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Loan Shark Harassment and how to stop it - Part 2

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Old 23-05-2020, 07:43 PM   #2221
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Am I able to get the money back? Police shld be able to check on the acc right?
Whatever that has been transferred to UML is lost. Whatever that UML transferred to your account should remain there unless bank reverse transfer with SPF instruction or something like that.
SPF is more focused to stop the UML activities rather than recover money lost for victims.

Last edited by green72; 23-05-2020 at 07:47 PM..
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Old 24-05-2020, 10:31 AM   #2222
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Called bank. They asked me to call my IO. Having a hard time to contact my IO.
So he mention, police have the right to freeze bank account due to etc etc.
Now need wait for investigation so and so. Wah Lao eh as a Victim as least should informed beforehand. Then now due to this my salary etc all will delay
The moment you do any transfer from the account which received money, that account will become marked. Faster create new clean accounts so that your incoming money don't get stuck. Banks are clueless, they just freeze accounts if instructed by police, your money inside will be locked long time until investigations is complete.
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Old 25-05-2020, 06:46 PM   #2223
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What is LML? I got loan scam via WhatsApp a few days ago.

Made police report
Changed phone number.
Officer in charged say go atm machine transfer them back the $500 they gave me. No less.

They wanted $800 (means extra $300) but I learnt that Iíd feed more they will keep it up and continue with harassment.
They went crazy and sent lots of messages and those burning photos to us. He told my wife that he will print my face and put everywhere in the block.

Iím honestly distraught. I asked the inspector he says if they really wanna do such things they wonít tell u. They just do it.

Can someone tell me these loan scams do they really come up to your place?

I also installed Cctv already. Iím still distraught. Though I changed my number my wife refused to. I just feel very upset and worried they will disturb my family.
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Old 25-05-2020, 07:02 PM   #2224
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What is LML? I got loan scam via WhatsApp a few days ago.

Made police report
Changed phone number.
Officer in charged say go atm machine transfer them back the $500 they gave me. No less.

They wanted $800 (means extra $300) but I learnt that Iíd feed more they will keep it up and continue with harassment.
They went crazy and sent lots of messages and those burning photos to us. He told my wife that he will print my face and put everywhere in the block.

Iím honestly distraught. I asked the inspector he says if they really wanna do such things they wonít tell u. They just do it.

Can someone tell me these loan scams do they really come up to your place?

I also installed Cctv already. Iím still distraught. Though I changed my number my wife refused to. I just feel very upset and worried they will disturb my family.
LML= licensed Money Lender.
U mention ď Officer in charged say go atm machine transfer them back the $500 they gave you.Ē R u sure? IO wont ask u to transfer money back to those scammer. Please report that ď OfficerĒ to higher authorities.

We cannot confirm whether those runners will come or not. Be vigilant. some runners do come, some are just empty threads. Most important, block all their numbers, do no pick up their calls or reply their sms. Block them. Be uncontactable. If can, changed your numbers. Close all tour social media accounts. Alert your family members, neighbours and employer.

Last edited by SeeBlueSkyAgain; 25-05-2020 at 07:06 PM..
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Old 25-05-2020, 07:56 PM   #2225
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LML= licensed Money Lender.
U mention ď Officer in charged say go atm machine transfer them back the $500 they gave you.Ē R u sure? IO wont ask u to transfer money back to those scammer. Please report that ď OfficerĒ to higher authorities.

We cannot confirm whether those runners will come or not. Be vigilant. some runners do come, some are just empty threads. Most important, block all their numbers, do no pick up their calls or reply their sms. Block them. Be uncontactable. If can, changed your numbers. Close all tour social media accounts. Alert your family members, neighbours and employer.
Yes because the inspector says they transferred. If I donít return I get into further trouble. Cox they donít even get back their original amt. I have young kids at home. Iím scared.

The moment i returned I ghosted then. No extra given to them. I donít want their dirty money too.

Office has been notified. The only thing I cannot change is my address. Iím terrified. I cannot function properly
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Old 25-05-2020, 08:00 PM   #2226
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Iím distraught can anyone share with me if how many got harassed. I really very scared. Will they really disturb my neighbour
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Old 25-05-2020, 08:31 PM   #2227
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Iím distraught can anyone share with me if how many got harassed. I really very scared. Will they really disturb my neighbour
I won't explore further with regards you returning the amount. The act of returning the money means either you know the account or loanshark give you another victim account. Either way, what you did is money laundering. You are sure this what your I/O advised? All I/O in charge of loanshark cases are expert or specialised in that field, not random police officer. If the other account owner that receive your transfer make a police report, your bank account will be freeze for investigations. That's why don't pay or return the money, how "dirty" you feel is the ill-gotten money. Parked it aside, withdraw it and put under your pillow if need be but don't return back. It won't change the situation, they Will some how harass you in one form or another.

Anyway, you did the necessary with regards to police report, cctv and others (except returning the money). No amount of sleepless nights can change the situation. Just be prepared to make more police report if harassed. Call 999 if need police presence if you suspect someone is outside your house.

Ghost the loanshark, and keep on ghosting. They will give up even if they try to harass your house by splashing with paint or other nonsense. Normally for $500, maybe they will try once or so. It doesn't matter if you already return the money since you have engaged them, they will try to harass. So, no point returning the money, might as well get a mid to high end CCTV with it.

Stay vigilant. Don't worry about your children, the idiots they send are not professional hire, just normal people like you and me, loanshark victims. No experience harassing people, just following the loanshark instructions.

3 strokes of the cane is their reward no matter if the harassment only putting O$P$ notes on the wall. These runners will be caught and since I follow the police news, very successfully.

