Standchart eSaver

[GrandJedi]

To where?

some in CIMB..

 

[Ahboy069]

Called cso say they offer me 3.5% till end sdp but email only arrive next week ..,

 

[zeroX26]

Did you received the below? If yes, the below 3 is meant for May Interest (4.00 %).

1. 31 May - CR Interest <-- This is Prevailing Interest
2. 31 May - Bonus Interest Payment <-- This is Bonus Interest based on Public Rate
3. 28 Jun - Sign-up bonus interest interest for May23 (01 of 7) <-- The amount credited is the difference between 3.95% and 31 May Bonus Interest Payment.

Item 2 + 3 will sum up to the sign up TnC Bonus Interest (3.95 %).

Sorry, I'm a bit lost now. Basically I signed up for my account in May, hence the reference month will be April which is 0. On 28 Jun I received Sign-up bonus interest interest for May23 (01 of 7) and on 30 Jun I only got the CR interest. I was upgraded to Priority Banking on 22nd May and the RM said Im eligible for 4% till Nov (May Promotion).

 

[NTTDoCoMo]

Sorry, I'm a bit lost now. Basically I signed up for my account in May, hence the reference month will be April which is 0. On 28 Jun I received Sign-up bonus interest interest for May23 (01 of 7) and on 30 Jun I only got the CR interest. I was upgraded to Priority Banking on 22nd May and the RM said Im eligible for 4% till Nov (May Promotion).

I breakdown into Month and Table Format for easier reading.

I had included Jun Interest.

"NN Jul - Sign-up bonus interest interest for Jun23 (02 of 7)" will be paid end of Jul.
This amount credited will be the difference between 3.95% and 30 Jun Bonus Interest Payment.

Which part are you lost?
FYI, 4% include the Prevailing Interest (0.05%)
You will need your ADB and Incremental ADB to tally the Interest.

Jun Interest

S/No.	Interest Date - Description	Remarks
1	30 Jun - CR Interest	This is Prevailing Interest
2	30 Jun- Bonus Interest Payment	This is Bonus Interest based on Public Rate
3	NN Jul - Sign-up bonus interest interest for Jun23 (02 of 7)	Invite / Signup Bonus Interest The amount credited is the difference between 3.95% and 30 Jun Bonus Interest Payment.

May Interest

S/No.	Interest Date - Description	Remarks
1	31 May - CR Interest	This is Prevailing Interest
2	31 May - Bonus Interest Payment	This is Bonus Interest based on Public Rate
3	28 Jun - Sign-up bonus interest interest for May23 (01 of 7)	Invite / Signup Bonus Interest The amount credited is the difference between 3.95% and 31 May Bonus Interest Payment.

 

[iloveicecream]

Thanks for the illustration.

 

[zeroX26]

I breakdown into Month and Table Format for easier reading.

I had included Jun Interest.

"NN Jul - Sign-up bonus interest interest for Jun23 (02 of 7)" will be paid end of Jul.
This amount credited will be the difference between 3.95% and 30 Jun Bonus Interest Payment.

Which part are you lost?
FYI, 4% include the Prevailing Interest (0.05%)
You will need your ADB and Incremental ADB to tally the Interest.

Jun Interest

S/No.	Interest Date - Description	Remarks
1	30 Jun - CR Interest	This is Prevailing Interest
2	30 Jun- Bonus Interest Payment	This is Bonus Interest based on Public Rate
3	NN Jul - Sign-up bonus interest interest for Jun23 (02 of 7)	Invite / Signup Bonus Interest The amount credited is the difference between 3.95% and 30 Jun Bonus Interest Payment.

May Interest

S/No.	Interest Date - Description	Remarks
1	31 May - CR Interest	This is Prevailing Interest
2	31 May - Bonus Interest Payment	This is Bonus Interest based on Public Rate
3	28 Jun - Sign-up bonus interest interest for May23 (01 of 7)	Invite / Signup Bonus Interest The amount credited is the difference between 3.95% and 31 May Bonus Interest Payment.

I'm missing the 30 June bonus interest payment then. I only received the CR interest of 0.5%

 

[NTTDoCoMo]

I'm missing the 30 June bonus interest payment then. I only received the CR interest of 0.5%

You check thru the SC using Browser right?

If you are missing it, you can call SC to check on it.

If not, wait till end of Jul to check if the "Sign-up bonus interest interest" Credited tally with the Jun interest that you should get.

 

[abcde83]

I'm missing the 30 June bonus interest payment then. I only received the CR interest of 0.5%

me too

 

[direbmem]

I'm missing the 30 June bonus interest payment then. I only received the CR interest of 0.5%

Same here

 

[abcde83]

im waiting for 28 July.
they shd be crediting the balance 3.95% interest by then.

 

[crossfitter]

I am missing my bonus interest for Jun too. I actually received an email that says I will get 3.5% interest if Jun-Aug balance is higher than 31st May. I called in and they said I did not get the 3.5% interest as my incremental balance is not higher than May and my account did not reflect the 3.5% interest rate which I should have qualified for. I had to send in the email for them to investigate. If you think you are missing you bonus interest, call in and check because even a bank can get this wrong.

 

[raidorz]

I breakdown into Month and Table Format for easier reading.

I had included Jun Interest.

"NN Jul - Sign-up bonus interest interest for Jun23 (02 of 7)" will be paid end of Jul.
This amount credited will be the difference between 3.95% and 30 Jun Bonus Interest Payment.

Which part are you lost?
FYI, 4% include the Prevailing Interest (0.05%)
You will need your ADB and Incremental ADB to tally the Interest.

