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Loan Shark Harassment and how to stop it - Part 2

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Old 24-09-2019, 07:44 PM   #916
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Today was the day my loan is up, and I am supposed to pay but blocked the LS. He sent me all the voice messages and threatened to call my NOK and office. And sent me photos and videos. Praying in good faith nothing will happen to me.
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Old 24-09-2019, 08:56 PM   #917
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Today was the day my loan is up, and I am supposed to pay but blocked the LS. He sent me all the voice messages and threatened to call my NOK and office. And sent me photos and videos. Praying in good faith nothing will happen to me.
Yes, you did the right thing. We can only guide you, it's you who are doing all the work. Next phase disturb office, NOK and send runner. Don't stress out, stay calm, eat and sleep as much as you can. We've been through it, still cannot forget.

Their M.O are all the same. If you don't believe, but I know you do, read through from Part 1 if you are free.

Do update everyone and share you experience. We can only pay forward based on our success.

Information is power.

Last edited by green72; 24-09-2019 at 09:34 PM..
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Old 24-09-2019, 10:22 PM   #918
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Yes, you did the right thing. We can only guide you, it's you who are doing all the work. Next phase disturb office, NOK and send runner. Don't stress out, stay calm, eat and sleep as much as you can. We've been through it, still cannot forget.

Their M.O are all the same. If you don't believe, but I know you do, read through from Part 1 if you are free.

Do update everyone and share you experience. We can only pay forward based on our success.

Information is power.
Thanks for your encouragement. How long after do they usually send runners? Not all will send runners right?
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Old 24-09-2019, 10:38 PM   #919
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Thanks for your encouragement. How long after do they usually send runners? Not all will send runners right?
Their response varies. For myself, the following week that I suppose to pay but ghost them after getting phone harassment, that very evening they send two guys to pretend collect something from me. 1 guy was carrying a trolley and pretend as a courier. Since I just install my CCTV an hour earlier, watch them knock on my door and took pictures of my door.

I hesitated calling 999 because they did not create a ruckus. Also saw they talking to someone on the hp, presumably receiving instructions. When I finally came to my senses 10min later to call 999, they left a 5 min later. The police patrol car arrived soon after they left.

Luckily my family who just came back from Malaysia inform me they arrive downstairs. I asked them to stay put, if not those runner could have took pictures of my family and use that to harass me.

The next day, they create a whatsapp group under my name, add a few unknown number plus my NOK number and post pics of my door, my unit from the ground level plus harass my office. I had minimal contact with them b4 I ghost them. The minimum you reply to them, the better as they cannot gauge if you fear them or not.

I install call blocker app, block and report any harassment whatsapp number and was about to spam bomb the LS Watsapp number but decided not to as everything went silent. But the days, weeks and months following that 2 days, I became jumpy at almost everything.

Paranoia sets in, luckily had guidance from the good people here.

So be extra vigilant this 1-2 weeks but remember to have a break.Always stay calm and don't hesitate like me. Call 999 immediately you suspect something outside.

And do update us. We love to know their current tactics. Always hope the best (no runner) but be prepared for the worst (hope not).

Last edited by green72; 24-09-2019 at 10:53 PM..
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Old 24-09-2019, 11:02 PM   #920
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Their response varies. For myself, the following week that I suppose to pay but ghost them after getting phone harassment, that very evening they send two guys to pretend collect something from me. 1 guy was carrying a trolley and pretend as a courier. Since I just install my CCTV an hour earlier, watch them knock on my door and took pictures of my door.

I hesitated calling 999 because they did not create a ruckus. Also saw they talking to someone on the hp, presumably receiving instructions. When I finally came to my senses 10min later to call 999, they left a 5 min later. The police patrol car arrived soon after they left.

Luckily my family who just came back from Malaysia inform me they arrive downstairs. I asked them to stay put, if not those runner could have took pictures of my family and use that to harass me.

The next day, they create a whatsapp group under my name, add a few unknown number plus my NOK number and post pics of my door, my unit from the ground level plus harass my office. I had minimal contact with them b4 I ghost them. The minimum you reply to them, the better as they cannot gauge if you fear them or not.

I install call blocker app, block and report any harassment whatsapp number and was about to spam bomb the LS Watsapp number but decided not to as everything went silent. But the days, weeks and months following that 2 days, I became jumpy at almost everything.

Paranoia sets in, luckily had guidance from the good people here.

So be extra vigilant this 1-2 weeks but remember to have a break.Always stay calm and don't hesitate like me. Call 999 immediately you suspect something outside.

And do update us. We love to know their current tactics. Always hope the best (no runner) but be prepared for the worst (hope not).

