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Loan Shark Harassment and how to stop it - Part 2

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Old 20-10-2019, 03:33 PM   #1171
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Here is a piece of advice. :

I am suffering from major depression for years! Finally about to manage to get over it in February and stop taking medication and than this uml thing happened! Plunged deeper into depression.. Keep paying n paying for months!! Hiding the truth from my family, fearing they will blame me.. Tried committing suicide but unsuccessful.. Chance upon this forum.. Thank God! Since I can't die, I decided to turn the whole thing around. Took all the advice there is here in the forum, make a police report, STOP paying, informed my neighbour, family and workplace. It's NOT easy, trust me.. But after all done, I finally had a good night sleep after months of suffering in silence.. I am still battling my depression but I refuse to take any medication anymore. I will try to fight the Devil in myself on my own. Moral support from loved ones is very important! Which u can find in this forum for a start.. U r NOT alone.. Once all steps are taken in this forum, life will go on as normal, slowly n steadily.. Yes, praying helps too.. Put this episode behind u, n move on.. Those uml is not worth our time.. Now I feel much better and prepared for watever harassment with the support of my family members and friends out here.. Life goes on.. Now, i'm back at work, thanks for the support from my company.. Trust me.. I've gone through hell n back for these few months.. I'm determine to let this episode slide, n so must u.. U r not alone in this battle. At least we all come chance upon this forum and manage to get help.. There's those who are not that lucky n still paying n living in fear out there.. God bless us all..

Once again, I would like to thank all the brothers and sisters out here for all the advice, support and encouragement to see me through this ordeal. Let's all continue to fight this uml pest!! God bless everyone...
So sorry for not replying sooner I just realized this reply. But thank you for the encourage and advice - and you're such a fighter being able to fend off depression without meds. I've tried once but it just escalated the attacks so personally for me it's wisest to stick to the prescriptions for now and hopefully with time I'll be able to go on living without them.

This ordeal has been insane and I think mine is just beginning but as many have said, as hard as it is, best to eat well and get sufficient rest and honestly the best support is from family and loved ones.
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Old 20-10-2019, 05:00 PM   #1172
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Nobody will be able to tell you when those idiots will stop. You just need to brace yourself through it. The starting pointing is stop paying them and feed yourself. In few months you will find that you worried for nothing.
Thank you for advice, felt much better. Have made police report and IO advice to change my bank account number though he say not necessary to change my phone number. He also mentioned quite unlikely runners will come to disturb🙄. Just to check roughly how long will runners start to appear assume my due is on Friday? Thanks
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Old 21-10-2019, 10:25 AM   #1173
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Thank you for advice, felt much better. Have made police report and IO advice to change my bank account number though he say not necessary to change my phone number. He also mentioned quite unlikely runners will come to disturb🙄. Just to check roughly how long will runners start to appear assume my due is on Friday? Thanks
Dont let yr imagination run wild. The more you fear the more you cannot carry on with your life. Change your handpone number will help a lot if you cannot tahan the threatening message. Inform and come clean with your NOK will help you eradicate a lot of fear of harressment. Our life has more things to do then worrying this nonense thingy
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Old 21-10-2019, 12:45 PM   #1174
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Dont let yr imagination run wild. The more you fear the more you cannot carry on with your life. Change your handpone number will help a lot if you cannot tahan the threatening message. Inform and come clean with your NOK will help you eradicate a lot of fear of harressment. Our life has more things to do then worrying this nonense thingy
Thanks bro, very much appreciate your advice.
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Old 21-10-2019, 03:12 PM   #1175
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I am facing issue with LS. Till I cannot manage and I took loan from new LS to cover to stop harassment and threatening.
In fact , I am not new here. Read all the old threads and I didn't stop paying. But I cannot tahan for long term . And now in trouble..
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Old 21-10-2019, 08:27 PM   #1176
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I am facing issue with LS. Till I cannot manage and I took loan from new LS to cover to stop harassment and threatening.
In fact , I am not new here. Read all the old threads and I didn't stop paying. But I cannot tahan for long term . And now in trouble..
Why after read all the old threads u still paying those LS? U have to stop paying them as this is an non ending hole.. trust me.. it will not end as long as u keep paying.. i gone through this before
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Old 21-10-2019, 08:48 PM   #1177
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I am facing issue with LS. Till I cannot manage and I took loan from new LS to cover to stop harassment and threatening.
In fact , I am not new here. Read apll the old threads and I didn't stop paying. But I cannot tahan for long term . And now in trouble..
They feed on your fear and start the harassment. Stop paying! I strongly believe your family will support around you as well.

