How much is your total expenditure for the year 2023?

[testart]

For 1 person or whole family?

1 person 30k

 

[Lchlch]

For me is $30k expenditure for 2023

Bonus: clock 890km walking distance

Plus children, everything about $50k.

 

[testart]

never keep track...

based on posb app, moi on average every month save about 3k...

Are you going to reflect on yourself regarding the spending?

 

[testart]

Plus children, everything about $50k.

$50K is alot money bro
All these expenditure seem like cannot run away from

Electricity meter keep jumping every second, like really cannot don't work

 

[testart]

About 400-500k

huge chunk go to down payment of condo

Wow alot money

Technically, the huge chunk of down payment is not considered expenditure

 

[highsulphur]

Wow alot money

Technically, the huge chunk of down payment is not considered expenditure

Technically still cash flow which one has to be mindful of

 

[wutawa]

Technically, the huge chunk of down payment is not considered expenditure

Why not?

I don't consider my investment as expenditure.

 

[wutawa]

$50K is alot money bro
All these expenditure seem like cannot run away from

Electricity meter keep jumping every second, like really cannot don't work

U know, the tariff rate (under OEM) increases like 50% every 2 years. 20 cents kWh becomes 30 cents. Very scary

 

[testart]

U know, the tariff rate (under OEM) increases like 50% every 2 years. 20 cents kWh becomes 30 cents. Very scary

https://forums.hardwarezone.com.sg/...ning-water-tap-running-got-out-no-in.6969111/

Yes

Very scary

 

[wutawa]

Any good free app for keeping track expenses

Hopefully can backup to Google drive

I old school using Google sheet

 

[testart]

Why not?

I don't consider my investment as expenditure.

E.g. u spent on cigarette, alcohol, food, drinks, toilet paper

You use finished, then no more liao...expensed off already

I think investment is not expenditure same what u think

 

[testart]

U know, the tariff rate (under OEM) increases like 50% every 2 years. 20 cents kWh becomes 30 cents. Very scary

Unless don't watch TV, don't shower, don't cook, don't work

Everything don't do

1 year really can save $2k ?

 

[wutawa]

https://forums.hardwarezone.com.sg/...ning-water-tap-running-got-out-no-in.6969111/

Yes

Very scary

Heng got usave

 

[wutawa]

Unless don't watch TV, don't shower, don't cook, don't work

Everything don't do

1 year really can save $2k ?

Actually I don't watch TV, don't cook and don't work. I got shower though. Hehe.

U mean 2k on utilities bill?

 

[testart]

Actually I don't watch TV, don't cook and don't work. I got shower though. Hehe.

U mean 2k on utilities bill?

I mean electricity bill

U have aircon?

 

[Lchlch]

$50K is alot money bro
All these expenditure seem like cannot run away from

Electricity meter keep jumping every second, like really cannot don't work

Children expenses.
Household bills.
Insurance.
And worst is those miscellaneous expenses.

 

[twinklingstars]

Mine is about $44000, single. but excluding mortgage. Travelled too much last year.. need to cut down..

 

[testart]

Mine is about $44000, single. but excluding mortgage. Travelled too much last year.. need to cut down..

I think top expenditure is travelling for holidays sia

Just 1 time expenditure whacked on it...

 

[pohw0008]

Health related expenses $7k. Shag..

 

[testart]

Heng got usave

Ya
It helps