UOB ONE Account

[reiser]

Anyone still has not gotten the CNY $888 promotion? Any chances if I appeal?

I wrote in to ‘appeal’ by scolding them for tricking people using the Dec balance clause.

 

[bockers]

Anyone still has not gotten the CNY $888 promotion? Any chances if I appeal?

Always a chance if you appeal. And definitely no chance if you don't appeal.

 

[reiser]

Does Paywave not count towards the spending? I bought some clothes at Uniqlo and it doesn’t have Paynow. Only Paywave. But the spending bar hasn’t moved although the amount has been debited.

I also paid via StarHub app for my phone bill using the card number. Amount has also been debited but the spending bar also hasn’t moved.

Should have put all into isavvy. Wasted one month of interest.

 

[vsvs24]

Does Paywave not count towards the spending? I bought some clothes at Uniqlo and it doesn’t have Paynow. Only Paywave. But the spending bar hasn’t moved although the amount has been debited.

I also paid via StarHub app for my phone bill using the card number. Amount has also been debited but the spending bar also hasn’t moved.

Should have put all into isavvy. Wasted one month of interest.

Be patient. Wait a few more days. Are the transactions pending or posted ?

 

[reiser]

Be patient. Wait a few more days. Are the transactions pending or posted ?

Posted already. Doesn’t seem to count no matter how or what I spend on.

 

[wenguang]

Posted already. Doesn’t seem to count no matter how or what I spend on.

wait for next day after the transaction is posted. u spent on starhub on 21th, i assume today is the posted date, tomorrow it will then reflect on the tracker. same for uniquo

 

[reiser]

wait for next day after the transaction is posted. u spent on starhub on 21th, i assume today is the posted date, tomorrow it will then reflect on the tracker. same for uniquo

I see. Thanks!

 

[itchying]

I see. Thanks!

Also make sure u use the right cc to spend. Eg joint account only counts the account holder (first name of account) cc for the $500 spend.

 

[sohguanh]

Anyone know of this new UOB promotion? Borrow monies from them they give you cash rebate unlimited so good? What is the catch?

https://www.uob.com.sg/personal/bor...edm:na:vt:na:pl:010622-311222:na:na:na&vid=na

 

[wenguang]

Anyone know of this new UOB promotion? Borrow monies from them they give you cash rebate unlimited so good? What is the catch?

https://www.uob.com.sg/personal/bor...edm:na:vt:na:pl:010622-311222:na:na:na&vid=na

They still earn from you.

Assume you borrow 80,000 for 24mth to get 2.2% rebate, you need to pay 3.99% x 2year interest. Total = 5.78% for 2yrs or 2.88% flat interest per year after rebate. Means EIRR is 5.45%p.a.
Considering the fact you have 2 year loan, what if they charge you annual year for card or cashplus and they dun waive you.

 

[blueboat]

Anyone using the uob one card to buy insurance and hit the cc min spend? Can share what good insurance/ILP to purchase for the sole purpose of higher interest?

 

[XiaoFu99]

Anyone using the uob one card to buy insurance and hit the cc min spend? Can share what good insurance/ILP to purchase for the sole purpose of higher interest?

insurance premium usually not counted as qualified spend. if their MCC is 6300, as stated on their T&C, not counted. I never try before but no harm trying it for 1 payment and check the activity tracker for outcome?


Read HWZ Forum Rules!

 

[liquidlight]

Anyone using the uob one card to buy insurance and hit the cc min spend? Can share what good insurance/ILP to purchase for the sole purpose of higher interest?

even travel insurance also cant count towards it. i paid for travel ins and call uob to find the mcc code,

 

[DevilPlate]

Hmm, you guys struggling to clock $500 pm?
My groceries, online shopping and dining can easily clock it within 2-3 weeks.

 

[reiser]

Hmm, you guys struggling to clock $500 pm?
My groceries, online shopping and dining can easily clock it within 2-3 weeks.

Some places only accept Nets eg. my transport ($128) and piano lesson ($180) could chalk up $300 but they can’t count towards the spending.

Many items don’t count towards the spending.

When I could finally pay for something that counts, I realised I didn’t bring my card.

In the end, I got my sister to help me spend in order to chalk up enough last month. She bought a pair of shoes ($230), a tin of milk powder, a trip to the zoo. She used two days to chalk it up.

 

[wynnest]

I receive the UOB One Card cashback in two transactions:
UOB ONE CASH REBATE BILL REDEMPTION
ONE CARD ADDITIONAL REBATE

There should be one more Enhanced Cashback, anyone receive?

 

[DevilPlate]

I receive the UOB One Card cashback in two transactions:
UOB ONE CASH REBATE BILL REDEMPTION
ONE CARD ADDITIONAL REBATE

There should be one more Enhanced Cashback, anyone receive?

Same as yours. No enhanced. Whats that haha

 

[DevilPlate]

Some places only accept Nets eg. my transport ($128) and piano lesson ($180) could chalk up $300 but they can’t count towards the spending.

Many items don’t count towards the spending.

When I could finally pay for something that counts, I realised I didn’t bring my card.

In the end, I got my sister to help me spend in order to chalk up enough last month. She bought a pair of shoes ($230), a tin of milk powder, a trip to the zoo. She used two days to chalk it up.

I guess for singles it’s harder to clock $500.
Maybe you just go for those cards without min spend?

 

[ecAnonymous]

Some places only accept Nets eg. my transport ($128) and piano lesson ($180) could chalk up $300 but they can’t count towards the spending.

Many items don’t count towards the spending.

When I could finally pay for something that counts, I realised I didn’t bring my card.

In the end, I got my sister to help me spend in order to chalk up enough last month. She bought a pair of shoes ($230), a tin of milk powder, a trip to the zoo. She used two days to chalk it up.

can buy vouchers from supermarket to make up for the shortfall

 

[reiser]

I guess for singles it’s harder to clock $500.
Maybe you just go for those cards without min spend?

Actually my sister is the single while I have kids. Does sound like she’s the one with family from my post. Lol! The milk powder was for my mother.