UOB ONE Account

[EatAte]

How come UOB credit card application take ages? It’s been 4months, they keep requesting for document for verification. Email them no reply, hotline can never go through and UOB chat just give template answer and say will call back. So much trouble, so far this is the worse and the slowest bank for approval of credit card

 

[sohguanh]

How come UOB credit card application take ages? It’s been 4months, they keep requesting for document for verification. Email them no reply, hotline can never go through and UOB chat just give template answer and say will call back. So much trouble, so far this is the worse and the slowest bank for approval of credit card

If I am you I would have move on after 1 month no reply. Unless you very hard-up for that credit card else why make yourself feel like a beggar begging them to approve and issue you a credit card?

 

[hyperfuse]

Received in my uob one account
"Misc credit uob online dec22 $70 promo"

Can't remember what promo was that.

 

[ahnyaahnya]

How come UOB credit card application take ages? It’s been 4months, they keep requesting for document for verification. Email them no reply, hotline can never go through and UOB chat just give template answer and say will call back. So much trouble, so far this is the worse and the slowest bank for approval of credit card

Call them after hours.

 

[LouisSaha]

Wah some applied for cc need to wait 4 mths? :O

 

[TheDarkKnight]

Tmd I missed the CC spending by 3$ cos of a transaction that look 3days to be posted

Zzzzzz

 

[coey]

Bonus interest is in

I am new to UOB One Account, will we get the bonus interest today?

maybe tommorow. cant remember i read somewhere that its 2 business days on the follow month. So today is the first business day since yesterday is a public holiday.

 

[hyperfuse]

Tmd I missed the CC spending by 3$ cos of a transaction that look 3days to be posted

Zzzzzz

wah wasted sia u haha. for me i sure hit more than $500 every month spending, so i dont need to track at all.

 

[hyperfuse]

my account for last month maintain about $105 to $110k or more constantly.

only 1 day drop to 97k then next day i top it up back to $100k+

Bonus only $407.05

Is this correct for those who maintain $100k for the whole month?

 

[maumu]

my account for last month maintain about $105 to $110k or more constantly.

only 1 day drop to 97k then next day i top it up back to $100k+

Bonus only $407.05

Is this correct for those who maintain $100k for the whole month?

sounds correct.

28 days in the month = $379.91
29 days in the month = $393.48
30 days in the month = $407.05
31 days in the month = $420.62

credits to those who shared before (not my calculations) like @chiokcc

 

[hyperfuse]

I hope uob one don't amend their rates so fast. It's currently one of the best liquid savings account that have 5 percent EIR.

 

[demoforce1]

Bonus interest is in

Yes, got it too, thanks!

 

[final1]

Tmd I missed the CC spending by 3$ cos of a transaction that look 3days to be posted

Zzzzzz

dont be penny wise pound foolish.

 

[final1]

my account for last month maintain about $105 to $110k or more constantly.

only 1 day drop to 97k then next day i top it up back to $100k+

Bonus only $407.05

Is this correct for those who maintain $100k for the whole month?

urm just presss calculator and calculate 5% interest for 1 month on $100,000?

 

[mp4005 help]

urm just presss calculator and calculate 5% interest for 1 month on $100,000?

got to divide by 365 then times the number of days in that month.


Read HWZ Forum Rules!

 

[hyperfuse]

dont be penny wise pound foolish.

what has penny wise pound foolish got to do with him missing out on $3 spend to qualify for $500 minimum spending on his UOB card to get bonus interest on his UOB one account?

 

[final1]

what has penny wise pound foolish got to do with him missing out on $3 spend to qualify for $500 minimum spending on his UOB card to get bonus interest on his UOB one account?

He left it to near the end of the month to reach $500 even when he knew that there is still some time taken for transactions to post.

He tried to spend as close to $500 as possible and only want to exceed $500 by as little as little as possible. If that very last transaction posts late, you are dead in the water. So, don't be penny wise pound foolish. Even if you had another transaction earlier in the month such that it would have made it $520 or $530 for the month instead of $503, just do it. It is fine. No need to go and try to adjust to that extent. Once done, just dump the card for the month and wait for next month.

I don't really need to spell everything out. Anyway, lesson learnt.

 

[Uramasa]

Best to spend / clock the min. spending amount about 1 week before the month end; some transaction takes very long to get posted in, in result your post date might be crossed over to the new month.

 

[hyperfuse]

Best to spend / clock the min. spending amount about 1 week before the month end; some transaction takes very long to get posted in, in result your post date might be crossed over to the new month.

i always spend $500 within first few days of the month.

in fact. my other credit card spends amount to $12k or more haha...
have to rotate different cards.

 

[final1]

Best to spend / clock the min. spending amount about 1 week before the month end; some transaction takes very long to get posted in, in result your post date might be crossed over to the new month.

Some people might not have alot of cc expenditure.
I understand.

Regardless, if you are playing UOB One game, i will recommend you finish the $500 spend by 20th of each month.

If difficult, please go for OCBC 360.