I got this but never join becuz token of appreciation never mention is it monies or some stupid voucher. Also may need do video for survey? Do so much no monies take waste time.
hmm what's this inner circle thing?
someone go join and ask the esaver's invite requirement
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Standchart eSaver
- Thread starter mdax23
- Start date
I joined. Haha. At least it is a channel I can give feedbacks as compared to calling their useless CSO. By the way I felt that the sc mobile app with the new features had improved a lot. More user friendly and powerful. Now can delete scheduled payment easily
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- Jan 30, 2023
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Yup they enhanced the holdings / summary page too and it looks much neater now (vs the the version last week)
If your Jun ADB is higher than reference month ADB, u will rec bonus interest for the difference in ADB on 1 Jul.
The remaining bonus interest will be credited to your account by 20 July as Exclusive Bonus Interest.
In other words, the 2 bonus interest payments will add up = your Jun ADB*bonus interest %.
Did they try to sell products ?
Thanks! Is it correct to say that regardless of whether ADB is higher or lower than the reference month, the total bonus interest amount will be the same?
Yes
Dunno yet but I doubt so. I rejected my pushy RM many times prior to this so dun think they can manage to sell any products to me.. Just clicked register this afternoon anyway
No one will know the algorithm I guess. We can only guess. For my case, I transferred all my fund from esaver A to esaver B then I received the exclusive bonus interest invite for my esaver A. Not attractive to me coz it needs me to have my fund in esaver A at the end of June to be higher than end of May. I rather stay put with the public interest promo at 3.4%
Actually, the fund in esaver A may not need to be always increasing to be higher than reference month.
If you are on exclusive bonus, even the ADB is less than the previous month, it just men 0 interest for the "bonus interest" portion (every 1st of month). but when come 20th of the month, SC will pay the whole lump sum in server A based on the given interest rate of the "exclusive bonus" offer.
I think what he meant was that there was an initial requirement by SC for his esaver A to be higher in June compared to may, in order to qualify for the exclusive bonus interest for subsequent months beyond june.
My offer was this and the mechanism is different though:
<ADV> Earn up to 3.5% p.a. interest on your e$aver balance (capped at S$5mil) from now till 31 Aug'23. To qualify, ensure the month end balance in your account ending XXXX during Jun-Aug'23 is not lower than the balance on 31 May 2023. Speak to your RM or visit our bank's website and search keyword #jn23a for T&Cs that apply. Insured up to S$75K by SDIC. To unsub on SC Mobile or Online Banking: Go to "Other Request" under Help & Services.
Okay. I think your offer seems to be different from the usual one, where they did not mention that the ADB must be more than the reference month (in this case May)...
What’s the usual one?
my old invite is the best
no need to be more than reference month, just did a one-time top up by the given date to qualify for the bonus interest in the invite.This offer need to have a higher balance on 30 Jun, 31July and 31 Aug than 31 May balance.
If your 31 May balance is Mount Everest then it’s hard to take part in this offer.
I do not know what is the usual one but at least the one that I have got did not mention anything about ADB must be higher than reference month.What’s the usual one?
my old invite is the best
Mine latest one is:
"You qualify to enjoy 4% p.a. interest on your e$aver account(s) ending xxxx from 1 Mar'23 to 31 Aug'23 on ADB up to S$5mil. Speak to your RM or visit our bank's website and search keyword #m23a for e$aver Exclusive Bonus Interest (Mar'23 - Phase A) Promo T&Cs that apply. Insured up to S$75K by SDIC"
when you receive the invite, it is exclusive to your account(s) for you to enjoy. Different depositors may have received different invites but SCB will always attach a Terms and Conditions. No need to confuse everyone here .... "your one", "my one", "usual one"
. All the previous invites including May 2023 invites are already in the history books.from one of the posters here, seems like this is the latest (Phase B) for Jun 2023 invite (if you receive any)
https://www.sc.com/sg/terms-and-conditions/esav-jn23b/
yeah, agree with Mickey.when you receive the invite, it is exclusive to your account(s) for you to enjoy. Different depositors may have received different invites but SCB will always attach a Terms and Conditions. No need to confuse everyone here .... "your one", "my one", "usual one"
from one of the posters here, seems like this is the latest (Phase B) for Jun 2023 invite (if you receive any)
https://www.sc.com/sg/terms-and-conditions/esav-jn23b/
@ahchan
Important read the T&Cs of your invite.
If u need clarification on any part of the T&C, cut & paste it here, we may be able to help u out.
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