UOB stash interest

[FlyGuardX]

First time using stash... Top-up amt and balance to maintain is zero is ok?

I think first 6 months is okay

 

[peppermint7]

I usually keep zero balance as lazy to go branch to close or in case got good promo. WIth the coming change in tnc, I have no choice but to close it next week, else kena "inactive" or "zero balance fee"!

What changes huh? Where did you see it

 

[peppermint7]

Bonus interest in.

 

[fire]

Bonus interest in.

Transfer out bonus, leaving the base, just maintain.

 

[peppermint7]

Transfer out bonus, leaving the base, just maintain.

So long you see the " top up required to earn interest " is zero.

 

[FlyGuardX]

stash is actually quite good

 

[DevilPlate]

stash is actually quite good

Now 2% become quite good

 

[Devilsire]

Bonus interest in.

believe this is the first month where the decreased interests came into effect, dropped around $80 for max earmark. left 2 more mths

 

[Jirachi]

Now 2% become quite good

Will cut soon.

Edit: I don't think UOB will let a savings account get more interest rate than a current account.

 

[peppermint7]

believe this is the first month where the decreased interests came into effect, dropped around $80 for max earmark. left 2 more mths

I left 1 more month. Will shift to Standchart Bonus saver after that.

 

[Devilsire]

I left 1 more month. Will shift to Standchart Bonus saver after that.

u clocking how many criteria/% over there?
am considering to jump there too but gonna research/consider the "costs" for clocking

 

[peppermint7]

u clocking how many criteria/% over there?
am considering to jump there too but gonna research/consider the "costs" for clocking

I reply u there..

 

[chiokcc]

stash is actually quite good

Yar, simple to understand, though the interest rate is not fantastic ....

 

[FlyGuardX]

Will cut soon.

Edit: I don't think UOB will let a savings account get more interest rate than a current account.

i actually emptied stash last month and now move back in again

 

[JetStorm]

If interest drop we will just move again.

 

[Spirax]

Maybe UOB will renamed from stash to slash interest account

 

[ravenintiate]

oh man, did not receive the bonus interest on 31st July. not sure what i did wrong in july.
30 Jun - received interest of 4.11
1 Jul - received interest of 242.87
1 Jul - Withdrew all the interest of 246.98

I vaguely rmb the top up required to earn interest was 0.

Any chance to appeal?

 

[ericcsn]

oh man, did not receive the bonus interest on 31st July. not sure what i did wrong in july.
30 Jun - received interest of 4.11
1 Jul - received interest of 242.87
1 Jul - Withdrew all the interest of 246.98

I vaguely rmb the top up required to earn interest was 0.

Any chance to appeal?

I appealed early this year. Was successful then.
Your issue is: you have to withdraw same amount on same day.
(Ie on 1 Jul, you can only withdraw $242.87.
On 30 Jun u can withdraw $4.11.)
Withdrawing differently from above involves complex calculations that puts your earned interests at risk .

 

[fire]

I appealed early this year. Was successful then.
Your issue is: you have to withdraw same amount on same day.
(Ie on 1 Jul, you can only withdraw $242.87.
On 30 Jun u can withdraw $4.11.)
Withdrawing differently from above involves complex calculations that puts your earned interests at risk .

So complicated? I just withdrew both bonus interest and interest credit on 1st Aug

 

[ericcsn]

So complicated? I just withdrew both bonus interest and interest credit on 1st Aug

Don’t wish this to happen but I think you going to find yourself calling in the bank next month to appeal