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-   -   The Watch Thread - Part 16 (https://forums.hardwarezone.com.sg/fashion-grooming-235/watch-thread-part-16-a-6275547.html)

peaceheart 15-06-2020 09:30 AM

New seiko models
https://wornandwound.com/new-watches...latest-update/
https://i.imgur.com/CKKD3uDl.png

ceestudent 15-06-2020 09:33 AM

https://i.imgur.com/h5Ly4oil.jpg
Anybody wear Certina watch? Bought this during last year trip to KL. Quite surprise with the accuracy for the eta movement, 2 weeks only +8s.

yukirin92 15-06-2020 09:37 AM

Quote:

Originally Posted by hwaa (Post 127768257)
2.6k gross barely just cross the 30k mark, not sure if its easy to get a cc.

different people different opinions, just do what u feel its right.

probably can start off with a mid tier luxury watch then slowly go up level.

As long as you pass the 30k mark will definitely be able to get. That's why the traineeships are set at 2.5K, just nice to hit 30k pa - gvt wants to encourage spending.

Suggest getting a 2nd hand quartz Cartier Tank or the Oris 36mm pointer date. Rolex is a bit too lofty of an aspiration on that monthly base for now.

onthehindsight 15-06-2020 09:41 AM

Quote:

Originally Posted by cyrenic (Post 127761259)
My honest advice is to just find bargain pieces like a Seiko 5, or G shock, or Orient pieces.I started out with a SNZG15 when I started work.. You don't need to buy a Rolex to get into this hobby. I have one, but I would also be OK if I didn't have it..

Debt is a snowball that builds up easily. Seen a lot of friends collapse under the weight because they went too fast too far. Better to walk on secure ground. Cheers.

lol that's exactly what happened to me. Went straight into rolex after my first year working (back then prices are doing ok). now, liquidated all to save my business :(

en_8_en 15-06-2020 09:55 AM

At least you profited from it no? Rolex is buy early as possible. I regret being too safe with everything when I was in my 20s.

wabbit92 15-06-2020 11:11 AM

Quote:

Originally Posted by kaixin18 (Post 127758759)
$2600 before cpf.



my salary is $2600 before cpf. which credit card can i apply for and if i buy a rolex within $10,000 then how does the credit card repayment work?


Can get most of the basic CC. Check them on moneysmart.

In simple theory, if you were to full loan the $10,000 then say you go for a 10 month installment plan, the bank will pay the $10,000 upfront for you and then invoice you $1,000 per month. However this is provided there is no interest or processing fees being charged to you.

Even though your pay does qualify you for the card, your credit limit might be low though. The 4x monthly income credit limit is merely an upper limit, not a guarantee. I have friends with $3.8k pay with credit limit of only 8k, so do note on it as well.

cyrenic 15-06-2020 11:35 AM

Quote:

Originally Posted by en_8_en (Post 127770662)
At least you profited from it no? Rolex is buy early as possible. I regret being too safe with everything when I was in my 20s.

I bet a lot of Panerai people thought that too, until prices went south. Same for the Hyflux bonds people.

Nothing is forever. Which is why you should buy what you like, when you can afford it, not on some assumption that you will definitely make money. Rolex always appreciating is not like the sun always rising from the east hor.

yukirin92 15-06-2020 11:40 AM

Quote:

Originally Posted by wqgoh92 (Post 127772128)
Can get most of the basic CC. Check them on moneysmart.

In simple theory, if you were to full loan the $10,000 then say you go for a 10 month installment plan, the bank will pay the $10,000 upfront for you and then invoice you $1,000 per month. However this is provided there is no interest or processing fees being charged to you.

Even though your pay does qualify you for the card, your credit limit might be low though. The 4x monthly income credit limit is merely an upper limit, not a guarantee. I have friends with $3.8k pay with credit limit of only 8k, so do note on it as well.

The limit depends on your credit score. I would say for a fresh grad with sufficient proof of income and no prior debt, limit 3x of income should be no issue.

cyrenic 15-06-2020 12:18 PM

https://i.imgur.com/8jytDa7.jpg

goldbergpresto 15-06-2020 12:57 PM

[IMG]blob:https://imgur.com/bd2e2dee-ed8f-4ed6-8df0-c5d5387164b5[/IMG]

anyone know where to get a kevlar strap like tis?

goldbergpresto 15-06-2020 12:57 PM

https://i.imgur.com/MbRHYPP.jpg

arc13 15-06-2020 01:14 PM

https://i.imgur.com/6VXb1Iy.jpg

slow_mo 15-06-2020 01:38 PM

Quote:

Originally Posted by jedi_1601 (Post 127768841)

This one I like!!!

slow_mo 15-06-2020 01:39 PM

Quote:

Originally Posted by yukirin92 (Post 127772688)
The limit depends on your credit score. I would say for a fresh grad with sufficient proof of income and no prior debt, limit 3x of income should be no issue.

I always thought itís 2X. Unless your annual income is ### (donít know how much) then itís 4X.

hwaa 15-06-2020 01:50 PM

Quote:

Originally Posted by arc13 (Post 127774977)

rare to see a zelos on your wrist.

new hoot?


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