CIMB FastSaver

royalmix

Master Member
Joined
Feb 23, 2016
Messages
3,984
Reaction score
1,139
Just wanna maximize the profits as you dont earn bonus above 75k
There is no limit of amounts which can earn 3.5%pa! U can dump as much as you want to earn 3.5%pa, only the base interest has limits to earn base interest by tiers but does not matter during Aug to Jan 2024. Edit: base interest matters to me, if I can 2.5% base and lose bonus 1%, not so pain lah!

But you raised a good point for NEW CUSTOMERS to have multiple accounts if they all qualify!
 
Last edited:

royalmix

Master Member
Joined
Feb 23, 2016
Messages
3,984
Reaction score
1,139
Hi, royalmix, I think you are referring to my recent question, right? As in that is the hint? Thanks!
That reply was for 1 specific person who needs help with his account. I cannot recall what was your question? Still not solved?
 

Agate8

Senior Member
Joined
Jul 31, 2013
Messages
688
Reaction score
27
If you know how to play merry go round games, play with Esaver (peronal) and Esaver (joint) or with another bank account! SCB esaver game is one of the best, the other banks then start to follow this game! Esaver is very consistent, every 2 mths play one game, empty the account to prepare for the next game!

Donkey years ago, some RMs very good, share how to play games that work against tnc, these are good RMs, depends on luck!

You are smart, I just hint and you got! Some others dun get my hint, complaint I am trolling!

I learned this "merry on round" technique last year when interest rates starts to climb. Need to "crawl-back" my share of low interest from banks!

I spoke to so many RMs and i find they are mostly incompetent. Some claimed to be private bankers also no value add. Some are my friends and when i ask questions, their knowledge are unimpressive. Haiz.....
 

compro_1975

High Supremacy Member
Joined
Jul 5, 2004
Messages
38,939
Reaction score
3,212
How am I so sure that scanning the qr means I will be enrolled?? Everyone prepared for the move?
 

whatheheck

Great Supremacy Member
Joined
May 18, 2012
Messages
60,134
Reaction score
14,825
use computer better, the cso adv me use computer...... now go in using thumbprint easy
computer
thumbprint? :s11:

i wanted to use comp, then got stunned by the token pin too
:s13: it removed my digital token for security reasons , then when i clicked to redo the digital token, it needed me to login and it was successful. somehow it forced triggered a reset on their end and i redid the token , and also able to login account next .
gg lah this app


Read HWZ Forum Rules!
 
Last edited:
Joined
Jul 22, 2015
Messages
335
Reaction score
122
Anyone here experienced that they still want you to send image of your NRIC despite already using Singpass to register as a new CIMB bank account customers??

For my case, I managed to login to my account via the CIMB app and also gotten my digital token, then call the CSO to chase after my ATM card and then tell me this funny thing.
 

htc_user

Member
Joined
Jul 16, 2009
Messages
313
Reaction score
22
I am an existing customer, had registered for the CIMB Elevate Your Savings Promotion already. I have $0 balance for July 2023. Can I confirm if I choose to fund my CIMB account from 1 Sep 2023, I will get the 3.5% p.a. interest on whatever amount I put in from 1 Sep 2023 to 31 Jan 2024 provided its at least $1000 on any given day. That is to say 1 Aug 2023 to 31 Aug 2023 I can still maintain $0 balance right? Thanks.
 

ThreeSteps

Senior Member
Joined
Apr 1, 2018
Messages
820
Reaction score
543
I am an existing customer, had registered for the CIMB Elevate Your Savings Promotion already. I have $0 balance for July 2023. Can I confirm if I choose to fund my CIMB account from 1 Sep 2023, I will get the 3.5% p.a. interest on whatever amount I put in from 1 Sep 2023 to 31 Jan 2024 provided its at least $1000 on any given day. That is to say 1 Aug 2023 to 31 Aug 2023 I can still maintain $0 balance right? Thanks.
T&Cs for Existing Customers: https://www.cimb.com.sg/content/dam...overning-casa-bonus-interest-promo-23-etb.pdf (must read)
After registration in Aug, you should transfer in fresh funds (latest by 31Aug) to ‘activate’ the promo (minimum S$1k for savings a/c or S$5k for current a/c)
Refer to my post#2778 where it highlight some key points for Existing customers.
https://forums.hardwarezone.com.sg/threads/cimb-fastsaver.5176026/page-139#post-148882099
 

a4973

Master Member
Joined
Sep 13, 2003
Messages
3,318
Reaction score
348
T&Cs for Existing Customers: https://www.cimb.com.sg/content/dam...overning-casa-bonus-interest-promo-23-etb.pdf (must read)
After registration in Aug, you should transfer in fresh funds (latest by 31Aug) to ‘activate’ the promo (minimum S$1k for savings a/c or S$5k for current a/c)
Refer to my post#2778 where it highlight some key points for Existing customers.
https://forums.hardwarezone.com.sg/threads/cimb-fastsaver.5176026/page-139#post-148882099
Hi can please share which TnC says must transfer in fresh funds by 31 Aug to activate the promo if one only wants to participate from 1 September onwards?Thanks ya.
 