Jun Interest

S/No.	Interest Date - Description	Remarks
1	30 Jun - CR Interest	This is Prevailing Interest
2	30 Jun- Bonus Interest Payment	This is Bonus Interest based on Public Rate
3	NN Jul - Sign-up bonus interest interest for Jun23 (02 of 7)	Invite / Signup Bonus Interest The amount credited is the difference between 3.95% and 30 Jun Bonus Interest Payment.

May Interest

S/No.	Interest Date - Description	Remarks
1	31 May - CR Interest	This is Prevailing Interest
2	31 May - Bonus Interest Payment	This is Bonus Interest based on Public Rate
3	28 Jun - Sign-up bonus interest interest for May23 (01 of 7)	Invite / Signup Bonus Interest The amount credited is the difference between 3.95% and 31 May Bonus Interest Payment.

I am on the 4% interest for 6 months offer when I opened my eSaver account and got upgraded to Priority on 3 May.

On 31 May, I received CR INTEREST and BONUS INTEREST PAYMENTFOR THE PERIOD 2023-05-03 to 2023-05-31. I also received Sign-up bonus interest interest for May23 (01 of 7) on 28 Jun.

How come I did not receive a "BONUS INTEREST PAYMENTFOR THE PERIOD 2023-06-01 to 2023-06-30"? Am a bit confused on all this.

Could it be due to it being a weekend?

 

[NTTDoCoMo]

I am on the 4% interest for 6 months offer when I opened my eSaver account and got upgraded to Priority on 3 May.

On 31 May, I received CR INTEREST and BONUS INTEREST PAYMENTFOR THE PERIOD 2023-05-03 to 2023-05-31. I also received Sign-up bonus interest interest for May23 (01 of 7) on 28 Jun.

How come I did not receive a "BONUS INTEREST PAYMENTFOR THE PERIOD 2023-06-01 to 2023-06-30"? Am a bit confused on all this.

Could it be due to it being a weekend?

You check using Mobile App or Browser?

 

[zeroX26]

I am on the 4% interest for 6 months offer when I opened my eSaver account and got upgraded to Priority on 3 May.

On 31 May, I received CR INTEREST and BONUS INTEREST PAYMENTFOR THE PERIOD 2023-05-03 to 2023-05-31. I also received Sign-up bonus interest interest for May23 (01 of 7) on 28 Jun.

How come I did not receive a "BONUS INTEREST PAYMENTFOR THE PERIOD 2023-06-01 to 2023-06-30"? Am a bit confused on all this.

Could it be due to it being a weekend?

Yes, this is the one I'm missing too. Checked on browser.

 

[raidorz]

You check using Mobile App or Browser?

Both. Not credited.

 

[NTTDoCoMo]

Both. Not credited.

The TnC did mentioned the below:



Most importantly you need to know your ADB and how much interest you are expecting, so that when SC credit the interest you can validate it.

If you are worried, you can call SC to check on it.

If not, wait till end of Jul to check if the "Sign-up bonus interest interest" Credited tally with the Jun interest that you should get.

 

[raidorz]

The TnC did mentioned the below:



Most importantly you need to know your ADB and how much interest you are expecting, so that when SC credit the interest you can validate it.

If you are worried, you can call SC to check on it.

If not, wait till end of Jul to check if the "Sign-up bonus interest interest" Credited tally with the Jun interest that you should get.

Yup, I have a record of my ADB and the amount I am expecting. Hopefully they credit tomorrow or sth if not I'll call.

 

[abcde83]

I am missing my bonus interest for Jun too. I actually received an email that says I will get 3.5% interest if Jun-Aug balance is higher than 31st May. I called in and they said I did not get the 3.5% interest as my incremental balance is not higher than May and my account did not reflect the 3.5% interest rate which I should have qualified for. I had to send in the email for them to investigate. If you think you are missing you bonus interest, call in and check because even a bank can get this wrong.

I'm on new priority sign up, 6mths 4% also.

 

[Imhthc]

I am on the 4% interest for 6 months offer when I opened my eSaver account and got upgraded to Priority on 3 May.

On 31 May, I received CR INTEREST and BONUS INTEREST PAYMENTFOR THE PERIOD 2023-05-03 to 2023-05-31. I also received Sign-up bonus interest interest for May23 (01 of 7) on 28 Jun.

How come I did not receive a "BONUS INTEREST PAYMENTFOR THE PERIOD 2023-06-01 to 2023-06-30"? Am a bit confused on all this.

Could it be due to it being a weekend?

Just thinking out loud, u opened ur account in May 23. The new interest promo(public) for adb increases starts in June and bases it on adb in may.
u get both cr interest and bonus interest payment in may coz u qualify for the public promo and eventually get the balance of the interest to make it 4%.
for June, ur adb must be higher than May adb, if not u won’t have bonus interest payment credited on 1st jul. However, my guess is that u should receive 3.95% for sign up bonus interest n eventually add up to 4% for the month.

 

[abcde83]

Just thinking out loud, u opened ur account in May 23. The new interest promo(public) for adb increases starts in June and bases it on adb in may.
u get both cr interest and bonus interest payment in may coz u qualify for the public promo and eventually get the balance of the interest to make it 4%.
for June, ur adb must be higher than May adb, if not u won’t have bonus interest payment credited on 1st jul. However, my guess is that u should receive 3.95% for sign up bonus interest n eventually add up to 4% for the month.

that's my understanding as well so I'll wait till 28 July to see if i get my thousands of dollars of interests..

v upsetting if its not credited ...thousands of dollars interest lost