
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Old 06-12-2019, 08:10 PM   #1512
del
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Join Date: Mar 2001
Posts: 3,039
They stop the harassment few weeks after i report to police.
This might due to few reason:
1) I change my home phone number
2) my brother and me and nok all change our hp numbers
3) my brother report all phone numbers and bank account sent by them to police
4) my brother stop all payment and close his bank account
5) police had installed cctv, likely some runners are caught
6) my bother quit his job

The reason for them to stop harassment is pretty simple:
When you are uncontactable, they had no way to harass you even they come send love letter or paint house.. they will never know whether you will be fear of them or not.. they only have to guess which i think they will not waste time or even risk to harass you further.

Hope this answer your question.
Cheers!

yes uncontactable is the best. Reason is after they harrass you. How to collect money lol......which is their main purpose.

Good one bro.
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Old 07-12-2019, 01:07 AM   #1513
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Join Date: Dec 2019
Posts: 3
I am a new victim

Hi, I got into this scam last week........... as I totally have no knowledge of this scamming system at all.......... now only think how stupid am I to be so outdated of all these......

I did not even get a single cent from this person and he claims that I owe him money and harass me to pay him back if not he will do those nasty things, spam messages, calls and even sent some videos.

1) Police report made
2) Went down to the town council for application of cctv (very unfortunate the manager in-charge is on leave) and have to wait for few days to get the approval.
3) Went to the bank
4) Have yet to manage to change my mobile number but will get a new line later
5) Informed my family, employer and colleagues

I need guidance for the CCTV as I do not have any knowledge, any recommendation will be grateful.

Yours sincerely........
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Old 07-12-2019, 11:19 AM   #1514
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Join Date: Jun 2019
Posts: 305
Go Sim Lim Square and get a cheaper one to install first.

Hi, I got into this scam last week........... as I totally have no knowledge of this scamming system at all.......... now only think how stupid am I to be so outdated of all these......

I did not even get a single cent from this person and he claims that I owe him money and harass me to pay him back if not he will do those nasty things, spam messages, calls and even sent some videos.

1) Police report made
2) Went down to the town council for application of cctv (very unfortunate the manager in-charge is on leave) and have to wait for few days to get the approval.
3) Went to the bank
4) Have yet to manage to change my mobile number but will get a new line later
5) Informed my family, employer and colleagues

I need guidance for the CCTV as I do not have any knowledge, any recommendation will be grateful.

Yours sincerely........
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Old 07-12-2019, 01:07 PM   #1515
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Join Date: Jan 2019
Posts: 31
So far I blocked the numbers... haven't received anything from them. Touch wood, don't wanna jinx myself. The last I heard from them was I transfer to close, then he will transfer me back half the amount I transferred once the "system register closed". Lol then the UML sent a fake doctored screenshot I believe to show he "transferred" me back his half share. I just take it as I paid to have them confirm that it is closed, and because they wanna send some fake screenshot to confirm they acknowledge loan settled, they can't come back to me and say what late fees all.

My only worry now is if they go deposit money into my account. But if they do that, I will just take the money and go on a holiday. They wanna give me money I take it as I get my own money back. 🙄 they wanna be fierce and demanding, I can also be equally demanding and fierce back. I have been spamming their phones numbers and harassing them on my end too to "get my money back" lol cuz they pretend to transfer what. Lolol I think the roles have changed and I am now the loanshark's loanshark.


Bro, there's an old saying - "Kiang tio ho, mai gek kiang"

Keep them out of sight out of mind
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