Roboadvisor: Stashaway vs Syfe

[GameTheory]

Eeeew I thk Sa is refering to themselves!!!

Higher mgt fees compared to Syfe or endowus and owl…

lol!

 

[NeneNene]

Good to see that small investors are making sure they are heard !! I thought Robos meant diversification, low transaction cost, auto-rebalancing to book profits periodically !! .. These Robos now start looking more and more like actively managed funds ...And StashAway seems to be the first going off-track... Instead of diversification they are taking sector bets.. Every rebalancing starts to look like "re-doing" of portfolio..

I can see why their bets on China tech are not popular. Even assuming the "Asia story" is intact, they are ignoring large demographies like South East Asia, India etc. And China "Tech" is not China either. It is a sector within a large economy with regulatory battles and trade wars ahead!!

 

[twosix]

China stocks will recover eventually, just not now. so for SA to stick to it now is now wise. they should reduce the exposure, and when the situation is getting better, than increase the exposure again. sticking to it while one knows it is sinking and unstable is simply kamikaze to me.

 

[dappermen]

no Longer the Usual Syfe?
u can custom made w Ark or ....
but why i didnt i recve Anythg directly fr Syfe @all?

Those youtubers usu the top best, i tend to share often bring latest updates and insights fast- but some condemned them not sure why though(pls show respect to all investors no matter how small is the amt invested , b it black or white cat so long they contributed their views abt mice we r all into, it is still a cat)

 

[walsly]

China stocks will recover eventually, just not now. so for SA to stick to it now is now wise. they should reduce the exposure, and when the situation is getting better, than increase the exposure again. sticking to it while one knows it is sinking and unstable is simply kamikaze to me.

i think many ppl wld agree on this point but the allocation of 20% to kweb is a rather too high from my perspective .. plus i personally went in kweb at ATH around feb... then it has been going on a downward trend since then... even if i were to dca to avg dwn the costs... every now n then it will just hit a new low pushing the goalpost further lol ... at least endowus i have the option to build my own portfolio n where head winds are less uncertain i can start increasing the china exposure... my OA invmt is with them n i'd like to consolidate my cash invmt w them as well...

 

[Okenba]

Those youtubers usu the top best, i tend to share often bring latest updates and insights fast- but some condemned them not sure why though(pls show respect to all investors no matter how small is the amt invested , b it black or white cat so long they contributed their views abt mice we r all into, it is still a cat)

There are different approaches to investing and we can be respectful of different approaches. But even in each approach there will be people with rubbish views.

For example, if someone is into dividend investing and says that the way to do that is to just buy the stock with the highest dividends, even the dividend investors will agree that his views are rubbish.

Similarly, of someone says that the best way to invest is to just buy stocks that are doing well, many will also say that view is rubbish.

It is helpful to point out the flaws in such views otherwise new investors may be led down the wrong road and form incorrect views about investing.

Youtubers who just compare how portfolios have done after one year are severely lacking in analysis. If they want respect, they need to up their game and provide more than that. Providing just a single years worth of data and nothing else is not helpful and can even be misleading.

It's a free country and they can post whatever they like, but they should be prepared for criticism if the public decides that what they post is not up to standard.

 

[dappermen]

They started w just one year, not 3-5yrs so…..


Pls type your insights on their youtube, would be helpful

 

[JetStorm]

i think many ppl wld agree on this point but the allocation of 20% to kweb is a rather too high from my perspective .. plus i personally went in kweb at ATH around feb... then it has been going on a downward trend since then... even if i were to dca to avg dwn the costs... every now n then it will just hit a new low pushing the goalpost further lol ... at least endowus i have the option to build my own portfolio n where head winds are less uncertain i can start increasing the china exposure... my OA invmt is with them n i'd like to consolidate my cash invmt w them as well...

im still continuing to dca to my 30% portfolio tho. Im bullish for the china internet sector and Im quite happy that they decided to increase their allocation to KWEB.