ThreeSteps

Senior Member
Joined
Apr 1, 2018
Messages
820
Reaction score
543
Hi can please share which TnC says must transfer in fresh funds by 31 Aug to activate the promo if one only wants to participate from 1 September onwards?Thanks ya.
T&Cs for Existing Customers: https://www.cimb.com.sg/content/dam...overning-casa-bonus-interest-promo-23-etb.pdf (must read)
You are right to highlight this. Point#4 of T&Cs for Existing Customers did not say must transfer in fresh fund after the registration within Aug.

But for someone intending to transfer in large funds after Aug, to put in that small fresh fund amt in Aug is to play safe. It enable you to verify the small bonus interest which will be credited on 20Sep – achieve peace of mind earlier than 20Oct.
 

royalmix

Master Member
Joined
Feb 23, 2016
Messages
3,984
Reaction score
1,139
Hi can please share which TnC says must transfer in fresh funds by 31 Aug to activate the promo if one only wants to participate from 1 September onwards?Thanks ya.
Welcome back!

My interpretation of the following tnc which has 4 conditions :

4. To qualify for this Promotion,
a. a customer must hold a Qualifying Account within the Promotion Period;
b. deposit incremental fresh funds into the Qualifying Account;
c. maintain minimum deposit of S$1,000 for savings and S$5,000 for current account to qualify for prevailing interest/profit in order to qualify for bonus interest/profit and
d. register for this Promotion within the Promotion Period through our official corporate website (www.cimb.com.sg) or CIMB Eva Chatbot

4 conditions must be fulfilled to qualify and you have 1 Aug to 31 Aug to do it. Funding your account tell the bank which account you want to use to participate, assuming you have multiple accounts. I would prefer to fulfill all 4 in Aug to play safe. Check with bank if you are not sure. I am not yet a customer.

Question for you: You planned to use 2 accounts to participate in this promo, so you have confirmed with the bank it is possible? How would they know how many accounts you use to participate or how would you know all accounts you have can participate?
 

a4973

Master Member
Joined
Sep 13, 2003
Messages
3,318
Reaction score
348
Welcome back!

My interpretation of the following tnc which has 4 conditions :

4. To qualify for this Promotion,
a. a customer must hold a Qualifying Account within the Promotion Period;
b. deposit incremental fresh funds into the Qualifying Account;
c. maintain minimum deposit of S$1,000 for savings and S$5,000 for current account to qualify for prevailing interest/profit in order to qualify for bonus interest/profit and
d. register for this Promotion within the Promotion Period through our official corporate website (www.cimb.com.sg) or CIMB Eva Chatbot

4 conditions must be fulfilled to qualify and you have 1 Aug to 31 Aug to do it. Funding your account tell the bank which account you want to use to participate, assuming you have multiple accounts. I would prefer to fulfill all 4 in Aug to play safe. Check with bank if you are not sure. I am not yet a customer.

Question for you: You planned to use 2 accounts to participate in this promo, so you have confirmed with the bank it is possible? How would they know how many accounts you use to participate or how would you know all accounts you have can participate?
Though I have Starsaver and Fastsaver accounts I only intend to deposit into Starsaver account due to the blended IR for Base Interest for Starsaver is slightly more. Yes I'll follow your recommendation and deposit 1k on 31 Aug to play safe. Not doing anything fancy!!
 

royalmix

Master Member
Joined
Feb 23, 2016
Messages
3,984
Reaction score
1,139
Though I have Starsaver and Fastsaver accounts I only intend to deposit into Starsaver account due to the blended IR for Base Interest for Starsaver is slightly more. Yes I'll follow your recommendation and deposit 1k on 31 Aug to play safe. Not doing anything fancy!!
Thank you, when I have time and confirm joining, I will ask the bank if I can open more than 1 account to join this promo.
 

saintgtril

Great Supremacy Member
Joined
Sep 30, 2004
Messages
54,216
Reaction score
67
That reply was for 1 specific person who needs help with his account. I cannot recall what was your question? Still not solved?

It is addressed, I believe, with the understanding that the following method works. The following was my question:

-------
Hi all,

Scenario: existing customer with multiple accounts.
StarSaver: $0.
FastSaver (SA): $X

Note: not register yet.

Suggestion to optimise this promotion is welcome please:
Should I FAST from FastSaver to bank A then FAST back to StarSaver? By doing so qualifies for this promotion (under StarSaver account)?

If not, please suggest alternative. Appreciated!
-----

https://forums.hardwarezone.com.sg/threads/cimb-fastsaver.5176026/page-134#post-148811164
 
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Community Guidelines and Standards, Terms of Service and Member T&Cs for more information.
Top