MARI invest

[~sabaisabai~]

yeah the returns in the past 2 months since i 'dca' into this fund have been good. nav increasing + getting div payouts

rate cut or not i still intend to put more in till end of this month.

not trying to earn big from this, just aiming for overall gain around 3-4% pa

Mii ?
Now price high to enter?

 

[peppermint7]

Mii ?
Now price high to enter?

Don't know the price now leh. I went in is still showing 12th price. Anyway I'll buy 10k tonight

 

[geographic]

My return on paper for Income is about 0.9% for the first month, as I have just started on this fund. I plan to buy regularly, regardless of price fluctuations, to lower the average cost of the fund in the event of price volatility. There is no way we can predict the price pattern. The drop in interest may benefit this fund. The regular monthly payout will also help to hedge against a price fall, if it does happen.

 

[geographic]

Mii ?
Now price high to enter?

Fund Historical Price

Highest : $11.55 (11 Feb 2021)
Lowest: $9.28 (30 Oct 2023)

 

[geographic]

"Dollar cost averaging (DCA) is an investment strategy where a fixed amount of money is invested at regular intervals, such as monthly, regardless of market conditions. This approach mitigates the risk of investing a lump sum at the wrong time by buying fewer shares when prices are high and more shares when prices are low, effectively lowering the average cost per share over time. DCA also helps remove emotions from investment decisions and provides a disciplined way to build long-term wealth." Quoted from Investopedia

 

[peppermint7]

Based on your 0.9% for 1 month also got 10% pa.
Hope the trend continues..

My return on paper for Income is about 0.9% for the first month, as I have just started on this fund. I plan to buy regularly, regardless of price fluctuations, to lower the average cost of the fund in the event of price volatility. There is no way we can predict the price pattern. The drop in interest may benefit this fund. The regular monthly payout will also help to hedge against a price fall, if it does happen.

 

[sp0inK]

My return on paper for Income is about 0.9% for the first month, as I have just started on this fund. I plan to buy regularly, regardless of price fluctuations, to lower the average cost of the fund in the event of price volatility. There is no way we can predict the price pattern. The drop in interest may benefit this fund. The regular monthly payout will also help to hedge against a price fall, if it does happen.

tbh i think that's the general expectation of the fund. nav is supposed to decrease and hedged against the 6%ish dividend payout. that's why this fund historically net around 4% pa

maybe rate cuts will help cause nav to continue going up. but long term this type of double digit % pa growth is not sustainable

 

[wutawa]

Don't know the price now leh. I went in is still showing 12th price. Anyway I'll buy 10k tonight

Just buy and u will profit. Mth end get payout, no need wait till 65yo.

 

[peppermint7]

Just buy and u will profit. Mth end get payout, no need wait till 65yo.

Let's say Market tank. Let's say la, touch wood. Will this be affected? Now every market looks ATH. Not sure if this Pimco is sensitive to stock market shock or not..

 

[wutawa]

Let's say Market tank. Let's say la, touch wood. Will this be affected? Now every market looks ATH. Not sure if this Pimco is sensitive to stock market shock or not..

This is a good question but I don't have the answer. U bought $10k of this. U ought to find out what they buying with this fund and whether those things r related to stock market or not.

As of 31 Aug 2025

 

[peppermint7]

This is a good question but I don't have the answer. U bought $10k of this. U ought to find out what they buying with this fund and whether those things r related to stock market or not.

As of 31 Aug 2025

Yeah I'm trying to sit still to watch the video again. It seems it is sensitive to USD rise and falls as it is a US biased portfolio. USD exposure is 97%.

 

[peppermint7]

Bonds are sensitive to interest rates. The NAV dropped when the Fed hike the rates.

My guess why the NAV is climbing is everyone anticipated Fed rate cuts this quarter.

I guess ultimately what drives this fund is interest rates and USD. OK. I'll just put a little and see how it goes.

 

[~sabaisabai~]

Don't know the price now leh. I went in is still showing 12th price. Anyway I'll buy 10k tonight

Wah. U wanna jeep 10k today?

 

[alanchia67]

@alanchia67 what's your take on this? am i too late into the game?

My take, you could still buy before the official Fed announcement.

 

[peppermint7]

Wah. U wanna jeep 10k today?

I want to see in 2 months time i will get the same return of $250 plus minus

 

[alanchia67]

PIMCO NAV 15/9/2025 9.65

 

[~sabaisabai~]

PIMCO NAV 15/9/2025 9.65

Inch up from 9.63

 

[Tee_bag]

Aiya... i just bought some of these via MII...

Jeeped ~ 2 weeks ago ... small huatz

 

[alanchia67]

Jeeped ~ 2 weeks ago ... small huatz

So, do you intend to hold beyond 5yrs?

 

[Tee_bag]

So, do you intend to hold beyond 5yrs?

Donno leh ... the MII dashboard estimated the interest returns at ~ 6.4% pa
so maybe deep freeze this 1st ba...