Standchart eSaver

[direbmem]

Haha I so jelly can only put in isavvy

 

[heng_ah]

I am priority customer but I never get the invitation. Oh well, maybe because of my eSaver always has zero balance and I only use their trading account.

 

[direbmem]

OH NICE I JUST RECEIVED THE EMAIL!

 

[havetheveryfun]

No need to compare previous month balance. ADB per month basis so even you skip one month with zero balance just missed the one month interest. Bonus is payable around one month as I can’t remember whole details

wow so this promo based on ADB alone and no more about incremental balance ? so good.. first time eSaver got this kind of promo

 

[vsvs24]

Why don't you guys read the tnc instead of guessing ? The link is in the email but as a picture. See the part marked in pink.

But please refer to your own email as mine seems to be on a different cycle - joined in Aug 2022 (with incremental $100k on 31 Aug with reference to 31 Jul balance) and now extended to Jun 2023.

My tnc states :
5. For the purposes of this Promotion, the following Bonus Interest Rates shall apply:
a. From 1 August 2022 to 30 September 2022 (both dates inclusive), the Bonus Interest Rate shall be 1.75% p.a.;
b. From 1 October 2022 to 28 February 2023 (both dates inclusive), the Bonus Interest Rate shall be 2.75% p.a.

 

[luvpraline]

Sad... didn't receive this email nor the previous promo

 

[direbmem]

The email refers to "Qualifying Account". So means the account which u have previously deposited more than 100k in the previous promo. So guys with more than 1 esaver acct, take note to deposit in that same account. If you deposit in the account which u did not put in more than 100k for the previous promo, you might not get the 2.8% interest because that would not be the Qualifying Account.

 

[Mickey01]

Why don't you guys read the tnc instead of guessing ? The link is in the email but as a picture. See the part marked in pink.

But please refer to your own email as mine seems to be on a different cycle - joined in Aug 2022 (with incremental $100k on 31 Aug with reference to 31 Jul balance) and now extended to Jun 2023.

My tnc states :
5. For the purposes of this Promotion, the following Bonus Interest Rates shall apply:
a. From 1 August 2022 to 30 September 2022 (both dates inclusive), the Bonus Interest Rate shall be 1.75% p.a.;
b. From 1 October 2022 to 28 February 2023 (both dates inclusive), the Bonus Interest Rate shall be 2.75% p.a.

I received this same invitation last night. The T&Cs state 2.75% from 1 Oct 2022 to 28 Feb 2023 but the email invite indicate till Jun 2023. So there is a mismatch between the end dates (Feb 2023 vs Jun 2023).

 

[vsvs24]

The email refers to "Qualifying Account". So means the account which u have previously deposited more than 100k in the previous promo. So guys with more than 1 esaver acct, take note to deposit in that same account. If you deposit in the account which u did not put in more than 100k for the previous promo, you might not get the 2.8% interest because that would not be the Qualifying Account.

I have a single and a joint account.

The invitation email received in Aug says eligible if primary account holder, so I called up the hotline and they confirmed I am the primary account holder of the joint account.

So I deposited $100,000 each in both single and joint account. On 15 Sep, both accounts received the exclusive bonus interest.

 

[vsvs24]

I received this same invitation last night. The T&Cs state 2.75% from 1 Oct 2022 to 28 Feb 2023 but the email invite indicate till Jun 2023. So there is a mismatch between the end dates (Feb 2023 vs Jun 2023).

Oh. You are right !

Likely a copy and paste error. Will check with them next week.

 

[yuppieboy]

With this current Esaver promo interests of 2.8%pa which is comparable or even better than bank FD rates, there is actually no need to lock up your funds in any FDs.

Simply park your available funds in Esaver while waiting for FD interests rate to soar within the next 6-9 mths before you commit to any.

 

[maumu]

I received this same invitation last night. The T&Cs state 2.75% from 1 Oct 2022 to 28 Feb 2023 but the email invite indicate till Jun 2023. So there is a mismatch between the end dates (Feb 2023 vs Jun 2023).

the email says "extended till June 2023" which is probably why the T&C remains as Feb

 

[havetheveryfun]

The email refers to "Qualifying Account". So means the account which u have previously deposited more than 100k in the previous promo. So guys with more than 1 esaver acct, take note to deposit in that same account. If you deposit in the account which u did not put in more than 100k for the previous promo, you might not get the 2.8% interest because that would not be the Qualifying Account.

sad.. i receive the 100k invite earlier but didnt have 100k "fresh funds" so nv join ..

 

[CaptainWu]

sad.. i receive the 100k invite earlier but didnt have 100k "fresh funds" so nv join ..

I really think there are different email target different customers. My mail just received do not have 100k reference there and expiry is end May next year not June. My wife's recent one received for 2.2% promotion with the 100k term reference. Proabbly I kept more than 100k before and have been with SCB for long so do not need this any more....

This is real good and if there is an easy way to withdraw CPF-OA then put there better than OA already

 

[havetheveryfun]

I really think there are different email target different customers. My mail just received do not have 100k reference there and expiry is end May next year not June. My wife's recent one received for 2.2% promotion with the 100k term reference. Proabbly I kept more than 100k before and have been with SCB for long so do not need this any more....

This is real good and if there is an easy way to withdraw CPF-OA then put there better than OA already

the guy posted earlier the email didnt state need the 100k reference, but supposedly when u click on the TnC at the end of the email, the link refers back to the 100k reference.

the other concern is if like that u also cannot tell whether ur acc had been "activated" for any promos until the interest is in

 

[Jazzbie]

the guy posted earlier the email didnt state need the 100k reference, but supposedly when u click on the TnC at the end of the email, the link refers back to the 100k reference.

the other concern is if like that u also cannot tell whether ur acc had been "activated" for any promos until the interest is in

You will have to dig your inbox for the previous email. Mine was for Mar 2022 promo. Email in Feb had the account number.

 

[tmkedmw]

There are at least 2 versions of email.
One with $100k qualifier and one without the need for $ qualifier.
Start date and end dates vary too.

It helps if u read the tncs

 

[yiron]

Based on T&C (https://av.sc.com/sg/content/docs/esaver-excl-bonus-apr22-FAQ.pdf), seems like for those with two eSaver accounts, both accounts are eligible for the bonus interest hence doesn't matter which eSaver account u put in?

 

[vsvs24]

Based on T&C (https://av.sc.com/sg/content/docs/esaver-excl-bonus-apr22-FAQ.pdf), seems like for those with two eSaver accounts, both accounts are eligible for the bonus interest hence doesn't matter which eSaver account u put in?

I have a single and a joint account.

The invitation email received in Aug says eligible if primary account holder, so I called up the hotline and they confirmed I am the primary account holder of the joint account.

So I deposited $100,000 each in both single and joint account. On 15 Sep, both accounts received the exclusive bonus interest.

 

[CaptainWu]

Based on T&C (https://av.sc.com/sg/content/docs/esaver-excl-bonus-apr22-FAQ.pdf), seems like for those with two eSaver accounts, both accounts are eligible for the bonus interest hence doesn't matter which eSaver account u put in?

I would suggest you just call or chat to confirm, its not difficult to get a respond today.