Remain uncontactable from the LS is the best thing you could do and start to ghost them from now on and continue to remain silent from the LS.

Hang in there. It will pass. You are getting back your life and remember do not feed any sharks anymore!

Last edited by Iamsostress; 21-10-2019 at 08:54 PM..
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Old 21-10-2019, 08:52 PM   #1178
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Dear all,
i would like to share my story here. Few year ago, my bro got into gamble habit which end up into financial difficulties. Credit cards broke, bank loan unable to pay.. loan from multiple LML and end up unable to pay off. Received sms providing loan ( most likely leak by LML becos once cannot pay call them give some more time, few minute late receive sms). Out of stress he take up the loan and the nightmare start. From one UML loan $500 can end up owe 40 UML and owe $30k ( must be the runners all want to scam him)Borrow money from family and friends to pay back but never will end. Have been paying all this **** every week for few month till he cannot take it and nearly commit suicide. Get help from BGSS and advice to report police. Stop paying block call and they come spray paint twice. Thats all. So dont scare for stop paying back.
At police station, my bro report all phone number( around 50 different numbers) and all banks account ( nearly 100 of it), so all should be frozen after that. Lol
My advice to all who kena UML or loan scam: Do not pay back as there will not be any ending.. trust me.. i gone thru all this. Even those who promise will stop harassment after payment. All liar..
For those who loan from LML, do not loan from another LML to payback the first loan.. u will only get into bigger burden. If can, never even loan from LML, it will never solve your problem especially payday loan. Most impt, they are the one who leak your info to the UML.
Do not loan to gamble, u will sure end up like my bro. He lost his friends, relatives and job and almost everything but he still survives.

Last edited by SeeBlueSkyAgain; 21-10-2019 at 09:06 PM..
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Old 21-10-2019, 09:58 PM   #1179
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Because you are scared and that’s why you never learn and back to the trouble again. If you have truly read it, you know that the harassments are not forever. It’s your fears that they aim. You need to decide to carry on living like this or be free like us.

I am facing issue with LS. Till I cannot manage and I took loan from new LS to cover to stop harassment and threatening.
In fact , I am not new here. Read all the old threads and I didn't stop paying. But I cannot tahan for long term . And now in trouble..
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Old 21-10-2019, 10:48 PM   #1180
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Thanks bro, very much appreciate your advice.
I helped a family recently whose maid go n borrow money from LS and it was a online scam. Immediately i told them not to pay but they scare of LS will come n harm their children. They take my advise and changed handphone and no more fearful message that crippled them. However LS somehow get tom know the neighbor home number. Harass the neigbor everyday but after few weeks they stopped because the cant get anything out of it. In fact the whole saga LS did not get back the few hundred dollars.
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Old 21-10-2019, 10:53 PM   #1181
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Thanks bro, very much appreciate your advice.
Did you give your wife number to them? Have you told yr wife? You better tell her and prepare her if she received any message on fri. Ask her to switch off her phone else she get very upset with the message and just have to keep apologise to her for this silly mistake you have made.She has baby to take care and you must give in to her
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Old 21-10-2019, 11:08 PM   #1182
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Hi. I am a survival from all this. Start from a trial loan and getting out of hand one to clear one and lent another one. I stop contacting loan shark all these since this year march
Avoid them. . My house get paint all those.
I change job at Feb. So they only got my. Old. Job info. They call up my previous company.
Next up end up get call. Up by police. I didn't help loan sharp but loan too much ahlong end up transfer to the acc they so call for clear or defer

I report twice and finally got call up by police say is fine already.