 

[endlssorrow]

For Syfe , inside some of the portfolio the profit I earn I transfer to Syfe fixed. Then when market going down a bit, I transfer out my profit from Syfe fixed back to some of the portfolio so the robot will have some fund to buy some units. Testing this method mainly on the 1st pump fund when just started, didn’t DCA since starting

 

[100x.investing]

For Syfe , inside some of the portfolio the profit I earn I transfer to Syfe fixed. Then when market going down a bit, I transfer out my profit from Syfe fixed back to some of the portfolio so the robot will have some fund to buy some units. Testing this method mainly on the 1st pump fund when just started, didn’t DCA since starting

But the transfer take few days to a week, you may end up missing the boat. Should have just add funds manually to whichever portfolio that dips.

 

[walsly]

im still continuing to dca to my 30% portfolio tho. Im bullish for the china internet sector and Im quite happy that they decided to increase their allocation to KWEB.

yes different strokes for diff ppl. i made a huge mistake for not researching their invmt strategies at the earlier stage.. was still a noob back then. by then i realized i dislike the way they r doing things, a little too late haha. im not saying endowus is heaps better but it does offer me a certain degree of flexibility and suits my preference. i took that -9% as a lesson well learnt haha

 

[Strikk]

I still remember the us election period, my stashaway was up 10%. Then it went downhill.

 

[dappermen]

mine: i m acceptable sa fall and up and down since nov 2018!!!! I m open to volatilitu

But this time round, they failed to perform!!!! They failed to show consistent gd results since covid recovery!!!!!!!

They only show me consistent bad rsults!!!!

 

[dappermen]

no1 told me hw/y @ all
now i knw why Edowus is able to provide Lower Access Fees Only 4 single Fund smart! cos No auto-rebalancg svcs!!!!!
they just shared in their seminar

Edwus Fire@ SA now!!! tht being an Active Mgr SA underperformed by 25% 4 past 1 mth!! by hvg so Much gold! & China tech!!!!!!

 

[silverbomb]

no1 told me hw/y @ all
now i knw why Edowus is able to provide Lower Access Fees Only 4 single Fund smart! cos No auto-rebalancg svcs!!!!!
they just shared in their seminar

Edwus Fire@ SA now!!! tht being an Active Mgr SA underperformed by 25% 4 past 1 mth!! by hvg so Much gold! & China tech!!!!!!

that's correct uh, it's only a single fund so there's no rebalancing. 1 fund portfolio what's there to rebalance???

 

[dappermen]

Many single fund created in an endowus is multi funds le mah! & they mentiond it Online too - Select up to 8 funds to build a portfolio with intelligent rebalancing. You can also buy a single fund and enjoy a reduced access fee.

And as for other service providers, u think w just a single fund , they will lower their fee? They charged as Per normal! Dont be naive!


By the way, i have sometimes opted out for rebalancing, but no1 provide me lower access fees

 

[dappermen]

in order to attract they venture into All sort of topics nw
https://www.eventbrite.sg/e/attract...aDBQxNJlOdcUp9rHceXrx2oHDuJo5xQRbkdIhy1hYOduQ

 

[Mr. Wood]

Edwus Fire@ SA now!!! tht being an Active Mgr SA underperformed by 25% 4 past 1 mth!! by hvg so Much gold! & China tech!!!!!!

which endowus guy said dis? is it dat loo cheng chuan?

 

[Mr. Wood]

in order to attract they venture into All sort of topics nw
https://www.eventbrite.sg/e/attract...aDBQxNJlOdcUp9rHceXrx2oHDuJo5xQRbkdIhy1hYOduQ

SA been doing biz and entrepreneuring topics since they started.
wht u trying to do? trying to be another loo cheng chuan to spew half truths?

 

[dappermen]

is it dat loo cheng chuan?

he didnt appear in the screen... might b the Ceo