After been so prompt paying them on time for my repayment for the past 2 year.. Finally last week I stand firm and told myself, I am not going to pay them any single cent more .
Well, for the past few day they start to send threaten msg and countless call.. But all this retarded useless low class person din knoe that I can just easily cancel my line or before thay I divert my call to one of the neighbournood police and end up police trace me until came to my hse and bring me for statement.. Hahah..
My advise is, since the day if you decide to stop paying, by all mean don give in. Once you give in and that it. They will know you are a kiasi person and will suck u even harder.