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30s-40s chitchat club - Part 36

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Old 12-07-2018, 04:25 PM   #5851
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Which bank? DBS, SCB?

It will work but you have take note that this is current/saving accounts.

Banks typically sweeten interest rate if you tie up your money for certain month without withdrawing option (aka fixed deposit).


It is more advisable to use foreign currency fixed deposit if you tie up 1 or 2 years. Foreign currency tend to have momentum trend for specific period of time. 1 year FD is a good start and do your due diligence on any hidden cost the bank may impose on.



This is just an example.

FYI, in June 2018, USD appreciate against SGD from 1.33 to 1.36. I happen to know because I was closing June 2018 account.
DBS ..actually the intention of the multicurrency account is to save those balance holiday cash instead of putting at home .. cos home no safe

My mum also go cupping all the time. Looks painful leh.
cupping not painful lah .. but alot of ugly bruise .. so cannot go swimming for at least a week

i show cake peekture can?

boss suddenly went to buy cake to celebrate colleagues' birthdays.
why you every day also got something nice to eat for tea break one .. envy lah ..



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Old 12-07-2018, 04:28 PM   #5852
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i show cake peekture can?

boss suddenly went to buy cake to celebrate colleagues' birthdays.
Eat this cake before. I suspect it is from Cedele shop.
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Old 12-07-2018, 04:29 PM   #5853
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Eat this cake before. I suspect it is from Cedele shop.
red velvet ?
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Old 12-07-2018, 04:30 PM   #5854
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Eat this cake before. I suspect it is from Cedele shop.
yup! red velvet cake.

why you every day also got something nice to eat for tea break one .. envy lah ..



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zz, mai suan me leh.

not everyday lah, once in a blue moon.

this month colleagues' birthdays, so boss went out to buy cake.
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Old 12-07-2018, 04:31 PM   #5855
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DBS ..actually the intention of the multicurrency account is to save those balance holiday cash instead of putting at home .. cos home no safe


cupping not painful lah .. but alot of ugly bruise .. so cannot go swimming for at least a week

why you every day also got something nice to eat for tea break one .. envy lah ..



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Oh. You need to check the minimum balance of DBS multicurrency. My company use it too but personal account requirement may be different.

If your size of each currency is less than $1K, don't do it because the exchange rate spread from bank is not always better than money changers at the Acrade.

Admin charge is often an concern about your withdrawal if I recall about personal aspect. That is why I never open multicurrency account because I cannot meet the minimum requirement and has no intention to use DBS Vickers account.
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Old 12-07-2018, 04:32 PM   #5856
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red velvet ?
Yes. missbluey confirmed it.

In my last employee in law industry, female lawyers like to buy this cake for colleague's birthday.

That is how I know.
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Old 12-07-2018, 04:36 PM   #5857
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i show cake peekture can?


boss suddenly went to buy cake to celebrate colleagues' birthdays.
red velvet?

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Old 12-07-2018, 04:38 PM   #5858
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red velvet ?
red velvet?

yup yup.
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Old 12-07-2018, 04:44 PM   #5859
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Yes. missbluey confirmed it.

In my last employee in law industry, female lawyers like to buy this cake for colleague's birthday.

That is how I know.
other than the color .. i serious dunno what is not about the red velvet ..it is just another form of chocolate right
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Old 12-07-2018, 04:45 PM   #5860
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other than the color .. i serious dunno what is not about the red velvet ..it is just another form of chocolate right
Not chocolate.

Coloring and sweetness from beets. Beets because it's the sweetest natural plant, beside carrot, back when sugar was expensive.

Though there's isn't much to the cake itself, other then...sweet.

Edit: Or is it beets sweetest, carrots next?
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Old 12-07-2018, 04:46 PM   #5861
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other than the color .. i serious dunno what is not about the red velvet ..it is just another form of chocolate right
Hmm. I forgot how the taste is like. 3 years ago siol.

The texture is spongy with organic cream on the top iirc. Less chocolate-y.
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Old 12-07-2018, 04:48 PM   #5862
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Not chocolate.

Coloring and sweetness from beets. Beets because it's the sweetest natural plant, beside carrot, back when sugar was expensive.

Though there's isn't much to the cake itself, other then...sweet.

Edit: Or is it beets sweetest, carrots next?
so it is eating the coloring and natural sugar
because the name red velvet price will increase abit more lolz
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Old 12-07-2018, 04:49 PM   #5863
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ate liao, cough even more.
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Old 12-07-2018, 04:50 PM   #5864
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i show cake peekture can?

boss suddenly went to buy cake to celebrate colleagues' birthdays.
wah....your boss so nice, treat you jiak red velvet cake....

my boss leave me alone dun give me more work i already 谢天谢地。。。
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Old 12-07-2018, 04:53 PM   #5865
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Not chocolate.

Coloring and sweetness from beets. Beets because it's the sweetest natural plant, beside carrot, back when sugar was expensive.

Though there's isn't much to the cake itself, other then...sweet.

Edit: Or is it beets sweetest, carrots next?
my favourite cake is carrot cake from cedele....

too bad the shop in paragon closed down liao.
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