so actually if u paid ur monthly instalment y they still handover ur case to debt collector.. i wonder..
I went face to face with LML but they dont want to give instalment. I paid what they asked for yet they handover to Debt Collector. I didn't ask for lower instalments, they just pushed everything to Debt Collector. I talked to Debt Collector, offered to go down to their office yet then amount reduced but still must make another payment before can do instalment.
I'm not running. And yes, LML is worst.