Just want to say. Don be scare and BE BRAVE AND DON PAY THEM AT ALL. THEY WKNT ELT U GO EVEN U PAY THEM. AVOID THEM. ALL THE LOAN SHARP NONE OF THEM ARE GOOD OK.

PLEASE DO NOT LOAN OR DISCOLSE UR BANK ACC ALL THIS
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Old 21-10-2019, 11:49 PM   #1183
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Dear all,
i would like to share my story here. Few year ago, my bro got into gamble habit which end up into financial difficulties. Credit cards broke, bank loan unable to pay.. loan from multiple LML and end up unable to pay off. Received sms providing loan ( most likely leak by LML becos once cannot pay call them give some more time, few minute late receive sms). Out of stress he take up the loan and the nightmare start. From one UML loan $500 can end up owe 40 UML and owe $30k ( must be the runners all want to scam him)Borrow money from family and friends to pay back but never will end. Have been paying all this **** every week for few month till he cannot take it and nearly commit suicide. Get help from BGSS and advice to report police. Stop paying block call and they come spray paint twice. Thats all. So dont scare for stop paying back.
At police station, my bro report all phone number( around 50 different numbers) and all banks account ( nearly 100 of it), so all should be frozen after that. Lol
My advice to all who kena UML or loan scam: Do not pay back as there will not be any ending.. trust me.. i gone thru all this. Even those who promise will stop harassment after payment. All liar..
For those who loan from LML, do not loan from another LML to payback the first loan.. u will only get into bigger burden. If can, never even loan from LML, it will never solve your problem especially payday loan. Most impt, they are the one who leak your info to the UML.
Do not loan to gamble, u will sure end up like my bro. He lost his friends, relatives and job and almost everything but he still survives.
Thanks for sharing bro.
I am same like your bro ..

I encourage myself and try to face the consequences..
The worst they paint my house ..call my ofc ..
I know those well...
However, I am staying at rental flat. I don't want landlord to get into trouble..
I have told my ofc that I Kenna scam. They support me . I really don't know how to do. Fustration and worries make me feel like hell..

Thanks Bros and sisters for your kind advise. My mind still very messy...
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Old 22-10-2019, 01:02 AM   #1184
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Did you give your wife number to them? Have you told yr wife? You better tell her and prepare her if she received any message on fri. Ask her to switch off her phone else she get very upset with the message and just have to keep apologise to her for this silly mistake you have made.She has baby to take care and you must give in to her
Thanks bro for your advice, just told my wife and have to tahan harassment soon
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Old 22-10-2019, 07:53 AM   #1185
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Dear all,
i believe most of us here who are hooked by the online loan scam are debtors (bad credit of credit card/ bank loan, problem gamblers and those get loan from LML).
*Please understand that ONLINE LOAN OR SMS LOAN are NOT LOANSHARK, they are SCAMMER! They dont have money to loan you even they text said they are able to loan100k. They are just debtors like us but trying their luck to scam u so that they can payoff their own debts. SO DO NOT EVEN TRY TO CONTACT THEM. ( someone had sold our info to those scammers, likely from bank or LML, that is why we got sms from those scammers)

*For those bad creditors of bank, pls do not loan from UML or even LML to payoff your debts.. it will not help but put u into more debts. Speak to your bank and they are willing to offer u a reasonable payoff plan. (Credit Counselling Singapore can help too)

*For those who owe a few LMLs.. speak to them as well. Try payoff one LML at a time and the rest with minimum payment first. Do not loan again.. slowly u will payoff all.
Some LML able to do a consolidation plan for u. Do not get payday loan, logic is if u payoff your debts on payday.. u sure need to loan again🤪. Never ending. (Blessed Grace Social Service can help too)

*problemGamblers, do not try your luck in casino to payoff your debts. Do a self excursion for 2 years when u are still in debts. Casino limit entry doesnt help. (NCPG can help)
Hope this help.
It took me a few year to payoff all my debts.. not easy but at least i am now sleeping well, a free man now. Cheers!
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Last edited by SeeBlueSkyAgain; 22-10-2019 at 08:31 PM..
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