UOB ONE Account

[ahnyaahnya]

If anyone else is still experiencing the same nonsense I was, apply for a credit card or debit card (which as a natural consequence results in a UOB One account being opened) using the forms here instead and not the one on the main page: https://www.uob.com.sg/personal/customer-service/application-forms.page#list-item-cards. Worked for me at last, they need to get this **** fixed man

Already have a Ladies debit card. If I open a One Account , must open another debit card ?

 

[123kidy]

Bonus interest in Liao

 

[hyperfuse]

Free money in again~

 

[Min Min]

I also just received the interest from 20th to 31th Aug however I put in 100k but they read it as 75k average balance nia why is that so Ah?

 

[MrGDebonair]

Already have a Ladies debit card. If I open a One Account , must open another debit card ?

Not too sure about that, I assume you would get a UOB One debit card as well because they are different accounts and account types.

 

[ekardo]

Not too sure about that, I assume you would get a UOB One debit card as well because they are different accounts and account types.

Can can combine credit card to meet the minimum spending.

 

[ahnyaahnya]

Not too sure about that, I assume you would get a UOB One debit card as well because they are different accounts and account types.

But the Ladies Card is one of the cards that can be used for to get the bonus interest. Why still must get the One debit card as well ?
Then the One debit card will be linked to the One account? Or can be linked to a different account?
If must be linked to the One account, then I will forget about applying for this. No way will I link a debit card to an account with high balance in it.

 

[instad]

But the Ladies Card is one of the cards that can be used for to get the bonus interest. Why still must get the One debit card as well ?
Then the One debit card will be linked to the One account? Or can be linked to a different account?
If must be linked to the One account, then I will forget about applying for this. No way will I link a debit card to an account with high balance in it.

Yes the One debit card is linked to One account.

 

[||||||||||]

i lock my debit card since i won't be using it as a atm card

 

[vsvs24]

i lock my debit card since i won't be using it as a atm card

Should cancel if no need.

My friend's debit card not activated also kena fraud transaction. UOB can't explain why.

 

[shengliang1981]

I also just received the interest from 20th to 31th sept however I put in 100k but they read it as 75k average balance nia why is that so Ah?

When did you open your account and when did you deposit the $100k?

 

[Min Min]

When did you open your account and when did you deposit the $100k?

both on the 20th aug

 

[shengliang1981]

both on the 20th aug

Is your bonus interest around $162.74?

 

[Min Min]

Is your bonus interest is around $162.74?

I don’t get the math behind this at all

 

[ahnyaahnya]

Should cancel if no need.

My friend's debit card not activated also kena fraud transaction. UOB can't explain why.

Then the bank should be liable? Since the card wasn't activated?

 

[shengliang1981]

I don’t get the math behind this at all

Yeah, looks strange to me also. If you opened the account and deposited $100k on 20th Aug, I suppose the monthly average balance would be $100,000 x 12 / 12 = $100,000. Then the bonus interest should be $100,000 x 4.95% / 365 x 12 = $162.74

 

[Min Min]

Yeah, looks strange to me also. If you opened the account and deposited $100k on 20th Aug, I suppose the monthly average balance would be $100,000 x 12 / 12 = $100,000.

ya and the hotline is forever high call volume unable to speak to a proper human

 

[shengliang1981]

Yeah, looks strange to me also. If you opened the account and deposited $100k on 20th Aug, I suppose the monthly average balance would be $100,000 x 12 / 12 = $100,000. Then the bonus interest should be $100,000 x 4.95% / 365 x 12 = $162.74

Just checked that 20th Aug is Sunday, so the funds that you transferred in would be valued on 21st Aug. Even then, I suppose the monthly average balance would be $100,000 x 11 / 12 = $91,666.67.

 

[SeafoodGuy]

Yeah, looks strange to me also. If you opened the account and deposited $100k on 20th Aug, I suppose the monthly average balance would be $100,000 x 12 / 12 = $100,000. Then the bonus interest should be $100,000 x 4.95% / 365 x 12 = $162.74

The monthly average is not $100k for this case. The SS show average is 75k++, which means the account is not getting the last tier interest.

I also just received the interest from 20th to 31th Aug however I put in 100k but they read it as 75k average balance nia why is that so Ah?

you only have your funds in there for 10-11 days out of 31 days obviously the average balance is much lower.
if this works then everyone will put in on the 30th/31st.

 

[maumu]

both on the 20th aug

I did some reverse math and it seems like the $124.68 is based on 15 days out of 31 days in August based on the MAB of $75243.93. not sure if you may have mixed up your dates? seems like the account opening date and $100k pumped in not the same which is why MAB is not $100k.