[Official Thread] Ringgit Exchange Rate - Part 2

[Habrosus]

Just use the 1st 4 digit of app PIN for ATM PIN lah...then the last 4 if you need to reset ATM PIN etc etc

Reset here and there, then one day forget 4 or 6, front 4 or back 4, etc... Like me!

Luckily I don't have the need to withdraw cash from my YouTrip card... yet.

 

[Andrew833]

Just use the 1st 4 digit of app PIN for ATM PIN lah...then the last 4 if you need to reset ATM PIN etc etc

Yeah, ATM pins usually 6 digits for bank cards, but YT different.
Fortunately can reset immediately...

But then I also recall like YT start to implement 6 digits PIN liao.

YT used up the running number for 4 digit pin so start 6 digit pin very soon.

Problem I need to rem 2 sets of pin, 1 for app another for withdrawal

 

[froztheart]

Reset here and there, then one day forget 4 or 6, front 4 or back 4, etc... Like me!

Luckily I don't have the need to withdraw cash from my YouTrip card... yet.

Relateable, too many pins & password in this digital age.

YT used up the running number for 4 digit pin so start 6 digit pin very soon.

Problem I need to rem 2 sets of pin, 1 for app another for withdrawal

It's a good problem at leaast.

 

[sunsetbay]

Yeah, ATM pins usually 6 digits for bank cards, but YT different.
Fortunately can reset immediately...

But then I also recall like YT start to implement 6 digits PIN liao.

This was what happened to me, the ATM showed 6 boxes then I input my common 6 digit pins~ I tried several pins, fail again~ then I found the reset pins in the app but too late, the ATM still reject cos I tried too many attempts~

 

[sunsetbay]

Additional information, even using reload pin be reminded there are 2 type of ewallet balance:

Transferable eWallet Balance	Non-transferable eWallet Balance
This refers to eWallet Balance coming from online banking, credit/debit card, DuitNow Transfer, direct credit and GOpinjam cash-in/reload	This refers to eWallet balance that comes from government initiatives or reload PIN cash-in/reload
You CAN use your transferable eWallet balance for: Peer Transfer DuitNow Transfer GO+ GOinvest GOremit ATM withdrawal via Touch ‘n Go eWallet Visa card JomPAY	You CANNOT use your non-transferable eWallet balance for: Transfer DuitNow Transfer GO+ GOinvest ATM withdrawal via Touch ‘n Go eWallet Visa card JomPAY

https://support.tngdigital.com.my/h...rable-and-Non-transferable-in-eWallet-Balance

If topup Transferable eWallet Balance there will be convenience fee charges. Super mafan

You mean if top up via reload pin, it will shows a second wallet amount~? Cannot use on DuitNow transfer then cannot make payment to small merchants that use DuitNow qrcode~?

 

[froztheart]

This was what happened to me, the ATM showed 6 boxes then I input my common 6 digit pins~ I tried several pins, fail again~ then I found the reset pins in the app but too late, the ATM still reject cos I tried too many attempts~

Yup, natural to assume it's 6 PIN since it's usually 6 digits anyways.
Wah, how many times did you try that even the ATM reject your card.

 

[hwsstx]

I read that YouTrip supports DuitNow transfer - that's all I read.

Whether there's any charges/fees if DuitNow transfer from YouTrip to TnG, I don't know.

Updated
YouTrip rolls out overseas transfer feature for Singapore users

A check of the YouTrip app on March 4 by The Straits Times shows that transferring $1,000 from Singapore to Malaysia would incur a fee of $3.28.

 

[monoblue]

You mean if top up via reload pin, it will shows a second wallet amount~? Cannot use on DuitNow transfer then cannot make payment to small merchants that use DuitNow qrcode~?

When you use reload pin to topup TNG ewallet it will give you two option to choose, transferable(fees applies), or non-transferable.

I not sure the full definition, I think is Duitnow qrcode payment at merchant and Duitnow transfer is referring to Duitnow to bank account. You cannot use balance in non-transferable for Duitnow transfer.

yes you can convert non-transferable to transferable but fees applied. TNG is nerfed…

 

[monoblue]

I read that YouTrip supports DuitNow transfer - that's all I read.

Whether there's any charges/fees if DuitNow transfer from YouTrip to TnG, I don't know.

Updated
YouTrip rolls out overseas transfer feature for Singapore users

A check of the YouTrip app on March 4 by The Straits Times shows that transferring $1,000 from Singapore to Malaysia would incur a fee of $3.28.

Confirmed have fees.

Btw today rate good

ichange hit 3.32
Insteram 3.31
Youtrip 3.3

 

[sunsetbay]

I read that YouTrip supports DuitNow transfer - that's all I read.

Whether there's any charges/fees if DuitNow transfer from YouTrip to TnG, I don't know.

Updated
YouTrip rolls out overseas transfer feature for Singapore users

A check of the YouTrip app on March 4 by The Straits Times shows that transferring $1,000 from Singapore to Malaysia would incur a fee of $3.28.

A check on youtrip, it's cheaper than top-up to TnG app~

If use youtrip to make payment to Duitnow, eg. rm1000 will incur SGD1.47 (rm4.85) fee oppose to top-up to TnG ewallet with SG card which incur rm10 fee for the same amount transfer~

However, Youtrip to Duitnow dun have QRCode scanning feature which is a deal breaker~ need to input business name, mobile phone or BRN no.~

 

[sunsetbay]

Should be able to top-up at Watsons using Cash (no reload PIN needed) & your balance is still the transferable type...I think.

can top-up to TnG ewallet at Watson meh~? I know can top-up TnG card at the cashier~

 

[Habrosus]

Ringgit weakens against US dollar, gains versus other currencies

 

[hwsstx]

can top-up to TnG ewallet at Watson meh~? I know can top-up TnG card at the cashier~

I'm wrong, you are right...that's why I deleted my post.

 

[vaxvms]

3.301


https://cashchanger.co/singapore/mc/firman-shah-international-exchange/617

 

[hwsstx]

Some Instarem users' account details revealed in other customers' app after 'technical incident'

 

[monoblue]

Ichange 3.31
Instarem 3.30
Youtrip 3.29

 

[monoblue]

A check on youtrip, it's cheaper than top-up to TnG app~

If use youtrip to make payment to Duitnow, eg. rm1000 will incur SGD1.47 (rm4.85) fee oppose to top-up to TnG ewallet with SG card which incur rm10 fee for the same amount transfer~

However, Youtrip to Duitnow dun have QRCode scanning feature which is a deal breaker~ need to input business name, mobile phone or BRN no.~

oh this is a good option, like that you pay less, fees just need to enter the numbers manually. not too bad

 

[vaxvms]

3.302


https://cashchanger.co/singapore/mc/haratan-servicing-pte-ltd/620

 

[Habrosus]

Due to regulatory updates, we're changing the top-up methods available to you. From 20 May 2025, you'll no longer be able to use a credit card to add money to your Revolut account.​

You can still add money using these methods: Debit card Bank transfer Apple Pay (debit only) Google Pay (debit only)

For more info on top-ups, please check our FAQs. Thanks for your understanding.​

— Team Revolut​

 

[Habrosus]

​

Due to regulatory updates, we're changing the top-up methods available to you. From 20 May 2025, you'll no longer be able to use a credit card to add money to your Revolut account.​

​

You can still add money using these methods:​ Debit card Bank transfer Apple Pay (debit only) Google Pay (debit only)

​

For more info on top-ups, please check our FAQs. Thanks for your understanding.​

​

— Team Revolut​

​

Transfer from back account, I might as well use DuitNow directly from CIMB OCTO?

About time to bleed some of these cards.