Stay vigilant. Rest and eat well. Your need all the mental strength to think for any contingencies that may arise.

Last edited by green72; 25-05-2020 at 08:39 PM..
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Old 25-05-2020, 08:50 PM   #2228
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So it's been months since I last visited this forum - I was previously involved with UMLs but after reporting to the SPF and immediately ghosting them, with weeks and a month or so of harrassment from phone calls to mailing my photos and details to my neighbours, it was finally peaceful. Unfortunately, just recently I received calls again on my homeline and it took me back by surprise but much wiser now, it's not as daunting as when I first had to go through this ordeal. Obviously the person harrassing me now is someone different from previously but he uses the same name. I'm unable to change my homeline due to reasons but I've ignored the calls and blocked and reported whenever the UML calls my personal mobile. I've also installed a CCTv already from my previous case so now I'm back to being vigilant.
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Old 25-05-2020, 09:30 PM   #2229
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So it's been months since I last visited this forum - I was previously involved with UMLs but after reporting to the SPF and immediately ghosting them, with weeks and a month or so of harrassment from phone calls to mailing my photos and details to my neighbours, it was finally peaceful. Unfortunately, just recently I received calls again on my homeline and it took me back by surprise but much wiser now, it's not as daunting as when I first had to go through this ordeal. Obviously the person harrassing me now is someone different from previously but he uses the same name. I'm unable to change my homeline due to reasons but I've ignored the calls and blocked and reported whenever the UML calls my personal mobile. I've also installed a CCTv already from my previous case so now I'm back to being vigilant.
I also never change my homeline but mine is the old analog line not the current digital one that many household uses.

I subscribe to Caller-ID and Call Divert service to my hp after 3 rings. Once diverted to my hp, my call blocking app will either block or accept the call based on my contact list. Those not familiar numbers will get a hang up dial tone.

For my mailbox, I can lock the slot so only Singpost can put letters.

Last edited by green72; 25-05-2020 at 09:34 PM..
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Old 25-05-2020, 11:08 PM   #2230
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So it's been months since I last visited this forum - I was previously involved with UMLs but after reporting to the SPF and immediately ghosting them, with weeks and a month or so of harrassment from phone calls to mailing my photos and details to my neighbours, it was finally peaceful. Unfortunately, just recently I received calls again on my homeline and it took me back by surprise but much wiser now, it's not as daunting as when I first had to go through this ordeal. Obviously the person harrassing me now is someone different from previously but he uses the same name. I'm unable to change my homeline due to reasons but I've ignored the calls and blocked and reported whenever the UML calls my personal mobile. I've also installed a CCTv already from my previous case so now I'm back to being vigilant.
Can I ask is it also phone scam? And just for phone scams they sent photos to your neighbours?
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Old 25-05-2020, 11:38 PM   #2231
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Can I ask is it also phone scam? And just for phone scams they sent photos to your neighbours?
I know you are stressed out on what harassment you will receive.

In reality these UML or Scammers have no standard harassment practice.

For them, they will try whatever harassment they feel appropriate on that day to scare you.

Of course, they won't do all that we have shared here. Each runner sent to harass cost them money, so they won't spent so much on 1 victim non-stop.But of course if they know your salary is high, they may try a little bit more.

Even they get tired calling you continously just to harass on the phone if every victim they have ghost on them.

So all victims must stop paying and ghost them, not just those who shared their problems here but also those reading this thread.

Last edited by green72; 25-05-2020 at 11:43 PM..
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Old 26-05-2020, 12:51 AM   #2232
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I know you are stressed out on what harassment you will receive.

In reality these UML or Scammers have no standard harassment practice.

For them, they will try whatever harassment they feel appropriate on that day to scare you.

Of course, they won't do all that we have shared here. Each runner sent to harass cost them money, so they won't spent so much on 1 victim non-stop.But of course if they know your salary is high, they may try a little bit more.

Even they get tired calling you continously just to harass on the phone if every victim they have ghost on them.

So all victims must stop paying and ghost them, not just those who shared their problems here but also those reading this thread.
Yes I am really stressed out. I didnít eat the entire day. Iíll probably knock out because Iím too tired thinking and even crying that this has happened. So much stress on the family. Iím feeling very hopeless.
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Old 26-05-2020, 02:41 AM   #2233
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Thank u so much. I have read thru so many pages and you have given me somewhat confidence.

Fear is still growing definitely. Iíll try to install phone blocker for NOK.

Still praying for no runners to come to my place worry it will scare the kids.
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Old 26-05-2020, 04:02 AM   #2234
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And I really want to tell u that as Iím as distraught and kept bugging the IP. He really did say if want to I can transfer back to them not using my bank a/c but via atm. So I wonít be involved in illegal money laundering. But he told me not to give a single cent extra.

I had conveyed how worried Iím for my kids. I donít want to share too much details in case the uml is watching. Itís also weird IO tells me not to tell them I have made a police report. He told me to just ghost them.
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Old 26-05-2020, 07:07 AM   #2235
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And I really want to tell u that as Iím as distraught and kept bugging the IP. He really did say if want to I can transfer back to them not using my bank a/c but via atm. So I wonít be involved in illegal money laundering. But he told me not to give a single cent extra.

I had conveyed how worried Iím for my kids. I donít want to share too much details in case the uml is watching. Itís also weird IO tells me not to tell them I have made a police report. He told me to just ghost them.
If you need a counsellor, please get help from Blessed Grace Social Service. They provide free service for people dealing wil uml.
https://www.bgss.org.sg/
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