why not just find a good etf to buy? returns are much better..
depends on how much an investor has.. it’s not really meaningful to DIY a less than 100k portfolio given its execution/ rebalancing etc.
a good 6 digit portfolio and above i agree that it does make sense to DIY using etf over the long run
then again brokerage fees have been coming down and there is low cost regular saving plan offered by DBS, iFast etc. so i agree it’s good for individual to start investing through these channel
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