UOB one card

[Fellowes]

Anyone here has similiar experience where UOB doesnt want to waive the annual fee for this card lately?

Nope, request waive fees in app and was almost immediate. So far the only bank that rejected me was OCBC and I said goodbye to them as well.

 

[xtremescy]

Anyone came over to UOB One from UOB EVOL?
Also if I want to start UOB One's first quarter (October to December 2024); should I start applying now? or in month of October?

 

[hyperbole]

Anyone came over to UOB One from UOB EVOL?
Also if I want to start UOB One's first quarter (October to December 2024); should I start applying now? or in month of October?

Your first quarter starts whichever month the card is issued you got no control over it. But the first quarter is prorated so you can choose to fulfil only the last 1 or 2 months in the first quarter.

 

[reddevil0728]

Your first quarter starts whichever month the card is issued you got no control over it. But the first quarter is prorated so you can choose to fulfil only the last 1 or 2 months in the first quarter.

Technically you have some control by controlling when you apply right?

 

[Arandalo]

Technically you have some control by controlling when you apply right?

But also no control when the bank will approve the card. Though for most cases if apply early in the month should get within the same month.

 

[xtremescy]

So in my case for UOB One's first quarter (October to December 2024), I will apply on 1st October thus first quarter will start in Mid October then?
Alright, thanks!

 

[Belford]

Nope. I applied and got approved first week of January, still my quarter was Dec-Jan-Feb. You have to confirm with UOB CSO what’s your quarter.

 

[Jirachi]

which cards are the best to pair with the UOB one account?

For cash back - UOB One card?
For Miles / Rewards - UOB women card or Kris flyer?

Technically yes.

 

[sglandscape]

Nope. I applied and got approved first week of January, still my quarter was Dec-Jan-Feb. You have to confirm with UOB CSO what’s your quarter.

Is it stated in your statement?

 

[Belford]

Is it stated in your statement?

I know my quarter based on when I received my cashback: it came with March statement, prorated (2/3 of quarterly cashback).

 

[xtremescy]

Nope. I applied and got approved first week of January, still my quarter was Dec-Jan-Feb. You have to confirm with UOB CSO what’s your quarter.

But if yours is approved on first week of January, but quarter is from Dec-Jan-Feb; you dont get to use it in Dec, how do they calculate for that quarter of 3 months? Pro-rate and calculate with Jan and Feb?
Kinda of weird to include Dec in then...

 

[Belford]

But if yours is approved on first week of January, but quarter is from Dec-Jan-Feb; you dont get to use it in Dec, how do they calculate for that quarter of 3 months? Pro-rate and calculate with Jan and Feb?
Kinda of weird to include Dec in then...

2/3 of quarterly cashback was received.

 

[Jedihan]

I wonder if buying Dian Xiao er voucher or using liven to buy voucher can be counted towards spend or not

 

[Trazora]

I wonder if buying Dian Xiao er voucher or using liven to buy voucher can be counted towards spend or not

what is the mcc?

 

[Jedihan]

what is the mcc?

How to find out the mcc?

 

[poland_ball]

How to find out the mcc?

https://milelion.com/2023/11/13/how-to-check-merchant-category-codes-mccs-before-making-a-purchase/

 

[GrandJedi]

Any suggestions on a short term endowment/savings plan that I can use my UOB1 card to pay $500/month? i am trying to meet the $500 mthly credit card spent to get high interest on my UOB One account.

 

[oceanicmanta]

Any suggestions on a short term endowment/savings plan that I can use my UOB1 card to pay $500/month? i am trying to meet the $500 mthly credit card spent to get high interest on my UOB One account.

speak to UOB .. they wld b happy to recommend

but wld be charged to Debit as qualified spend, and unlikely shorter than 2yrs

 

[GrandJedi]

speak to UOB .. they wld b happy to recommend

but wld be charged to Debit as qualified spend, and unlikely shorter than 2yrs

hmmm... with UOB selling me products, probably not worth it.

 

[Cumzilla]

Any suggestions on a short term endowment/savings plan that I can use my UOB1 card to pay $500/month? i am trying to meet the $500 mthly credit card spent to get high interest on my UOB One account.

if u plan to charge only insurance premium to your card, you will only get the one account bonus interest but not the quarterly rebates