Thanks for sharing! Mind sharing how they "harrass" your office? Did they show up physically? I gave them my direct line, not main line. Hope they will not find out.
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Old 25-09-2019, 08:51 AM   #921
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Today was the day my loan is up, and I am supposed to pay but blocked the LS. He sent me all the voice messages and threatened to call my NOK and office. And sent me photos and videos. Praying in good faith nothing will happen to me.
Do update us on what's happening. As for me, they actually sent a runner up, took photos of my front door. damn suay at that time, my mum just opened the door, so she was photographed as well

Then the LS did their harassment i.e. made multiple calls, sent videos, sent photos of my unit (plus mum)

I basically ignored them, updated my IO, blocked calls etc harassment died after two weeks
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Old 25-09-2019, 12:15 PM   #922
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Do update us on what's happening. As for me, they actually sent a runner up, took photos of my front door. damn suay at that time, my mum just opened the door, so she was photographed as well

Then the LS did their harassment i.e. made multiple calls, sent videos, sent photos of my unit (plus mum)

I basically ignored them, updated my IO, blocked calls etc harassment died after two weeks
Today my IO called me and told me to just cut off contacts with them. He told me that my block has Police CCTV so the possibility of runners getting caught is 80 to 90%. Feel so relieved after hearing that. He also said he will terminate their phone lines on his end.
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Old 25-09-2019, 02:52 PM   #923
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Today my IO called me and told me to just cut off contacts with them. He told me that my block has Police CCTV so the possibility of runners getting caught is 80 to 90%. Feel so relieved after hearing that. He also said he will terminate their phone lines on his end.
not to pour cols water on u , but my place has police CCTV too and yet my hse got splash n lock and the runner is not caught .
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Old 25-09-2019, 05:37 PM   #924
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Don't gamble using borrowed money, and you will be fine...

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Old 25-09-2019, 05:53 PM   #925
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Don't gamble using borrowed money, and you will be fine...

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Old 25-09-2019, 07:49 PM   #926
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This is very encouraging. A few months ago, i had fallen for a loan scam. The initial weeks were really bad. I could not sleep and was badly affected.

I told my company and family and they were all super supportive. My bosses helped to pick up all my calls. My family and friends kept me company so i dont go home alone

The initial weeks were quite hell because i felt very jumpy, always looking over my shoulders. I even had 999 on speed dial just in case. If i am home alone, i would latched and lock the door.

It has been peaceful few months for me.i changed my number. I now sleep better, carrying on with my daily life.

It will be hard but it would get better. Must have faith with our police. Dont pay them, they will have 101 excuses to bleed you dry.

I read through part 1 and 2 of this thread. And thanks everyone! Following the advices that were given here was the best decision i made. Hopefully people would read this forum before falling prey to these scumbags

Last edited by Heyitsmenow; 25-09-2019 at 08:02 PM..
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Old 25-09-2019, 09:29 PM   #927
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not to pour cols water on u , but my place has police CCTV too and yet my hse got splash n lock and the runner is not caught .
CloudClau, CCTV alone does not deter runner from harassing the victims. CCTV footage may not always result in arrest.

But how many times can the runners get lucky? Surely one day will sure get caught.

Anyway, SPF may not necessarily inform you if the runner already caught. It could be different runners. Maybe even 1st one caught already.

I believe it's the SPF discretion to inform you if the runners are caught and not an obligation to share that info with you.

Anyway, stay safe. They will be caught. We just got no choice and continue to seek help from SPF.
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Old 25-09-2019, 09:35 PM   #928
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We always imagine these runners will physically harm us.No, they would not dare. This is Singapore.

They are mostly victims themselves and are skittish. For your question, they only verbal abuse through office phone.

Luckily my colleague are the bold types. They just replied back in a joking way if want to find me just call the police. My colleagues also suggest to them to complain to PM. The LS got frustrated and stop calling.

Their harassment at my workplace got backfired. 🤣🤣. Got ridiculed to the max. You could try that because they won't know the person on the other line is you.

Thanks for sharing! Mind sharing how they "harrass" your office? Did they show up physically? I gave them my direct line, not main line. Hope they will not find out.

Last edited by green72; 25-09-2019 at 09:40 PM..
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Old 26-09-2019, 10:11 AM   #929
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Man Arrested For Loanshark Harassment

https://www.police.gov.sg/news-and-p...K_HARASSMENT_E
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Old 26-09-2019, 02:33 PM   #930
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We always imagine these runners will physically harm us.No, they would not dare. This is Singapore.

They are mostly victims themselves and are skittish. For your question, they only verbal abuse through office phone.

Luckily my colleague are the bold types. They just replied back in a joking way if want to find me just call the police. My colleagues also suggest to them to complain to PM. The LS got frustrated and stop calling.

Their harassment at my workplace got backfired. 🤣🤣. Got ridiculed to the max. You could try that because they won't know the person on the other line is you.
Today the LS harrassed me using another number after I blocked 2 previous numbers. He threatened to come up to my unit and find me. But I am just ignoring him for now
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