Standchart eSaver

[d5dude]

anyone got insider news on next 2 mths esaver rates ? hope at least 2.5%!

Will surely be above 2.5%. SORA has stayed above 3.5% for several days in a row now and it looks to be stabilising at these elevated levels, most banks are unlikely to pay less than SORA for deposits.

 

[havetheveryfun]

No 2.5% is really 成何體統! Look at the market.

at least ma.. can be higher.. but then this is without lock in ma where got 成何體統.. dbs multiplier for average peasant also able clock 2.x% only.. cimbfast saver if average out the first 75k also around 2.x%..

Will surely be above 2.5%. SORA has stayed above 3.5% for several days in a row now and it looks to be stabilising at these elevated levels, most banks are unlikely to pay less than SORA for deposits.

that mainly for FD ma.. normal account deposits lower

 

[d5dude]

at least ma.. can be higher.. but then this is without lock in ma where got 成何體統.. dbs multiplier for average peasant also able clock 2.x% only.. cimbfast saver if average out the first 75k also around 2.x%..


that mainly for FD ma.. normal account deposits lower

Overnight SORA is overnight rate, its short term. Also esaver is not really a normal deposit account, there are some conditions for the higher rates.

 

[PC-User]

at least ma.. can be higher.. but then this is without lock in ma where got 成何體統.. dbs multiplier for average peasant also able clock 2.x% only.. cimbfast saver if average out the first 75k also around 2.x%..

But this is an incremental fresh funds type of account. By right it should be more than CIMB those 2.5% ones then can be attractive. If not who wants to merry go round?

 

[havetheveryfun]

Overnight SORA is overnight rate, its short term. Also esaver is not really a normal deposit account, there are some conditions for the higher rates.

well hope u are right but i think 3.5% is still too much for esaver , normally is around their FD rates and their FD rates still only 3.2% for normal people (no priority etc)

But this is an incremental fresh funds type of account. By right it should be more than CIMB those 2.5% ones then can be attractive. If not who wants to merry go round?

those who already got a system in place and been using esaver for long time

 

[havetheveryfun]

Overnight SORA is overnight rate, its short term. Also esaver is not really a normal deposit account, there are some conditions for the higher rates.

Wow u are right..are u working in a bank?
Esaver website updated nxt two months is 3.8%..omg! Got fd in scb only getting 3%

 

[PC-User]

Wow u are right..are u working in a bank?
Esaver website updated nxt two months is 3.8%..omg! Got fd in scb only getting 3%

這還差不多。

 

[hwarzoner]

e$aver Bonus Interest (1 December 2022 to 31 January 2023) Promotion​

From now till 31 January 2023, earn up to 3.80% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to November 2022 average daily balance) song ahhhhh

 

[vsvs24]

Waiting for invitation rate.

 

[linusz]

e$aver Bonus Interest (1 December 2022 to 31 January 2023) Promotion
From now till 31 January 2023, earn up to 3.80% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to November 2022 average daily balance) song ahhhhh

Hmm can rotate left and right?

 

[Devilsire]

Hmm can rotate left and right?

Straight 2 months based on Nov's ADB incremental. If currently have funds in eSaver1, can rotate to eSaver2 (if its empty or low)

 

[hwarzoner]

they increase to $2 million too, so nice

 

[GrandJedi]

Wow u are right..are u working in a bank?
Esaver website updated nxt two months is 3.8%..omg! Got fd in scb only getting 3%

The TnC document on the website still has the old interest rate!

 

[everex]

Can I transfer from Wealth$aver to new e$aver and qualify in new promo?

 

[Devilsire]

Can I transfer from Wealth$aver to new e$aver and qualify in new promo?

Qualify for the incremental amount of the esaver's Nov ADB.
By right, safer to trf to another bank first to deposit as "fresh fund". By left... last time left right directly between 2 esavers had no issue with bonus interests

Sent from Poco F3 using EDMWER app!

 

[GrandJedi]

they increase to $2 million too, so nice

wasnt it always $2M??? anyways, I can move some $$ back to it tomorrow... it was not competitive for some time.

 

[GrandJedi]

Qualify for the incremental amount of the esaver's Nov ADB.
By right, safer to trf to another bank first to deposit as "fresh fund". By left... last time left right directly between 2 esavers had no issue with bonus interests

Sent from Poco F3 using EDMWER app!

can have 2 eSaver accounts under the same name??

 

[Panerex]

If I received the prior 2.2% invite tied till Feb 2032, will I still be eligible for this 3.8%?

 

[havetheveryfun]

If I received the prior 2.2% invite tied till Feb 2032, will I still be eligible for this 3.8%?

yes they take whichever rate is higher

 

[havetheveryfun]

can have 2 eSaver accounts under the same name??

last time can, now cannot or harder to do so.. u can read all 100+ pages got ppl talking abt it few times before..

but this kind do at ur own risk cos by right the bank can claw back the interest anytime if they really wanted to.