ocbc 360 account

[Nanonited]

Check yr email
Y’all saw the additional $30K get $128 promo hor

Did you sign up? Not sure where to find the tnc and also i already deposited on 1 aug before the promo so i have no idea how to tell i successfully registered? Are they supposed to earmark?

the wording seems like it but yet they say cannot withdraw? If they earmark how we supposed to withdraw anyway

 

[therat]

copy and paste from OCBC email

Ready to give your savings a little boost? We’ve got an exclusive offer just for you. Receive a S$128 cash reward when you top up S$30,000 in fresh funds to your 360 Account from 1 to 31 August 2025 – and keep the funds in place for 3 months without any withdrawals to qualify.

To participate, be sure to sign up via the e-form before you top up.
https://go.ocbc.com/360promo

 

[Nanonited]

copy and paste from OCBC email

Ready to give your savings a little boost? We’ve got an exclusive offer just for you. Receive a S$128 cash reward when you top up S$30,000 in fresh funds to your 360 Account from 1 to 31 August 2025 – and keep the funds in place for 3 months without any withdrawals to qualify.

To participate, be sure to sign up via the e-form before you top up.
https://go.ocbc.com/360promo

It doesnt state the tncs though.. like do they earmark? Cant tell if you are successful

 

[ericcsn]

copy and paste from OCBC email

Ready to give your savings a little boost? We’ve got an exclusive offer just for you. Receive a S$128 cash reward when you top up S$30,000 in fresh funds to your 360 Account from 1 to 31 August 2025 – and keep the funds in place for 3 months without any withdrawals to qualify.

To participate, be sure to sign up via the e-form before you top up.
https://go.ocbc.com/360promo

thanks

it says:
Promotion is only open to selected OCBC Personal Banking, Premier Banking, Premier Private Client customers who have received an email from the Bank and hold an existing 360 account (which @addict951 has succinctly mentioned).

I guess it would be useful for those newcomers in this month to ocbc 360 (but where are they going to find the invitation email?).

Or for those whose 360 account has not quite reached $100K as this yield of 1.71% is stackable on top of those from OCBC 360. (same view from @Daffy7)

But not if you are already at or above $100K in the account; on its (standalone) own, 1.71% is not just simply meh, it is already DOA (Dead On Arrival).

 

[Cumzilla]

thanks

it says:
Promotion is only open to selected OCBC Personal Banking, Premier Banking, Premier Private Client customers who have received an email from the Bank and hold an existing 360 account (which @addict951 has succinctly mentioned).

I guess it would be useful for those newcomers in this month to ocbc 360 (but where are they going to find the invitation email?).

Or for those whose 360 account has not quite reached $100K as this yield of 1.71% is stackable on top of those from OCBC 360. (same view from @Daffy7)

But not if you are already at or above $100K in the account; on its (standalone) own, 1.71% is not just simply meh, it is already DOA (Dead On Arrival).

Guess in the next few months I will become the 'selected' customer after transferring my fund out on 1st August.

 

[ericcsn]

Guess in the next few months I will become the 'selected' customer after transferring my fund out on 1st August.

good idea (not thought of that).

If you got the letter, get out and come back in (assuming this promo is extended beyond this month) - then the ding dong strategy works here too.

 

[sgboy85]

I was asking in terms of the credit card min spending. Do subscriptions to Straits Times, Town Council conservancy charges contribute to the $600? Thanks.

Is this still valid as of 2025?

 

[bargin]

Bonus is in liao !!

 

[70niner]

Sad… next month onwards is the lower rates

 

[ericcsn]

Yes bonus is in $403.40

 

[chopra]

Took out
$0 inside

 

[chopra]

Yes bonus is in $403.40

$276 for me
Save
Spend
Salary

 

[chopra]

Later will have family bonus also issit

 

[koolkool]

Everything according to plan so far! All bonus came in. Sold off my UT with small profit in less than a month. Now I will wait for the credit card cashback to confirm there is cashback end of the month so my effective interest rate will be higher. Thanks all for your kind advice.

 

[70niner]

Took out
$0 inside

I thought need to maintain minimum $3000 in the account? else monthly charges will kick in, if balance fall below 3000

 

[ericcsn]

$276 for me
Save
Spend
Salary

So the maths essentially are as follows (OCBC does round them down to 2 decimal places):

1. Save BI: ($75k*0.6/100+($100k-75k)*1.2/100)*31/365= $63.69
2. Spend BI: $100k*0.5/100*31/365= $42.46
3. Salary BI: ($75k*1.6/100+($100k-75k)*3.2/100)*31/365=$169.86.

total for above 3 cat = 63.69+42.46+169.86= $276.01[ (c.f. $276 that you reported)

 

[epsqps]

Everything according to plan so far! All bonus came in. Sold off my UT with small profit in less than a month. Now I will wait for the credit card cashback to confirm there is cashback end of the month so my effective interest rate will be higher. Thanks all for your kind advice.

Curious, which UT from OCBC did you choose?

 

[demoforce1]

They cannot claw

you mean cannot minus?

 

[Jun666]

I think only DBS will do negative balance